Sherri
Piedmont,#2Consumer Suggestion
Mon, August 30, 2004
You did not specify what the debt is for or even if it's valid, but please note that you CANNOT be arrested or tried criminally over a debt. Additionally, the collector who told you that is in clear violation of the Fair Debt Collections Act and the collection agency can be sued by YOU for making a threat to do so. Basically, a collector cannot threaten you with jail or even garnishment of your wages if they don't have the authority to do so. They cannot raise your payment for "attorney fees". Attorneys fees are awarded in civil court by a judge. DO NOT send additional money over and above the amount of the debt (if owed). Additionally, by law, they have to provide you with a legal mailing address. You can tell them that they are NOT to contact you at work and failure to do so is another violation of the FDCA. You need to contact your state Attorney General and file a complaint.