I received a statement from my Discover Card with a charge for of $ 14.95 from UMG*SMINE, phone number 1-800-634-7500. I have never ordered anything from them and don't even know who they are. I googled their name and was amazed by a number of peoiple who have been ripped of by this company.
I only used my Discover 2 times recently - one - for book purchases on www.half.com - and another - for catalogue purchases from HomeImprovements or soemthing similar. I do not suspect these vendors, as I have ordered from them many times.
I suspect fishing!