I had paid off my loan for my funiture thur FFO back in Feb 2017. I had called to get the payoff balance... Paid it off. Then recently I had a credit check ran and on my report it was showing that I still owed over 400.00 to the Tower Loan Company. This is the one I paid off in Feb. When I called to ask why this was on my report she tells me that I do indeed still owe them 400. and I asked her to please send me out a copy of my statement ( payments) and once I recieved that I compared it to the bank statements, they were in the wrong. I did not owe them anything,, In fact they owe me like 30.00 And to top it off if I hadnt questioned it they would have gotten or tried to get 400 from me.