Thomas
El Paso,#2UPDATE EX-employee responds
Thu, July 13, 2006
Forrest, You make some very valid points. My experience may have just been a bad manager. Thanks for the kind words.
Forrest
Tulsa,#3UPDATE Employee
Wed, May 10, 2006
In the insurance world a lot of bad leaders get to the top due to thier selling ability. So I am here to say sorry for that, But on the other hand our avg agent in our office makes 1000.00 a week. My manager buys good leads, and scrubbed business lists. It is hard to do anything without proper training, and I know that with the proper training your experience would have been 180 degrees. Again Sorry for your raw deal and I wish you the best in your upcoming ventures.
Thomas
Bowling Green,#4UPDATE EX-employee responds
Sat, April 15, 2006
I worked for a branch office in Toledo, Ohio and almost went broke because of it. First of all we were given a very short training program, went in the field with a sales manager (no split commissions there) for about two hours and were sent out to conquer the world. When we didn't sell we were yelled and and asked why we weren't doing or saying things we were never taught. In the mean time my bank account was reduced to ashes, I maxed out my credit cards and nearly went broke due to a lack of income. I was coachable, I worked hard at chasing crappy telemarketing leads and sold exactly 5 policies in the space of 3 months, two of which canceled. After I quit and went into business with the NAA I was contacted by the branch manager who said I had two chargebacks and if I did not send him $600 immediately he would send a letter to the ODI claiming that I had misrepresented the Flexguard plan as major medical insurance. I never misrepresented anything and have a letter in my possession from the client that he claimed the complaint came from stating in no uncertain terms that I had not misrepresented the policy. I e-mailed him asking about the letter trying to get him to say the same thing in print but have not heard from him since. I have also noticed on my monthly commission statements from the policies that are still in force that the debt is being repaid out of my commission each month. It is a chame, but the experience has turned me off on what may otherwise be a very good comoany. Sorry to unload on you here, but your post made me realize what a raw deal I got.
Scott
Charlotte,#5UPDATE EX-employee responds
Mon, May 02, 2005
I am a former employee of United American (UA) and a current agency manager for a company that represents UA and other insurance companies. While I agree with you that generic employment solicitations are typically in poor taste, the insurance company you're referring to is a great company. They have been A+ rated for over thirty years and are one of the nation's largest providers of Medicare supplements to seniors. Paul Harvey endorses UA, and if you know who he is then you know that he scrutinizes all companies that he endorses very closely before he gives his approval. Your other comments about 3rd party providers are off the mark. My company represents several insurance carriers and we help our clients find the best companies and products to suit their individual needs. Also, we don't charge agents to come to work for us, and we will reimburse them for their licensing expenses once they successfully pass the exam. We even have our managers split commissions with the agent during field training so the agent is getting paid while they learn our system. The other companies you mention do things differently and that's why I have several former managers from those companies now working for me and making more money thann they ever have before. P.S. My company operates out of Charlotte and is currently looking for talented people in your area. If you like what I've said about the way we do things, post a reply with your e-mail address and I would be happy to tell you more.