D.
New York,#2Consumer Comment
Thu, September 07, 2006
I used the toll-free #, and they've removed my number. Period. I was not the guy they were looking for, and they determined this by asking me if my address and birthdate wer the ones they had on file. They were not, and that was that. So thank you for the number-tip. I really appreciate having these fers out of my life.
Steve
Bradenton,#3Consumer Suggestion
Sat, July 01, 2006
Yvonne, When a debt is assigned or sold, it is ILLEGAL for the original creditor to deal with you. First thing you need to do is send a CEASE COMMUNICATION letter as per your rights under the FDCPA which you can find at FTC.gov, and you can get a sample of the letter free at budhibbs.com. You can also read all about this sleazy business. Send the letter certified mail, return reciept requested. be sure to put the certified # on the letter itself, and keep a copy for your records. NOW, dispute the debt with the credit bureaus, by the same means above, for reason: "Account paid BEFORE going to collections". Now sit back and wait. It will be removed, if they cannot verify it in 30 days it is off your credit for good, and cannot be re-reported. Also while at the FTC website, file a complaint for the illegal collections activity.
Sharon
Ventnor,#4Consumer Suggestion
Fri, June 30, 2006
There is alternative to calling customer service. Call corporate headquarters at 877-875-7505. Do not press any buttons. The system will eventually transfer your call. There are investigators and customer service specialists to handle this. This is where the President, VP of Customer Service work out of. Try to be nice. They will assist you. I got this from a customer service rep who got tired of being bounced around himself. Frustrated, he told me who to call!
Sharon
Ventnor,#5Consumer Suggestion
Fri, June 30, 2006
There is alternative to calling customer service. Call corporate headquarters at 877-875-7505. Do not press any buttons. The system will eventually transfer your call. There are investigators and customer service specialists to handle this. This is where the President, VP of Customer Service work out of. Try to be nice. They will assist you. I got this from a customer service rep who got tired of being bounced around himself. Frustrated, he told me who to call!
Sharon
Ventnor,#6Consumer Suggestion
Fri, June 30, 2006
There is alternative to calling customer service. Call corporate headquarters at 877-875-7505. Do not press any buttons. The system will eventually transfer your call. There are investigators and customer service specialists to handle this. This is where the President, VP of Customer Service work out of. Try to be nice. They will assist you. I got this from a customer service rep who got tired of being bounced around himself. Frustrated, he told me who to call!