- Report: #39868
Complaint Review: BP/CITI - Wilmington Delaware
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Author Not Confirmed
Why?
BP/CITI
PO Box 15687 Wilmington, 19850 Delaware, U.S.A.
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BP/CITI ripoff scandal unreachable corruption Wilmington Delaware
Claims that we owe them $3.00 from 12 years ago. Did not start reporting this to credit bureau's until 3 years ago. No phone number, web or email address made available. Just a PO box. Do not even know company's name.
Marc
East Windsor, New Jersey
U.S.A.
Marc
East Windsor, New Jersey
U.S.A.
1 Updates & Rebuttals
Edgar J.
Hoschton,Georgia,
U.S.A.
applying for a home loan ripoff
#2Consumer Comment
Tue, February 04, 2003
After applying for a home loan, our credit report was showing a balance of $355.00 by BP/Citi stating that $20.00 was an amount past due, with terms of payment being 10 months. This account was supposed to have been opened back in 1985 and they were just now reporting it on Dec. 2002. It went on to show the creditor closed the account. There was only a P.O. Box number in Wilmington, DE. We do not have a BP card or ever recieved a bill for such an account. We had just refinanced our home months before and no such "credit problem" showed up. After getting online to find a phone number to contact BP, we were lead to this RipOff web site.
I then remembered a few weeks prior getting a letter in the mail saying that our "card" was canceled due to unpayment of this account. It had a toll free number for me to call and get information. When I called the number it was to some "credit bureau" with a recording telling me that I must pay "$20.00" to get a copy of my credit report! I of course hung up and threw the letter away, knowing that it must be some kind of scam. At the time though, I was not aware that this was going to show up on my credit report and cause a problem in trying to purchase a new home.
