Complaint Review: Trades Cooperative/Larry Watts - Tampa Florida

I did my research before purchasing trade lines. I read all the comments on ripoff report about tradelines. biz and Larry Watts. Come on, the people commenting either do not understand how this works or they are a competitor bad mouthing the company. That is a problem with Ripoff report. You can write whatever you want and the company cannot do anything about it except make one comment. No one checks to see if the bad comment/complaint is true or justified. Let's keep it fair! I moved to Arizona 14 months ago from South America. I got my social security card in January 2007. I had no credit at all. I purchased trade lines from tradelines. biz. It has been just over 45 days and my first trade just showed up on my report. I purchased a 3 in one report with credit score from Equifax. The credit score is a simulation not a real FICO but t is usually very close to a real FICO score. My score after receiving the one trade line is 781. Wow! After the rest of the trade lines report, I will purchase my real FICO scores. So that everyone can follow my whole story I am going to post my credit report and scores on FOLLOWMYCREDITREPORT. I am a web developer so I decided to post my history on the net. I keep it up to date while I build my credit. Isabel Scottsdale, Arizona

Also, according to my research on the subject of adding someone to an account as authorize user, most credit card company are not longer allowing an authorized user to their accounts, all majors and major credit cards companys are now implimenting this policy. This is due to the high fraud in the credit card business and scams which as this one, is one of the causes that credit card companies are implimenting this policy. Therefore, this service is fraud and bogus. If you have been a victim of this company, report it using all of the legal avenues available and get your full refund, which you are intitled to receive under consumer law!

Anyone who is looking at this company needs to beware that the company has changed it's website name to TradeLines Cooperative, Inc. the website is still: www.tradelines.biz. Buyer BEWARE! Don't make the purchase with him, he has ripped off too many people! Larry: One word: KARMA!

Do any of you people realize how illegal it is to place other people's tradelines onto your credit report? this is a felony and it is identity theft. Obviously, this guy you're writing about is inept, because this can be done. But he doesn't know what he's doing, and is passing himself off as a expert. Getting past the illegal nature, usually it costs $300 per tradeline. do the math

I have file also a complaint with my Attorney General's Office here in the Commonwealth of Massachusetts and also in State of Florida today. By the way this company has now changed it's website's name to TradeLine Cooperative, Inc. still under the same web address of www.tradelines.biz. I still want a full refund in the amount of $2100.00 by Friday, 4/13/2007.

You will not believe the drama with the company! Larry Watts/aka/Sean Beaman agreed on 4/10/2007 to issue a full refund in the amount of $2100.00 with in the next 72 hours. I also sent an e-mail confirming my conversation to him about our agreement. I also sent another e-mail to him that the deadline was today by 5:01 PM EST, which the deadline came and went without the refund to my account. I do see that good customer service, honesty, truth and Integrity are not a part of this company's motto lacks in every area in the customer service business! If he was a good, honest, business man, he would hold up to the refund agreement and get it to me ASAP and not in 72 hours. That would have been good customer service and at that point I would not be on this site again. Word of mouth can be your best friend or your worst enemy in business and he is not creating any friends from the number of people that he has already defrauded and continues be taken! I also received a telephone call from his attorney and I did tell him that I was going to my local police station to file a report of his criminal actions. I was told by his attorney that I will not be getting a refund of the $2100.00. I was also threaten with a slander suit! Can you believe it! It's a shame that if Larry aka Sean has nothing to hide, why go to your attorney? The end result as a post here today, is I have filed a police report, I was told that he has only until Fri. 4/13/07 to fully refund my $2100.00, if no money then, he will be arrested in the State of Florida. I am also filing a complaint with the Attorney General Office in the State of Florida and State of Massachusetts tomorrow. What is your opinion, should I also make contact Dateline NBC? This will be one to make headlines for sure!

You will not believe the drama with the company! Larry Watts/aka/Sean Beaman agreed on 4/10/2007 to issue a full refund in the amount of $2100.00 with in the next 72 hours. I also sent an e-mail confirming my conversation to him about our agreement. I also sent another e-mail to him that the deadline was today by 5:01 PM EST, which the deadline came and went without the refund to my account. I do see that good customer service, honesty, truth and Integrity are not a part of this company's motto lacks in every area in the customer service business! If he was a good, honest, business man, he would hold up to the refund agreement and get it to me ASAP and not in 72 hours. That would have been good customer service and at that point I would not be on this site again. Word of mouth can be your best friend or your worst enemy in business and he is not creating any friends from the number of people that he has already defrauded and continues be taken! I also received a telephone call from his attorney and I did tell him that I was going to my local police station to file a report of his criminal actions. I was told by his attorney that I will not be getting a refund of the $2100.00. I was also threaten with a slander suit! Can you believe it! It's a shame that if Larry aka Sean has nothing to hide, why go to your attorney? The end result as a post here today, is I have filed a police report, I was told that he has only until Fri. 4/13/07 to fully refund my $2100.00, if no money then, he will be arrested in the State of Florida. I am also filing a complaint with the Attorney General Office in the State of Florida and State of Massachusetts tomorrow. What is your opinion, should I also make contact Dateline NBC? This will be one to make headlines for sure!

You will not believe the drama with the company! Larry Watts/aka/Sean Beaman agreed on 4/10/2007 to issue a full refund in the amount of $2100.00 with in the next 72 hours. I also sent an e-mail confirming my conversation to him about our agreement. I also sent another e-mail to him that the deadline was today by 5:01 PM EST, which the deadline came and went without the refund to my account. I do see that good customer service, honesty, truth and Integrity are not a part of this company's motto lacks in every area in the customer service business! If he was a good, honest, business man, he would hold up to the refund agreement and get it to me ASAP and not in 72 hours. That would have been good customer service and at that point I would not be on this site again. Word of mouth can be your best friend or your worst enemy in business and he is not creating any friends from the number of people that he has already defrauded and continues be taken! I also received a telephone call from his attorney and I did tell him that I was going to my local police station to file a report of his criminal actions. I was told by his attorney that I will not be getting a refund of the $2100.00. I was also threaten with a slander suit! Can you believe it! It's a shame that if Larry aka Sean has nothing to hide, why go to your attorney? The end result as a post here today, is I have filed a police report, I was told that he has only until Fri. 4/13/07 to fully refund my $2100.00, if no money then, he will be arrested in the State of Florida. I am also filing a complaint with the Attorney General Office in the State of Florida and State of Massachusetts tomorrow. What is your opinion, should I also make contact Dateline NBC? This will be one to make headlines for sure!

You will not believe the drama with the company! Larry Watts/aka/Sean Beaman agreed on 4/10/2007 to issue a full refund in the amount of $2100.00 with in the next 72 hours. I also sent an e-mail confirming my conversation to him about our agreement. I also sent another e-mail to him that the deadline was today by 5:01 PM EST, which the deadline came and went without the refund to my account. I do see that good customer service, honesty, truth and Integrity are not a part of this company's motto lacks in every area in the customer service business! If he was a good, honest, business man, he would hold up to the refund agreement and get it to me ASAP and not in 72 hours. That would have been good customer service and at that point I would not be on this site again. Word of mouth can be your best friend or your worst enemy in business and he is not creating any friends from the number of people that he has already defrauded and continues be taken! I also received a telephone call from his attorney and I did tell him that I was going to my local police station to file a report of his criminal actions. I was told by his attorney that I will not be getting a refund of the $2100.00. I was also threaten with a slander suit! Can you believe it! It's a shame that if Larry aka Sean has nothing to hide, why go to your attorney? The end result as a post here today, is I have filed a police report, I was told that he has only until Fri. 4/13/07 to fully refund my $2100.00, if no money then, he will be arrested in the State of Florida. I am also filing a complaint with the Attorney General Office in the State of Florida and State of Massachusetts tomorrow. What is your opinion, should I also make contact Dateline NBC? This will be one to make headlines for sure!

I did today receive an e-mail today from Larry with only 1 account that will report as a tradeline. I was told that I will be getting the other 2 accounts when they do arrive in my e-mail. I will now look for the tradelines to post on my credit reports for all 3 bureau's.

Larry: It has been 6 days since I have sent you this response via e-mail and posted on the website (See Below). I have not seen a posting on this website from you on behalf of your company, nor have you send to me the requested agreed information via e-mail on my tradelines or a full refund as of today. Please do post on the site and e-mail me what is your company's position is at this time. Thank you, Lisa

Larry: It has been 6 days since I have sent you this response via e-mail and posted on the website (See Below). I have not seen a posting on this website from you on behalf of your company, nor have you send to me the requested agreed information via e-mail on my tradelines or a full refund as of today. Please do post on the site and e-mail me what is your company's position is at this time. Thank you, Lisa

Larry: It has been 6 days since I have sent you this response via e-mail and posted on the website (See Below). I have not seen a posting on this website from you on behalf of your company, nor have you send to me the requested agreed information via e-mail on my tradelines or a full refund as of today. Please do post on the site and e-mail me what is your company's position is at this time. Thank you, Lisa

Larry: It has been 6 days since I have sent you this response via e-mail and posted on the website (See Below). I have not seen a posting on this website from you on behalf of your company, nor have you send to me the requested agreed information via e-mail on my tradelines or a full refund as of today. Please do post on the site and e-mail me what is your company's position is at this time. Thank you, Lisa

Larry: My current situtation has nothing to do with your poor customer service, returning telephones or e-mails are part good customer service and if you are not able to do so, please allow someone in your office to return the call or e-mail on your behalf, the customer will always views this and respect your company on the follow through, due deligence my friend! I purchased a service from your company which was 3 tradelines for $2100.00 which you informed me that came with FREE CREDIT REPAIR. That is also listed on your site, tradelines.biz/$700. I did send you all of the requested information to you, after follow up e-mails and telephones with you, I was then informed that you didn't have credit repair, but that you suggested that I need to do the foot work myself. That is part of the services that is listed on your site, you need to outline what credit repair that you company does/doesn't offer to your customers in writing, so that you will not have this issue again. If you don't offer or even didn't offer that type of service that I was in need of, you had the responsibility to provide good customer service and just tell me that within a reasonable amount of time and not days or almost a 2 weeks later. Due to this lack of communication from you on this matter, this left me in a head to head situation which could have been avoided with the communication at your end. You were fully aware of the "Time of the Essence" on my situation on the CREDIT REPAIR, your e-mails to me indicated that you where working on it on several occassions, the end result I was getting the impression that you where brushing me off and didn't have your information straight. On that note, a customer will only wonder if they have purchased what they have bargained for with your company. That again it not good customer service, being up front, honest and quick response will go along way in business and in life. At this point, per our last e-mail, you did reply telling me that you would get me the copies of the accounts showing accounts names and bank number that my tradelines will appear on my 3 credit bureau reports. I have not received them, this is now 3/27/2007, I need to have something in writing so that you can prove to me that you service is and has been reputable. You did inform me that the Tradelines would be posted to my account in April 2007, you should not being telling customers that time frame if that is not accurate. I don't have a problem with 60-90 days, but not tell a customer that's 30 days when it's not, that could be a problem! At this point, I feel that you need to do some saving grace for what it is worth, it's weight in gold for me but also for other who will read this report. So, now you have the opportunity to then call me a "Liar", prove yourself honest. If you can not provide my with the information that we agreed with, my tradeline account information, you are then to send me a full refund in the amount of $2100.00 within the next 24 hours in money order or bank check payable to me and send it to me via express mail with return receipt. At that point, we will conclude our business relationship, I will have no hard feelings and will post such on this forum and in an e-mail to you. When, I do get my proof of tradelines on my 3 credit reports for all 3 bureaus or a full refund, then and only then I will post in this forum an apology to your company for any misunderstanding at my end. Then everyone can see that your company stands behind their reputation. I do look forward on seeing your e-mail soon with the tradeline information or a check in the mail.

Larry: My current situtation has nothing to do with your poor customer service, returning telephones or e-mails are part good customer service and if you are not able to do so, please allow someone in your office to return the call or e-mail on your behalf, the customer will always views this and respect your company on the follow through, due deligence my friend! I purchased a service from your company which was 3 tradelines for $2100.00 which you informed me that came with FREE CREDIT REPAIR. That is also listed on your site, tradelines.biz/$700. I did send you all of the requested information to you, after follow up e-mails and telephones with you, I was then informed that you didn't have credit repair, but that you suggested that I need to do the foot work myself. That is part of the services that is listed on your site, you need to outline what credit repair that you company does/doesn't offer to your customers in writing, so that you will not have this issue again. If you don't offer or even didn't offer that type of service that I was in need of, you had the responsibility to provide good customer service and just tell me that within a reasonable amount of time and not days or almost a 2 weeks later. Due to this lack of communication from you on this matter, this left me in a head to head situation which could have been avoided with the communication at your end. You were fully aware of the "Time of the Essence" on my situation on the CREDIT REPAIR, your e-mails to me indicated that you where working on it on several occassions, the end result I was getting the impression that you where brushing me off and didn't have your information straight. On that note, a customer will only wonder if they have purchased what they have bargained for with your company. That again it not good customer service, being up front, honest and quick response will go along way in business and in life. At this point, per our last e-mail, you did reply telling me that you would get me the copies of the accounts showing accounts names and bank number that my tradelines will appear on my 3 credit bureau reports. I have not received them, this is now 3/27/2007, I need to have something in writing so that you can prove to me that you service is and has been reputable. You did inform me that the Tradelines would be posted to my account in April 2007, you should not being telling customers that time frame if that is not accurate. I don't have a problem with 60-90 days, but not tell a customer that's 30 days when it's not, that could be a problem! At this point, I feel that you need to do some saving grace for what it is worth, it's weight in gold for me but also for other who will read this report. So, now you have the opportunity to then call me a "Liar", prove yourself honest. If you can not provide my with the information that we agreed with, my tradeline account information, you are then to send me a full refund in the amount of $2100.00 within the next 24 hours in money order or bank check payable to me and send it to me via express mail with return receipt. At that point, we will conclude our business relationship, I will have no hard feelings and will post such on this forum and in an e-mail to you. When, I do get my proof of tradelines on my 3 credit reports for all 3 bureaus or a full refund, then and only then I will post in this forum an apology to your company for any misunderstanding at my end. Then everyone can see that your company stands behind their reputation. I do look forward on seeing your e-mail soon with the tradeline information or a check in the mail.

Larry: My current situtation has nothing to do with your poor customer service, returning telephones or e-mails are part good customer service and if you are not able to do so, please allow someone in your office to return the call or e-mail on your behalf, the customer will always views this and respect your company on the follow through, due deligence my friend! I purchased a service from your company which was 3 tradelines for $2100.00 which you informed me that came with FREE CREDIT REPAIR. That is also listed on your site, tradelines.biz/$700. I did send you all of the requested information to you, after follow up e-mails and telephones with you, I was then informed that you didn't have credit repair, but that you suggested that I need to do the foot work myself. That is part of the services that is listed on your site, you need to outline what credit repair that you company does/doesn't offer to your customers in writing, so that you will not have this issue again. If you don't offer or even didn't offer that type of service that I was in need of, you had the responsibility to provide good customer service and just tell me that within a reasonable amount of time and not days or almost a 2 weeks later. Due to this lack of communication from you on this matter, this left me in a head to head situation which could have been avoided with the communication at your end. You were fully aware of the "Time of the Essence" on my situation on the CREDIT REPAIR, your e-mails to me indicated that you where working on it on several occassions, the end result I was getting the impression that you where brushing me off and didn't have your information straight. On that note, a customer will only wonder if they have purchased what they have bargained for with your company. That again it not good customer service, being up front, honest and quick response will go along way in business and in life. At this point, per our last e-mail, you did reply telling me that you would get me the copies of the accounts showing accounts names and bank number that my tradelines will appear on my 3 credit bureau reports. I have not received them, this is now 3/27/2007, I need to have something in writing so that you can prove to me that you service is and has been reputable. You did inform me that the Tradelines would be posted to my account in April 2007, you should not being telling customers that time frame if that is not accurate. I don't have a problem with 60-90 days, but not tell a customer that's 30 days when it's not, that could be a problem! At this point, I feel that you need to do some saving grace for what it is worth, it's weight in gold for me but also for other who will read this report. So, now you have the opportunity to then call me a "Liar", prove yourself honest. If you can not provide my with the information that we agreed with, my tradeline account information, you are then to send me a full refund in the amount of $2100.00 within the next 24 hours in money order or bank check payable to me and send it to me via express mail with return receipt. At that point, we will conclude our business relationship, I will have no hard feelings and will post such on this forum and in an e-mail to you. When, I do get my proof of tradelines on my 3 credit reports for all 3 bureaus or a full refund, then and only then I will post in this forum an apology to your company for any misunderstanding at my end. Then everyone can see that your company stands behind their reputation. I do look forward on seeing your e-mail soon with the tradeline information or a check in the mail.

Larry: My current situtation has nothing to do with your poor customer service, returning telephones or e-mails are part good customer service and if you are not able to do so, please allow someone in your office to return the call or e-mail on your behalf, the customer will always views this and respect your company on the follow through, due deligence my friend! I purchased a service from your company which was 3 tradelines for $2100.00 which you informed me that came with FREE CREDIT REPAIR. That is also listed on your site, tradelines.biz/$700. I did send you all of the requested information to you, after follow up e-mails and telephones with you, I was then informed that you didn't have credit repair, but that you suggested that I need to do the foot work myself. That is part of the services that is listed on your site, you need to outline what credit repair that you company does/doesn't offer to your customers in writing, so that you will not have this issue again. If you don't offer or even didn't offer that type of service that I was in need of, you had the responsibility to provide good customer service and just tell me that within a reasonable amount of time and not days or almost a 2 weeks later. Due to this lack of communication from you on this matter, this left me in a head to head situation which could have been avoided with the communication at your end. You were fully aware of the "Time of the Essence" on my situation on the CREDIT REPAIR, your e-mails to me indicated that you where working on it on several occassions, the end result I was getting the impression that you where brushing me off and didn't have your information straight. On that note, a customer will only wonder if they have purchased what they have bargained for with your company. That again it not good customer service, being up front, honest and quick response will go along way in business and in life. At this point, per our last e-mail, you did reply telling me that you would get me the copies of the accounts showing accounts names and bank number that my tradelines will appear on my 3 credit bureau reports. I have not received them, this is now 3/27/2007, I need to have something in writing so that you can prove to me that you service is and has been reputable. You did inform me that the Tradelines would be posted to my account in April 2007, you should not being telling customers that time frame if that is not accurate. I don't have a problem with 60-90 days, but not tell a customer that's 30 days when it's not, that could be a problem! At this point, I feel that you need to do some saving grace for what it is worth, it's weight in gold for me but also for other who will read this report. So, now you have the opportunity to then call me a "Liar", prove yourself honest. If you can not provide my with the information that we agreed with, my tradeline account information, you are then to send me a full refund in the amount of $2100.00 within the next 24 hours in money order or bank check payable to me and send it to me via express mail with return receipt. At that point, we will conclude our business relationship, I will have no hard feelings and will post such on this forum and in an e-mail to you. When, I do get my proof of tradelines on my 3 credit reports for all 3 bureaus or a full refund, then and only then I will post in this forum an apology to your company for any misunderstanding at my end. Then everyone can see that your company stands behind their reputation. I do look forward on seeing your e-mail soon with the tradeline information or a check in the mail.

Lisa, I am deeply offended by finding this posting. I understand that you are under a great deal of personal stress with your daughter & other personal matters. But I didnt create your situation. Please don't call me a liar. When the trade lines post to your credit report I expect a full written apology on this web-site. You enrolled in the program on 3.2.07 it is now 3.27.07 it clearly states in your contract the following: 9. I further ratify the fact that this program can take 60-90 calendar days to show up on my credit reports after being reported; and will take from 90 days to a full year for maximum impact on my credit score improvement. TRADERS COOPERATIVE TL, INC. cannot control the amount of time it takes each bureau to post credit information reported by any subscriber, not predict the maximum impact of our service for each clients' circumstances. Age of credit history, age of applicant, age of recent bankruptcies, etc., further compound this issue. I also understand that repeated credit attempts by me will result in negative impact on my reports by adding to my inquiries being reported in the two years allowed the bureaus to report, and said actions can negate the impact of this program. Call me anytime, Larry Watts 888-803-6813 ext 520