- Report: #273688
Complaint Review: Select Portfolio Servicing - West Warwick Rhode Island
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Select Portfolio Servicing
West Warwick, 02893 Rhode Island, U.S.A.
Phone:
401-828-1278
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Select Portfolio Servicing Camie Horton Fraud/Ripoff/Lies BE WARE West Warwick Rhode Island
*Consumer Comment: Desiree (and anyone else dealing with Fairbanks/SPS) you need to get on top of this NOW. - They simply changed their name to Select Portfolio Servicing
*Consumer Comment: Desiree (and anyone else dealing with Fairbanks/SPS) you need to get on top of this NOW. - They simply changed their name to Select Portfolio Servicing
*Consumer Comment: Desiree (and anyone else dealing with Fairbanks/SPS) you need to get on top of this NOW. - They simply changed their name to Select Portfolio Servicing
*Consumer Comment: Desiree (and anyone else dealing with Fairbanks/SPS) you need to get on top of this NOW. - They simply changed their name to Select Portfolio Servicing
We were forced into having SPS for a loan/mortgage company after Fairbanks went under. We were told that they were not Fairbanks, but a better company. Well, that is where the lies began. We had been trying to work out payments that we were behind from Fairbanks when SPS took over. At that time, Select began demanding all monies immediately. We originally fell behind because my husband had been laid off for a while.
Anyway, time went on. Not one of the three payments sent were even noted. We were told they NEVER received any payments from us. We had mailed money orders to them. When we called once again we were facing foreclosure. The attys had already sent letters. We were humiliated by the fact of this being in the newspapers. We were bogged down with "We can help you avoid foreclosures" slogans, and quite honestly, we were pushed up into a corner.
I finally spoke to Camie Horton, someone I though knew what she was doing. She had told me to get our home listed and on the real estate market immediately and fax over the listing agreement. She told me that would buy us 6 months so that the foreclosure would be postponed. Another lie being told by an awful mortgage company. I was told to put the loan number on each page and fax it to 1-801-293-3936. I followed these instructions and had the home listed in a desperate plee to have an opportunity to get out and avoid the foreclosure ruining the credit.
After faxing all said documents and listing the home accordingly, I called to confirm. I was then told that the foreclosure was not going to be postponed and to expect the home to be auctioned off anyway, unless I came up with a minimum of $40,000.00Obviously, this was impossible. We had requested a forebearance because we knew that it would not be feasible to come up with that kind of money.
The moral of this awful story is that we were told one thing, and, like Fairbanks and any of those awful mortgage companies we were screwed over. Now, with four chldren, I am looking for another home. With a foreclosure on the credit, however, we may never be able to get another mortgage again.
Desiree
West Warwick, Rhode Island
U.S.A.
Anyway, time went on. Not one of the three payments sent were even noted. We were told they NEVER received any payments from us. We had mailed money orders to them. When we called once again we were facing foreclosure. The attys had already sent letters. We were humiliated by the fact of this being in the newspapers. We were bogged down with "We can help you avoid foreclosures" slogans, and quite honestly, we were pushed up into a corner.
I finally spoke to Camie Horton, someone I though knew what she was doing. She had told me to get our home listed and on the real estate market immediately and fax over the listing agreement. She told me that would buy us 6 months so that the foreclosure would be postponed. Another lie being told by an awful mortgage company. I was told to put the loan number on each page and fax it to 1-801-293-3936. I followed these instructions and had the home listed in a desperate plee to have an opportunity to get out and avoid the foreclosure ruining the credit.
After faxing all said documents and listing the home accordingly, I called to confirm. I was then told that the foreclosure was not going to be postponed and to expect the home to be auctioned off anyway, unless I came up with a minimum of $40,000.00Obviously, this was impossible. We had requested a forebearance because we knew that it would not be feasible to come up with that kind of money.
The moral of this awful story is that we were told one thing, and, like Fairbanks and any of those awful mortgage companies we were screwed over. Now, with four chldren, I am looking for another home. With a foreclosure on the credit, however, we may never be able to get another mortgage again.
Desiree
West Warwick, Rhode Island
U.S.A.
4 Updates & Rebuttals
Mike
Manchester,New Hampshire,
U.S.A.
Desiree (and anyone else dealing with Fairbanks/SPS) you need to get on top of this NOW. - They simply changed their name to Select Portfolio Servicing
#2Consumer Comment
Mon, November 05, 2007
Fairbanks Capital didn't "go under". They simply changed their name to Select Portfolio Servicing after USA/Curry v. Fairbanks settled in 2004. SPS put out press releases confirming this. Not knowing all of the details of your situation there are only a few things that I can recommend. Visit my site or run "Mike Dillon NH foreclosure" through your favorite search engine. Visit MSFraud.org ASAP. Start looking for a good consumer protection attorney. If you can't locate one through the local phone directory try using www.martindale.com and use the "Advanced search" function. Get anything and everything that you can together as far as documentation regarding your loan, Fairbanks, SPS and anything else event remotely associated with it. You're going to need as comprehensive a paper trail as possible.
Mike
Manchester,New Hampshire,
U.S.A.
Desiree (and anyone else dealing with Fairbanks/SPS) you need to get on top of this NOW. - They simply changed their name to Select Portfolio Servicing
#3Consumer Comment
Mon, November 05, 2007
Fairbanks Capital didn't "go under". They simply changed their name to Select Portfolio Servicing after USA/Curry v. Fairbanks settled in 2004. SPS put out press releases confirming this. Not knowing all of the details of your situation there are only a few things that I can recommend. Visit my site or run "Mike Dillon NH foreclosure" through your favorite search engine. Visit MSFraud.org ASAP. Start looking for a good consumer protection attorney. If you can't locate one through the local phone directory try using www.martindale.com and use the "Advanced search" function. Get anything and everything that you can together as far as documentation regarding your loan, Fairbanks, SPS and anything else event remotely associated with it. You're going to need as comprehensive a paper trail as possible.
Mike
Manchester,New Hampshire,
U.S.A.
Desiree (and anyone else dealing with Fairbanks/SPS) you need to get on top of this NOW. - They simply changed their name to Select Portfolio Servicing
#4Consumer Comment
Mon, November 05, 2007
Fairbanks Capital didn't "go under". They simply changed their name to Select Portfolio Servicing after USA/Curry v. Fairbanks settled in 2004. SPS put out press releases confirming this. Not knowing all of the details of your situation there are only a few things that I can recommend. Visit my site or run "Mike Dillon NH foreclosure" through your favorite search engine. Visit MSFraud.org ASAP. Start looking for a good consumer protection attorney. If you can't locate one through the local phone directory try using www.martindale.com and use the "Advanced search" function. Get anything and everything that you can together as far as documentation regarding your loan, Fairbanks, SPS and anything else event remotely associated with it. You're going to need as comprehensive a paper trail as possible.
Mike
Manchester,New Hampshire,
U.S.A.
Desiree (and anyone else dealing with Fairbanks/SPS) you need to get on top of this NOW. - They simply changed their name to Select Portfolio Servicing
#5Consumer Comment
Mon, November 05, 2007
Fairbanks Capital didn't "go under". They simply changed their name to Select Portfolio Servicing after USA/Curry v. Fairbanks settled in 2004. SPS put out press releases confirming this. Not knowing all of the details of your situation there are only a few things that I can recommend. Visit my site or run "Mike Dillon NH foreclosure" through your favorite search engine. Visit MSFraud.org ASAP. Start looking for a good consumer protection attorney. If you can't locate one through the local phone directory try using www.martindale.com and use the "Advanced search" function. Get anything and everything that you can together as far as documentation regarding your loan, Fairbanks, SPS and anything else event remotely associated with it. You're going to need as comprehensive a paper trail as possible.
