Complaint Review: Alliston Financial Group-the Locators-wprld Wide Insurance - Kingston Jamaica

recently applied for a loan with alliston financial group for $100000, i was first contacted by a Kelly Ross who claimed she was a representitive for this company, she said that i had been approved and to give her a call, when i rang no one said hello and i could here her saying in the back ground where is the script (dodgy)and that a $690.00 insurance was required and to be sent to a Matt Crossman in Jamaica via western union.

i asked were she was from and first she said she was in florada then next call she was in Atlanta and then finally on the last call she said that her office was in Jamaica.

i asked her to put the offer of credit into writing to have her reply they dont do that only if there is a co signer involved.

i asked how and where did i have to send the documents required first she gave me a colorado number for denver and i was to ring her first and let her no that i was sending them so she could go down stairs to the fax machine to receive them, none of what she was saying to me made me feel to comfortable and when i realised that she had given me a colorado number to fax too and she was claiming she was in Jamaica she couldnt answer, with every question i asked her she would put me on hold and then come back with some answer a few minutes later, i confronted her about all the inadequancys in her statements she got angry and raised her voice advising me that i contacted them not them me and hung up on me. at the time the application was put through a site going by the name of moneylenders.

i wasnt happy and wanted more information so i applyed again and was this time contacted by a Bruce Densen who rang from the Jamaican number yet when i asked him where he was at first he said Michagan then said Jamaica, i applied for the same amount and was told this time that it was going to cost $1290.00 in insurance, he sent through a five page document consisting of loan agreement, world wide insurance letter,disclosure information, and one on how i would like it to be paid.

this document was full of mistakes and had come from a Kirk Allen, as did the next two emails, i then advised Mr Densen that this was to expensive and that i would have to apply for a smaller amount of around $7000 he said that he would resubmit it and get back to me the next day this turned into two days later and me having to call him. now they was wanting $770 in insurance, i asked where this was to be sent to and who and if i could send it by certified mail so it had to be signed for Mr Densen was not happy with this and explained it as the insurer preferes it to be sent by western union and that the cost of sending it would be refunded to me when i get the welcome package.

i asked abou who i have to send it to and he advised me to ring him the next day and he would see what the insurer wants to do it may have to go to him. this was a change as in the first loan attempt i was given the name address and phone number for a Mr Matt Crossmen to receive the money.

i have emailed these people several times with only getting one reply, and the email address had changed from the first time as well its at mail now where it was hotmail prior, when asked about the emails i get told that they either have computer problems or it never got there, when you ring there you get transfered to the jamaica office and the phones are answered very casually not in the normal manner of a business, and it has been difficult some days to get anyone to answer the phones in this office, i informed Mr Densen that i have reported them to the FTC and the Attorney General in Texas, they claim to have licences in most states in the USA yet none of the better business bureaus have heard of them.i have told Mr Densen that i am not happy to send them any money via western union and he is very insistant that it has to go western union, they also make claims that they use FEDEX and UPS as postal services for there checks.

to date i have not paid any money to them and dont intend on it but something has to be done about them as they seem to pray on the needy, for a business that is suppose to have licenses for states in the USA they dont no there governing law to well, as they are very insistant on getting that money and making sure the consumer knows the loan is approved, such a hurry Mr Densen not once asked about the verifying documents just when was i going to get the money to them.

they also claim that the money is held in trust and they are a FDIC member and its the FDIC that holds the money in trust. beware of any calls people may get from Bruce Densen or Kelly Ross exspecially Kelly Ross she can get nasty if you dont play ball with her.

Mark

Gonzales, Texas
U.S.A.