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  • Report:  #88242

Complaint Review: Schreiber & Associates P.C. - North Andover Massachusetts

Reported By:
- L.A., California,
Submitted:
Updated:

Schreiber & Associates P.C.
65 Flagship Drive North Andover, 01845 Massachusetts, U.S.A.
Phone:
978-722-2800
Web:
N/A
Tell us has your experience with this business or person been good? What's this?
about mid February my wife was called by Michael Richards - legal assistant for Schreiber & Associates -and he threatened her if she doesn't immediately pay off her debt with his company that a warrant for arrest will be issued and the Sheriff will come within 72 hours to arrest her.

My wife made him aware of the fact that we were in the middle of a move and everything was in boxes so she could not even access the data he provided to make sure it was correct. He expressed that he doesn't care about that she needs to pay right now. He explained to her that her former credit card account was being bought by Schreiber & Associates and that she is way behind payments and he used a lot of legalese so we couldn't really understand what he said. In fact I didn't hear all of the conversation, I just came in when he threatened her with arrest.

My wife was very upset and hung up on him telling him that she would get back to him. I asked her what that was all about and she explained. I asked her for the phone number and called up Michael to querry what he said. And he repeated himself telling me that the debt needs to be paid immediately. He asked me how much money I have right now and I told him $5.00. He said I was kidding which I was not. That was about the 25. February. He asked me how much could I pay by Friday and I said $100 and he said make it $200 and then we will take off the charges and she will not get arrested. He wanted me to do this with a check over the phone which I did. With my account.

I also explained to him that the debt was not created by me but by her former marriage. But he was not interested in any of that. Anyway I gave him my account information and the $200 were taken off my account. Two weeks later I found out that his dealing with us were criminal and I filed a report with the Federal Trades Comission. Michael also said he would get back to me after the first check went through to figure out how we would precede from there. He never has!!! In fact I just found out on the 12th of April through a notification of my bank that my account was overdrawn for $265.00 and upon further investigation I discovered a check written with the #9002.

Although my current check book # is at 403 and this in 5 years having this account! This company just wrote a check to themselves without any permission and now my account is down to -$360 or even more and I cannot use my account at all. This is treasonous.

Ingo

L.A., California
U.S.A.


5 Updates & Rebuttals

Keith

North Andover,
Massachusetts,
U.S.A.
RESPONSE TO: THREAT OF ARREST

#2UPDATE Employee

Mon, May 10, 2004

Yes, I agree that an improper threat of arrest, if made, is not a compliant act. However, absent any proof that such a statement was made, especially considering the level of telephone monitoring and recording done in our office, the complaint lacks validation. Lastly, it is not a crime to willingly make a payment to someone else's account. If it were many husbands, wives, fathers, mothers, etc. would be incarcerated. This case appears to be one of "Payer's Remorse" and is common in the debt collection industry when one person involved in a relationship voluntarily makes a payment on another's account at that person's request, but later regrets having done so if the relationship later changes.


Ingo

Los Angeles,
California,
U.S.A.
More specifics upon threat of arrest

#3Author of original report

Fri, May 07, 2004

To be more specific: upon threat of arrest of my wife (under duress), I gave my account information to Mr. Richards with the check #402. That money was taken out and authorized upon threat. Around 1 month later that company took out another $200 with check #9002 which definitely was not authorized. And despite having informed them about the fact that this is bank fraud I was sent an additional letter by mail informing me that they intend to take out an additional $200 out of my account. Here is the thing. I NEVER created the debt in the first place, neither was I involved in creating it, in fact I -Ingo- am debtfree! So that is clear robbery.


Sherri

Piedmont,
California,
U.S.A.
THREATENING SOMEONE WITH ARREST IS "COMPLIANT" HOW??

#4Consumer Comment

Tue, May 04, 2004

It IS illegal to threaten someone with criminal action when you have no intention of, and/or legal authority to do so. He gave you the account number because HIS WIFE WAS THREATENED WITH ARREST. Please, explain to us just how this is "compliant"? I'm all ears....


Keith

North Andover,
Massachusetts,
U.S.A.
DEBT WAS OWED, PAYMENT AUTHORIZED, PAYMENT WITHDRAWN, IN COMPLIANCE WITH FDCPA

#5UPDATE Employee

Mon, May 03, 2004

I am an employee representative of this law firm that was incorrectly and unfairly reported as having violated several laws. An investigation of the alleged 'incident' has revealed that the complainant desired to make a payment from his account, provided all of the necessary information on his own volition, and the payment was withdrawn in full compliance with his instructions. Therefore, the complainant's allegations of mistreatment and improper activities are wholly refuted.


Sherri

Piedmont,
California,
U.S.A.
THIS COMPANY BROKE FEDERAL LAW, clear violation of the Fair Debt Collection Act

#6Consumer Comment

Tue, April 20, 2004

When this company threatened your wife with arrest and a visit from the sheriff, this was a clear violation of the Fair Debt Collection Act. They do not have the authority to swear out a criminal warrant on a civil matter. I suggest that you copy your Rip-Off Report, take it to your bank and talk to your branch manager. They CAN do a chargeback on the check since there was fraud involved. The bank may tell you "no", but be persistent.

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