;
  • Report:  #115969

Complaint Review: ANDERSON FINANCIAL NETWORK - CINGULAR WIRELESS - BLOOMINGTON Illinois

Reported By:
- ROBERTA, Georgia,
Submitted:
Updated:

ANDERSON FINANCIAL NETWORK - CINGULAR WIRELESS
AFNI,INC 404 BROCK DR, P.O. BOX 3427 BLOOMINGTON, 61702-3427 Illinois, U.S.A.
Phone:
888-338-2364
Web:
N/A
Categories:
Tell us has your experience with this business or person been good? What's this?
I had a cellular phone with Cingular which was lost. I reported the loss to Cingular so the phone could be switched off. I had insurance on it,but was told they would not replace the phone. Instead, they wanted me to purchase another phone for $77; which I did not do. I paid the last bill that I received; nothing else was heard from them.

It is now two years later and I get a bill for $1002.25 from AFNI, a collection agency. They cannot provide me with a reason as to why I supposedly owe this or any proof of a bill. I was told it is because I terminated a contract. I feel this is a fraudulant action between the two companies. Now I will have this on my credit report.

P

ROBERTA, Georgia
U.S.A.


1 Updates & Rebuttals

Jude

Las Vegas,
Nevada,
U.S.A.
file formal complaints

#2Consumer Suggestion

Sun, November 14, 2004

I AM ALSO HAVING A PROBLEM WITH THIS COMPANY. THIS IS A COLLECTION AGENCY. WHAT THAT MEANS IS THEY ARE PROBABLY REQUIRED TO BE LICENSED BY THE STATE OF IL. HERE ARE SEVERAL OPTIONS TO HANDLE THIS SITUATION. I AM GOING TO ASSUME THAT THEY HAVE REPORTED THIS ACCOUNT TO ONE OR MORE OF THE MAJOR CREDIT BUREAUS. (EQUIFAX/EXPERIAN OR TRANSUNION) FIRST YOU NEED TO WRITE THEM A LETTER AND SEND IT CERTIFIED RETURN RCT STATING YOU WANT VALIDATIONA ND VERIFICATION OF THE DEBT UNDER THE FDCPA. SECONDLY ADVISE THEM TO CEASE AND DESIST ALL FURTHER COMMUNICATIONS. INCLUDE IN YOUR LETTER THAT IF THEY FAIL TO RETURN THE ACCOUNT BACK TO THE ORIGINAL CREDITOR, NOTIFY THE CREDIT BUREAUS TO DELETE THIS ACCOUNT FROM YOUR CREDIT FILE THEN YOU WILL FILE FORMAL COMPLAINTS WITH THE BETTER BUSINESS BUREAU @ BBB.ORG. THE FEDERAL TRADE COMMISSION AT FTC.GOV. THE IL STATE ATTORNEY GENERALS OFFICE, THE AMERICA COLLECTORS ASSOC. AND THAT YOU HAVE RETAINED AN ATTORNEY TO FILE A FEDERAL LAWSUIT AGAINST THEM.

Reports & Rebuttal
Respond to this report!
Also a victim?
Repair Your Reputation!
//