- Report: #199597
Complaint Review: Capital Financial - Largo Florida
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Author Confirmed
Why?
Capital Financial
2480 East Bay Dr., Suite 28; Largo, 73034 Florida, U.S.A.
Phone:
888-281-6710
Web:
N/A
Categories:
Business Rating:
(0)
Tell us has your experience with this business or person been good?
Capital Financial Telephone ripoff said they where Capital One Credit Card Company Largo Florida
This company contacted me by telephone saying they were Capital One Credit Card Company and offered me a credit card. Since I have bad credit problems they offered me a $2,000 credit limit but I had to pay upfront $200.00 and that I would receive vouchers in $50.00 increments to pay my credit card purchases each month. No where did they say this was a cataloge credit card not a VISA or MASTERCARD. They recorded our conversation.
After the money was taken out of my checking account they send me a letter to sign. I am very upset about this kind of treatment and deception. I am on a limited income, social security disability with a child still living at home. There needs to be some kind of law against this kind of deceiving. I won't answer my phone anymore because I don't trust the person on the other end.
If anyone knows what action I can take to get refunded my money please e-mail me at (((ROR REDACTED E-MAIL ADDRESS FOR SECURITY PURPOSES)))
Thanks.
Brenda
Edmond, Oklahoma
U.S.A.
Click here to read other Rip Off Reports on Capital ONE
CLICK HERE to read about Credit Card Scams... find out how to get your money back. Consumer makes harsh but accurate statements. *Rip-off Report Investigation follow-up provides valuable information.
CLICK here to see why Rip-off Report, as a matter of policy, deleted either a phone number, link or e-mail address from this Report.
After the money was taken out of my checking account they send me a letter to sign. I am very upset about this kind of treatment and deception. I am on a limited income, social security disability with a child still living at home. There needs to be some kind of law against this kind of deceiving. I won't answer my phone anymore because I don't trust the person on the other end.
If anyone knows what action I can take to get refunded my money please e-mail me at (((ROR REDACTED E-MAIL ADDRESS FOR SECURITY PURPOSES)))
Thanks.
Brenda
Edmond, Oklahoma
U.S.A.
Click here to read other Rip Off Reports on Capital ONE
CLICK HERE to read about Credit Card Scams... find out how to get your money back. Consumer makes harsh but accurate statements. *Rip-off Report Investigation follow-up provides valuable information.
CLICK here to see why Rip-off Report, as a matter of policy, deleted either a phone number, link or e-mail address from this Report.
1 Updates & Rebuttals
Jennifer
Richmond,Virginia,
U.S.A.
Be careful what information you give out
#2UPDATE EX-employee responds
Thu, July 06, 2006
I'm sorry to hear that you have been a victim of fraud in this way. While Capital One does offer secured cards (where a deposit is used as a security fund), in all the time I worked there I do not ever recall the security deposit being directly withdrawn from the applicant's checking account. To try to recoop your money, I would try contacting the Federal Trade Commission and your state's commission on consumer protection. Consider filing a police report as well. Keep records of any information you have on the people who called you. What was the name of the person you spoke with? What day and time did they call? Do you have caller id? If so, what phone number popped up? Did they give you any sort of contact information (address, phone number) to use for future inquiries? Secondly, contact the three credit bureaus (Experian, Equifax and Transunion) and have fraud alerts placed on your credit files. This will help prevent further identity theft. You are not the first person to be duped by scam artists like this, and there ARE laws against this, because it is fraud. Going forward, you (and anyone else reading this) should keep your personal and confidential information to yourself when you receive unsolicited phone calls asking for that kind of information. This includes your address, date of birth, SSN and bank account information, among other things. The sad fact is that they wouldn't have gotten your money had you not given them your checking account information. Ultimately, unless you're the one initiating the phone call, you have absolutely no idea who is on the other end of the line. I wish you luck in getting your money back. I'm sorry I don't have more advice to give.
