26, Report:
#147315
Posted Date:
Jun 24 2005
Householdbank Credit Card - Household Credit Services ripoff fee to make paymnts City Of Industry California
I notified the company of an erroneous payment to my account. due to this payment being posted i went over my limit. I told them of the error, they froze my account (not a problem) but they froze my online access. As a result the only way to make payments is to do a check by phone a...
Entity
Household Credit Services
Categories: Credit & Debt Services
27, Report:
#146181
Posted Date:
Jun 14 2005
Household Credit Services, Orchard Bank Ripoff corrupt credit card company, ripping consumers off Carol Stream Illinois
The same thing happened to me too. I was making timely payments on my credit card with Orchard Bank and the company was still charging overlimit fees and late fees. This credit card company is a complete ripoff and from reading some of the stories these consumers with Orchard Bank h...
Entity
Household Credit Services, Orchard Bank
Categories: Corrupt Companies
28, Report:
#146173
Posted Date:
Jun 14 2005
Household Credit Services, Orchard Bank Overlimit fees, late charges, corrupt credit card company Carol Stream Illinois
This is a corrupt credit card company that puts consumers in financial ruin. I have read some of these ripoff reports on this credit card company and should I continue making payments to a ripoff credit card company? If anyone knows anything about some legal advice or lawsuits conce...
Entity
Household Credit Services, Orchard Bank
Categories: Corrupt Companies
29, Report:
#143688
Posted Date:
May 23 2005
Orcharb Bank, Household Credit Services ripoff double dip account. then refues to return money in a timely manner Salinas California
After I paid the balance off they took another payment. Then said i had to pay a $70 dollar annual fee even after i closed the account. then refused to return the money for at least three weeks. It is a credit owed to me of over two hundred fifty dollars! Very poor customer service ...
Entity
Orcharb Back/Household Credit Services
Categories: Corrupt Companies
30, Report:
#140858
Posted Date:
Apr 29 2005
Asset Acceptance - National Arbitration Forum - Craig Trot - MBNA ripoff Warren Michigan
Asset Acceptance has taken $1200 from me on a credit card debt from an old MBNA debt from 1994, where the credit limit was only $500. They are now trying to do arbitration against me through National Arbitration Forum. They are trying to make me pay another $1300 on this 11 year old...
Entity
Asset Acceptance - Craig Trot - MBNA - National Arbitration Forum
Categories: Corrupt Companies
31, Report:
#138502
Posted Date:
Apr 12 2005
Orchard Bank - Household Credit - HSBC Charged late fees, unprofessional, rude, hung up on, ignore important information sent to them, refused to close account. RIPOFF Elmhurst Illinois
Our family moved a few months ago. When we received our bill the following month, it was late because of the move. We paid the late fee and notified the company on the payment stub of our address change. On the back of the payment stub is an area designated for address changes, as ...
Entity
Orchard Bank - Household Credit - HSBC
Categories: Credit Services
32, Report:
#137290
Posted Date:
Apr 02 2005
Household Credit Services threatening, intimidating, Salinas California
A debt collector told me to pay my credit card bill one time instead of my utility bill and I informed him of my finanacial situation. My hours were cut back on my job and I could no longer make my regular payments on time. I also had another debt collector call my house and told ...
Entity
Household Credit Services
Categories: Credit & Debt Services
33, Report:
#136475
Posted Date:
Mar 26 2005
HOUSEHOLD BANK - ORCHARD BANK - GREAT SENECA FINANCIAL CORPORATION - HOUSEHOLD CREDIT SERVICES RIP OFF IS AN UNDERSTATEMENT WITH ORCHARD HOUSEHOLD BANK Las Vegas Nevada
Rip off is an understatement. Right now today I have received a Summons from Household bank/Orchard Bank/Great Seneca Financial Corp they are suing me.
My Original balance or credit line was 500.00 the balance is 1,140.25 that is due to late charges and over the limit fees. I ...
Entity
HOUSEHOLD BANK/ORCHARD BANK/GREAT SENECA FINANCIAL CORPORATION/HOUSEHOLD CREDIT SERVICES
Categories: Financial Services
34, Report:
#121960
Posted Date:
Mar 25 2005
Household Credit Services - Orchard Bank ripoff add on fees to put account overlimit, then charge 29.00 fee for being overlimit Carol Stream Illinois
This company is a TOTAL ripoff. the only phone number on our bill is an automated account information, we cannot get in touch with a live person. Over the last 18 months we have paid 720.00 dollars on a 300.00 credit limit, and have only used the card ONE time in 2 years. I have fai...
Entity
Household Credit Services Orchard Bank
Categories: Credit & Debt Services
35, Report:
#92793
Posted Date:
Mar 16 2005
ORCHARDHOUSEHOLD BANK - ORCHARD Household Credit Card Ripped me off twice in a year and made threats to my Fiance' Rip-off Salinas California
Around a year ago I recieved a credit card in the mail from Household Visa. It came with a yearly service fee and a high interest rate. So I NEVER ACTIVATED THE CARD. I threw it in my credit card info box. I not only did not activate the card but I never applied for a household visa...
Entity
HOUSEHOLD BANK - ORCHARD
Categories: Credit & Debt Services
36, Report:
#63279
Posted Date:
Mar 16 2005
Orchard Bank / Household Credit Services Refused to Increase Credit Line or Graduate Secured Account Prospect Heights Illinois
My complaint with Orchard Bank / Household Credit Services (OB/HCS) is this in late November 2001 I sent off an application for the Orchard Bank Secured MasterCard the minimum $250 was enclosed with the application. I received my new OB MasterCard a few days before Christmas Decemb...
Entity
Orchard Bank / Household Credit Services
Categories: Credit Card Processing (ACH) Companies
37, Report:
#117637
Posted Date:
Mar 16 2005
Household Credit Services RIP-OFF, late charges & over-limit fees UNFAIR PRACTICES! City Of Industry California
Household Bank, dba Household Credit Services, have some unfair business practices. I know I'm not the first to notice it, nor will I be the last.
I was in the hopstial last month for a week and while I was having surgery, I obviously missed a payment. I am not an unreasonable p...
Entity
Household Credit Services
Categories: Credit & Debt Services
38, Report:
#131093
Posted Date:
Feb 12 2005
CompUSA - Household Credit Services incompetent, money grubbing, be your best friend when they sell you something, forget about you when you've given them your money ripoff Newport News Virginia
Below is the actual letter that I had to send to the actual store and corporate office. It explains everything.
14951 North Dallas Parkway, Dallas, Texas 75254
February 11, 2005
Dear Sirs:
Never have I had such a problem with a store or credit card company. The local Comp...
Entity
CompUSA - Household Credit Services
Categories: Corrupt Companies
39, Report:
#131007
Posted Date:
Feb 11 2005
Household Credit Services unauthorized check by phone! Salinas California
On Jan 28, 2005 at @8pm I recieved a call from a rep from Household. She informed me my payment of $30 was past due. She asked if I would like to put a check on file. I said no I will be paying the balance next Wed.
Wednsday 02.02.05 I called and got the balance due. The girl told...
Entity
Household Credit Services
Categories: Credit Card Processing (ACH) Companies
40, Report:
#127786
Posted Date:
Jan 18 2005
Household Credit Service Dba Orchard Bank Illegally charging over-limit fees when their interest charges cause the account to go over limit RIPOFF Salinas California
I have been a member with Orchard Bank since 2001 and have never gone over the limit provided by Orchard Bank on my account due to my own spending. However, they have recently been charging my account finance charges, which put the account over the limit, and then they charge an ove...
Entity
Household Credit Service Dba Orchard Bank
Categories: Corrupt Companies
41, Report:
#121672
Posted Date:
Jan 08 2005
Household Bank Mastercard, Household Credit Services, Lies What Your Credit Limit Actually Is! Rip-off! Baltimore Maryland
Household Bank Lied to me about what my actual credit limit is. My stated limit on my card and statements have always said it was $400.00. Around the middle of September, 2004, I had a zero balance on the account. I decided I needed $400 cash, so I took out $400.00 from my bank fro...
Entity
Household Bank - Mastercard
Categories: Credit & Debt Services
42, Report:
#55260
Posted Date:
Dec 10 2004
American Fair Credit Associaion AKA AFCA Sold my account to Household Credit and did not inform me, and still taking $5 dollars a month out of my bank account Denver Colorado
I joined AFCA back in 1994 and they issued me a Visa card with a membership fee. I was having some credit problems back then and I needed the help.
Over time I cleared up my credit somewhat and I got my fee down to $5 dollars a month. Then I recieved a notice from Household Cred...
Entity
American Fair Credit Associaion
Categories: Credit & Debt Services
43, Report:
#121070
Posted Date:
Dec 09 2004
Bank One Extreame Ripoff Very Fraudulant Dishonest Billing Hard to Get Rid Of Finance Charges for a $0 Balance Kennesaw Kansas
Bank One is one of the Worst CC companies I have ever seen come to light since the old Household Credit company.
These goons have a real nasty system too for continuing to bill even well after the Balance has been paid in full. sounds like another AOL nightmare. every place I kno...
Entity
Bank One
Categories: Credit Card Processing (ACH) Companies
44, Report:
#121561
Posted Date:
Dec 07 2004
HOUSEHOLD CREDIT SERVICES - PACE ripoff dishonest fraudulent billing CAROL SREAM Illinois
We got charged a late fee of $29.00 on 11/18. Our payment was due the 20th. They received payment on 20. How can they charge us the 18 when it was not late ?
Cindy
toomsboro, GeorgiaU.S.A.
Entity
HOUSEHOLD CREDIT SERVICES - PACE
Categories: Credit Card Processing (ACH) Companies
45, Report:
#121321
Posted Date:
Dec 05 2004
Household Credit ripoff Corrupt business practices and refunds Salinas California
Related to a report I filed against Russell's Personal Watercraft the credit card I used was Household Credit Services. I started a complaint against Russell's PWC in August 2004 now in December I am still trying to get my $253.00 refunded to me. Household credit services helped m...
Entity
Household Credit
Categories: Corrupt Companies
46, Report:
#121187
Posted Date:
Dec 04 2004
Household Bank Aka Best Buy Aka Rooms To Go Household Bank aka Best Buy aka Rooms To Go; National Ripoff. Only thing to do is sue! Irving Texas
The only way to resolve anything with Household Bank (Household Credit Cards, Best Buy, Rooms To Go) is to sue them.
It will take about a year or more, tie up your credit and entitled your lawyer to 1/3 of what you win. But your credit is already messed up, right?
BUT, you ar...
Entity
Household Bank; Best Buy; Rooms To Go; Et Al.
Categories: Credit & Debt Services
47, Report:
#120467
Posted Date:
Nov 30 2004
Household Credit Services Dba Orchard Bank ripoff Batimore Maryland
I have recently been ripped off by orchard bank. I was late for a payment so I made the payment over the phone making the payment out of my bank account. Orchard bank charged me the late fees ($ 29) and the pay by phone fees ($12.95). then they charged me the $12.95 amount two more...
Entity
Household Credit Services Dba Orchard Bank
Categories: Corrupt Companies
48, Report:
#117859
Posted Date:
Nov 16 2004
Household Credit Services - orchard bank ripoff charges $29.00 overlimit fees even when you do not go over your limit This has happened to me 4 times in the last 4 months Baltimore Maryland
Orchardbank/household credit services. Are total ripoffs. They will charge you overlimit fees to your account even if you are not over your limit.
I will give you a example. If your limit is $1000.00 and your statement reads previous balance 985.00 + 3.09 in finance charge. = 988...
Entity
Household Credit Services
Categories: Credit & Debt Services
49, Report:
#101138
Posted Date:
Sep 23 2004
Merchants Credit Guide Co. Zenith Aquisiton Corp, HouseHold Credit Co calls & hangs up on me, refuses to give me original creditors phone number, address, or billing Chicago Illinois
Back in 1993 or so I used a credit card from HouseHold Credit Corp. At the time I was married and the card was in my name alone. Approx 4 years later, when my husband left , he took all the credit cards, including this one with him. Our divorce decree states that he is respons...
Entity
Merchants Credit Guide Zenith Aquisiton ,HouseHold Credit
Categories: Collection Agency's
50, Report:
#108955
Posted Date:
Sep 18 2004
Household Credit Services AKA Union Plus Credit Card ripoff They steal their customers money. Carol Stream Illinois
Household Credit Services is a ripoff. They steal their customers money. I've had an account with them for about 2 years and I have paid about $1000 in outrageous fees. They charge me late fees when my payment is on time and then when that late fee brings me over my credit limit,...
Entity
Household Credit Services
Categories: Credit & Debt Services