Bob
Simi Valley,#2Consumer Comment
Mon, October 27, 2008
I wish I could go into to all the details of what is currently going on. However do not give up. This company has told reliable sources they are about to file BK. They also have on numerous occasions violated the Fair Debt and Collection Act. They currently have a lawsuit pending in the State of California. And have a number of complains filed against them with the BBB. Document all your communications and send letters to the A.G. office. Also file a complaint with the FTC. Keep copies of everything. Also ask Access Capital Credit for Validation of this debt. If they have already reported you to a Credit Bureau also ask for validation. They must response within so many days. Do not give up. There are Attorneys who do nothing but go after companies that have violated the Fair Debt and Collection Act. They are out there you just have to look. This can also apply to many other situations that deal with collections of debt. Its our responsibility to learn the law as best as we can. GOOD LUCK!!