Annoyed consumer
Marietta,#2Author of original report
Mon, March 25, 2013
While this can be put into the 'win' column for the insured consumer if falls $54,000 short of what was claimed. The insured spent many months in litigation and ran up a $17,000 legal bill in fighting this 3rd rate, bottom feeding insurance company.
This should serve as a stern warning to all those using Western World Insurance or one of the spins offs* that if you should have a claim with them you are going to have a problem getting it paid.
Expect to have to run up thousands in legal bills, and as the insured here found you will be hounded for materials that you have already provided several time already and eventually you will have your claim denied.
I suggest that you check your business insurance policy and if it is Western World or a spin off of theirs you should consider writing with a better agency.
* writes insurance under the names: Stratford, Westco, and Tudor.
Annoyed consumer
panama city,#3Author of original report
Sun, July 15, 2012
Motion to Amend Complaint
J. Franklin Properties, LLC, Plaintiff
v.
Western World Insurance Co and Jimcor Agencies, Defendants
In an amendment to the original complaint the owner of the vandalized bookstore in Sicklerville, NJ, now adds five counts to their $325,000 claim and alledge that both the Franklin Lakes (NJ) insurance company (Western World) and their Montivale (NJ) agents (Jimcor Agencies):
* Failed/Refused to make payments to them under the terms of the policy
* Breached their duty of good faith and fair dealing with Plaintiff,
* Without reasonable basis acted in bad faith,
* Engaged in wrongful and tortious acts in violation of the NJ Consumer Fraud Act and the Insurance Trade Practices Act, by committing both affirmative misrepresentation and knowing omissions in violation of said Acts,
* Refused to pay benefits after receiving all pertinent information necessary to evaluate the claim, demanding multiple submissions of the same materials,
* Compelled the Plaintiff to initiate litigation and incur out of pocket legal fees to obtain benefits of their insurance policy,
* Breached their advertised claims of protecting their insured by providing coverage while at the same time refusisng to pay the claim,
* Failed to comply with terms and conditions of the policies they wrote,
* Committed and engaged in Unconscionable commercial practices, deception, fraud, false promises, misrepresentation and thus caused Plaintiff financial damage and loss
The Plaintiff asks for a jury trial and demands compensatory damages, punitive damages, attorney fees and the costs of the suit.
Annoyed consumer
panama city,#4Author of original report
Sun, February 26, 2012
Photos