Was called on the phone was told if I purchased a extented warranty policy , everything on my vehicle would be covered minus a $100 detuctable per accurrance , wow I thought one repair could be worth having a piece of mind policy , well 7 mos. into the policy my transmission goes out , brought it to a reputable repair shop , Estimated cost of $3000 , they said they have the right to pay the value of the fair trade in value of the vehicle there are several grades of trade in value on nada , my car is near mint cond. they gave me junk trade in value $1100 which didn't cover the repair . I had to pay the additional out of my pocket . then they said they would not cover anything else on the vehicle from then on it is maxed out , and want me to continue paying $82 a month for 2 yrs . total rip off ! Beware