- Report: #401442
Complaint Review: Beacon Financial Group - Charlotte North Carolina
-
Author Confirmed
Why?
Beacon Financial Group
6000 Fairview Road Charlotte, 28210 North Carolina, U.S.A.
Phone:
866-259-8352
Web:
N/A
Categories:
Business Rating:
(0)
Tell us has your experience with this business or person been good?
Beacon Financial Group Prey on people with bad credit Charlotte North Carolina
When I learned I was going to be laid off, I applied through the Internet for a loan for people with bad credit, hoping to get enough to pay off some credit card bills and have a little cushion. A few days later, I received a call from a man who called himself Andrew Brenner (ext 306). He told me he had gotten me approved for $5,000. The contract was faxed to me and I signed it (stupidly) and sent it back. Then Mr. Brenner called me to make arrangements for the "collateral" payment. I was somewhat surprised, as I did not understand that in the contract. He explained it was an insurance policy because of my poor credit score. I was to send, via Money Gram, $930 to a Peggy Nash in Camrose Canada. Those funds were going to be applied to the first 8 payments of the loan. I did that and called Mr. Brenner back with the reference number. I then received a phone call the next day from a man calling himself Randy Connor, telling me that the lender was requiring an additional 8 payments up front. In actuality, that made me feel a little bit better about this, because I knew my credit history was bad and I was somewhat surprised that a loan was approved for me. I sent an additional $930 to the same person at the same address. Then, surprise, surprise, I received a call the next day from a man calling himself Michael Hawkins (ext 156), claiming to be Executive VP. The lender had pulled out of the deal, but through his hard work on my file, he was able to find another lender who would send me, within 4 hours, $10,000 with the upfront payment of an additional $1800. I finally wised up. I confronted him on this being a scam. He got very biligerant and told me that I did not "appreciate" all of the work he had done on my file. He told me that Beacon was filing a lawsuit against the lender who had pulled out of my deal and I was going to be compensated. He said the lender did not want to refund my monies until after the lawsuit was settled, 2-3 years down the road. But, he told me, he was going to send me my refund on December 29. After more back and forth conversation, wherein he was very rude and kept saying I did not appreciate his hard work, etc., he said he was going to withdraw the refund offer on December 29, and I could wait until the lawsuit was settled for my money. I told him to just refund my money on the 29th and close my file. He then had the nerve to tell me that he would keep my file open, giving me the opportunity to call them back to agree to the $10,000 loan. In the meantime, they have banking information, which I have closed the account and they can send me a check, (Yea, right - )
Molly
Sorrento, Florida
U.S.A.
Molly
Sorrento, Florida
U.S.A.
5 Updates & Rebuttals
Medicegg
Woodbury,New Jersey,
U.S.A.
Contact the FTC
#2Consumer Suggestion
Fri, January 02, 2009
Hey. Call the FTC. I was scammed by these folks as well. The woman I spoke to told me that if they get enough complaints that they would file a class action law suite on our behalfs, but they need to know about the incident.
Medicegg
Woodbury,New Jersey,
U.S.A.
E-mail the credit companies
#3Consumer Suggestion
Fri, December 19, 2008
Do your self a favor. Go to www.frudalerts.equifax.com. File a report with them, which is then directly sent to all 3 major credit reporting companies. Also, notify your major bank about what occured. Last but not least, Contact the FBI internet scam department, the Charlotte NC police Dept. nd the FTC. Alert them all to this company.
Auburn Guy
Auburn,Alabama,
U.S.A.
Again
#4Consumer Comment
Tue, December 16, 2008
NO LENDER ever requires money to be paid up front for a personal loan. Do you not know this ??? And you are correct, you will never see your $1800, which you foolishly sent to someone you don't know, in a foreign country. Well, at least the scammers will be having a Merry Christmas, thanks to your generous contribution.
Auburn Guy
Auburn,Alabama,
U.S.A.
Again
#5Consumer Comment
Tue, December 16, 2008
NO LENDER ever requires money to be paid up front for a personal loan. Do you not know this ??? And you are correct, you will never see your $1800, which you foolishly sent to someone you don't know, in a foreign country. Well, at least the scammers will be having a Merry Christmas, thanks to your generous contribution.
Auburn Guy
Auburn,Alabama,
U.S.A.
Again
#6Consumer Comment
Tue, December 16, 2008
NO LENDER ever requires money to be paid up front for a personal loan. Do you not know this ??? And you are correct, you will never see your $1800, which you foolishly sent to someone you don't know, in a foreign country. Well, at least the scammers will be having a Merry Christmas, thanks to your generous contribution.
