Ashley
springfield,#2Consumer Comment
Thu, October 15, 2009
" which is what I thought "Switching the purchase to the credit card" would entail "
You all know what happens when you start assuming things correct? Perhaps in the future you will inquire as to HOW they are planning on changing the transaction.
Matt
Fort Rucker,#3Author of original report
Wed, October 14, 2009
I disagree...I wanted the purchase to be made using the credit card, which is what I thought "Switching the purchase to the credit card" would entail....Had I known there was going to be a cash advance fee (they NEVER used the term "cash advance") I would not have done it, as I'd rather pay a $35 overdraft fee than $388 in cash advance fees!
Ashley
springfield,#4Consumer Comment
Wed, October 14, 2009
They did move the charge to your credit card. I'm not sure how else they could have done it except with a cash advance to cover the purchase. You could have done a balance transfer, but the amount would have had to post to your checking account first. Last time I checked most banks did not offer 8000$ in overdraft protection though.
You made the mistake of using the wrong card, and it sounds like they did what you asked, you just did not understand what they were doing. I'm not sure they CAN unauthorize a purchase on one card and authorize it on another card. I'm sure there is laws against that sort of manipulation.
Ronny g
North hollywood,#5Consumer Comment
Wed, October 14, 2009
If I were in your shoes..I would be waiting at the front door of that bank tomorrow morning before they even opened...and would not leave until this matter is resolved.
If for some reason you can not be at the bank...be on the phone 24 hours a day..until this is resolved. Do not snooze on this one..the longer you wait..the more difficult it may be to recover...I know I would recover every cent or make their lives a living hell until I did.