Steve
Bradenton,#2Consumer Suggestion
Sat, October 07, 2006
Tracey, This is rule #1! NEVER speak to ANY collector on the phone! It will never do anything positive for you, and will in almost every case make things worse. There is NO REASON to ever speak to any debt collector. Don't do it! If they could actually do anything, they would just do it. They would have no need to talk to you. As per your rights under the FDCPA, send them a CEASE COMMUNICATION request. Send this letter by certified mail, return reciept requested. Put the certified# on the letter itself, and keep a copy for your records. This is very important to do it this way.