South Florida Resident
Palm Beach Gardens,#2Author of original report
Sun, December 18, 2011
The five (5) charges have finally been reversed and/or refunded after multiple phone calls, faxes, mailings, including certified mail with extensive documentation to a company called Assurant, Inc. (and Barclays MasterCard Merchant Disputes)with at least 16 dbas, or aliases. The company uses a lot of P.O. Boxes and a customer service center in Atlanta, but with a contact address in Miami, which looks like a home address. If you refer to the Better Business Bureau reviews for Southeast Florida, Assurant is the actual company with 815 complaints closed within the last 3 years, with 432 closed in the last 12 months. I also complained to Whirlpool (Maytag/Amana) but, to the best of my knowledge, they did not intervene. They called me in response to my first letter over 2 months ago and last week again. Interestingly enough both Assurant and Whirlpool responded to my complaints to the Better Business Bureaus. An Assurant representative in Dallas, Texas responded to my BBB complaint and told me he had the Assurant sales department working on the problem.
MasterCard Merchant Disputes department was often les than helpful, taking the word of the Assurant customer service rep that the complaints had been resolved, when they had not been. Half of my calls to Barclays MasterCard went to the Philippines, where the agent obviously spoke English, but, given the outcome of the call, probably did not actually comprehend English. I also filed a complaint against Assurant on the DOJ's IC3 website (Internet Crime Center - FBI). I should have kept track of the time and expenses in terms of office supplies and postage to get this resolved. I don't understand why it could not have been resolved with a phone call and the complete documentation I provided at the beginning of the merchant dispute.