- Report: #58796
Complaint Review: Best Buy - Household Bank - Pontiac Michigan
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Best Buy - Household Bank
3157 Terry Ave Walled Lake Mi Pontiac, Michigan, U.S.A.
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Best Buy Household Bank ripoff, they refuse to remove name from credit report I have receipt from 1998 stating paid in full they still have not removed the ill report abused & mistreated consumer fraud ripoff to consumers Pontiac Michigan
i have been trying to remove the credit report rating from my credit report since 1998. i paid my account in full i still have the reciept showing such a thing and yet they still refuse to take it off my credit report. i have not done business with them since 1994 and paid in full in 1998 why are they still on my report stating i still owe them money is beyond me i dont know what else to do can anyone help me?
Michelle
walled lake, Michigan
U.S.A.
Michelle
walled lake, Michigan
U.S.A.
5 Updates & Rebuttals
Joe
FPO AE,Maine,
U.S.A.
Try this.
#2Consumer Comment
Thu, May 29, 2003
File complaint with the following, your attorney general. FTC, BBB, agency that deals with banks. Also file lawsuit in small claims, better if you can get a lawyer and sue them for the amount of damage it caused you. Such as higher interest rates on loans, denied jobs, and other lost opportunities. Maybe try ripoffrevenge.com
Joe
FPO AE,Maine,
U.S.A.
Try this.
#3Consumer Comment
Thu, May 29, 2003
File complaint with the following, your attorney general. FTC, BBB, agency that deals with banks. Also file lawsuit in small claims, better if you can get a lawyer and sue them for the amount of damage it caused you. Such as higher interest rates on loans, denied jobs, and other lost opportunities. Maybe try ripoffrevenge.com
Joe
FPO AE,Maine,
U.S.A.
Try this.
#4Consumer Comment
Thu, May 29, 2003
File complaint with the following, your attorney general. FTC, BBB, agency that deals with banks. Also file lawsuit in small claims, better if you can get a lawyer and sue them for the amount of damage it caused you. Such as higher interest rates on loans, denied jobs, and other lost opportunities. Maybe try ripoffrevenge.com
Joe
FPO AE,Maine,
U.S.A.
Try this.
#5Consumer Comment
Thu, May 29, 2003
File complaint with the following, your attorney general. FTC, BBB, agency that deals with banks. Also file lawsuit in small claims, better if you can get a lawyer and sue them for the amount of damage it caused you. Such as higher interest rates on loans, denied jobs, and other lost opportunities. Maybe try ripoffrevenge.com
P
Columbia,South Carolina,
U.S.A.
Removal Of Items From Credit Report
#6Consumer Comment
Thu, May 29, 2003
Just because you paid off a debt does not mean that the item will be removed from your credit report. Negative items suck as late payments, charge-offs, etc., will stay on your report for 7 years from the date of last activity. A bankruptcy can remain up to 10 years from the date of filing depending on the type. If you were deliquent on your Best Buy account, but eventually paid it off in 1998, then that deliquency will remain until some time in 2005. If the debt is paid in full, then your report should at least show you owing a $0 balance. If it doesn't, I would write the CRA (Credit Reporting Agency) and dispute how the item is being reported. Best Buy will be required to respond in 30 days. If they do not, then the item will have to be removed. You are also entitled to write the original creditor to dispute the item. They are required to notify the CRA of your dispute and have it put on your report. Anything you do in writing should be sent via return-receipt to prove that your requests was sent. Good Luck!
