- Report: #23115
Complaint Review: Capital First - Miami Florida
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Author Not Confirmed
Why?
Capital First
18495 South Dixie Hwy # 228 Miami, 33157 Florida, U.S.A.
Phone:
866-892-6018
Web:
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Capital First ripoff deceptive company Miami Florida
*Consumer Comment: There is an answer
*Consumer Comment: I was wrong
*Consumer Suggestion: FILE COMPLAINTS! SCREAM, YELL, AND FIGHT BACK,!
*Consumer Suggestion: FILE COMPLAINTS! SCREAM, YELL, AND FIGHT BACK,!
*Consumer Suggestion: FILE COMPLAINTS! SCREAM, YELL, AND FIGHT BACK,!
*Consumer Suggestion: FILE COMPLAINTS! SCREAM, YELL, AND FIGHT BACK,!
Well, it was May 23,2002 and I got a phone call from these people. They said that I was approved to recieve a MasterCard with a $2500.000 credit line offer with only a $19.95 set up fee. Thinking this was a great deal, I accepted and gave them my debit card number (WRONG THING TO DO!!!!) and the gentleman sent me to the customer rep who took all my info and told me that a $99.95 annual fee and a $59.95 processing fee would be on my creditcard.
Thinking they meant that this would be debit to the MasterCard I agreed and hung up the phone. A month later I was looking at my bank account online and noticed a $99.95 and a $59.95 debit to my account (boy, did them checks ever bounce) so I called the company and of course, I got the run around. I ask them what my credit limit really was and then thats when I heard for the first time about the "pay as you go" thing.
Never did the operator mention this to me, nor did they say the monies would be debited from my checking account. I called to have it cancelled, and of course, once again, I got the run-a-round. It was a lession hard learned. A total of $179.95 lesson, but I did learn it. So now, I am on a mission to let everyone know that this is the biggest rip off there is and not to get sucked up into it.
If it sounds to good to be true, it is. Im trying to get my money back, but that probably will never happen. So, once agaign, dont get sucked into this scam....its not worth it.
Becky
Pittsboro, Mississippi
Thinking they meant that this would be debit to the MasterCard I agreed and hung up the phone. A month later I was looking at my bank account online and noticed a $99.95 and a $59.95 debit to my account (boy, did them checks ever bounce) so I called the company and of course, I got the run around. I ask them what my credit limit really was and then thats when I heard for the first time about the "pay as you go" thing.
Never did the operator mention this to me, nor did they say the monies would be debited from my checking account. I called to have it cancelled, and of course, once again, I got the run-a-round. It was a lession hard learned. A total of $179.95 lesson, but I did learn it. So now, I am on a mission to let everyone know that this is the biggest rip off there is and not to get sucked up into it.
If it sounds to good to be true, it is. Im trying to get my money back, but that probably will never happen. So, once agaign, dont get sucked into this scam....its not worth it.
Becky
Pittsboro, Mississippi
6 Updates & Rebuttals
Donna
N Richland Hills,Texas,
FILE COMPLAINTS! SCREAM, YELL, AND FIGHT BACK,!
#2Consumer Suggestion
Thu, August 08, 2002
You are wasting your time trying to contact these people, you NEED TO CONTACT your bank, file fraud affidavits and close account......THEN! FILE COMPLAINTS, on after another, over an over. Scream and Yell Tell Visa and Mastercard to PROTECT THEIR NAMES! www.ftc.gov PHONEBUSTERS: WWW.PHONEBUSTERS.COM 1-888-495-8501 TELL CANADA TO STOP STEALING USA MONEY! Until a new BBB is operational in Toronto, please direct all inquiries to the following office of the Ontario Provincial Government. Ontario Ministry of Consumer and Business Services, Toronto, ON (Ontario Provincial Government) For general ministry information, call - (416) 326-8555 or Toll free 1-800-268-1142 (in Ontario) For consumer information and advice - (416) 326-8800 or Toll free 1-800-889-9768 (in Ontario) Toll free 1-800-268-7095 (in Ontario) USA TELEVISION STATIONS WARN America, then they won't make the same mistake as we did. Therefore, scammers could not get anymore money from USA!
Donna
N Richland Hills,Texas,
FILE COMPLAINTS! SCREAM, YELL, AND FIGHT BACK,!
#3Consumer Suggestion
Thu, August 08, 2002
You are wasting your time trying to contact these people, you NEED TO CONTACT your bank, file fraud affidavits and close account......THEN! FILE COMPLAINTS, on after another, over an over. Scream and Yell Tell Visa and Mastercard to PROTECT THEIR NAMES! www.ftc.gov PHONEBUSTERS: WWW.PHONEBUSTERS.COM 1-888-495-8501 TELL CANADA TO STOP STEALING USA MONEY! Until a new BBB is operational in Toronto, please direct all inquiries to the following office of the Ontario Provincial Government. Ontario Ministry of Consumer and Business Services, Toronto, ON (Ontario Provincial Government) For general ministry information, call - (416) 326-8555 or Toll free 1-800-268-1142 (in Ontario) For consumer information and advice - (416) 326-8800 or Toll free 1-800-889-9768 (in Ontario) Toll free 1-800-268-7095 (in Ontario) USA TELEVISION STATIONS WARN America, then they won't make the same mistake as we did. Therefore, scammers could not get anymore money from USA!
Donna
N Richland Hills,Texas,
FILE COMPLAINTS! SCREAM, YELL, AND FIGHT BACK,!
#4Consumer Suggestion
Thu, August 08, 2002
You are wasting your time trying to contact these people, you NEED TO CONTACT your bank, file fraud affidavits and close account......THEN! FILE COMPLAINTS, on after another, over an over. Scream and Yell Tell Visa and Mastercard to PROTECT THEIR NAMES! www.ftc.gov PHONEBUSTERS: WWW.PHONEBUSTERS.COM 1-888-495-8501 TELL CANADA TO STOP STEALING USA MONEY! Until a new BBB is operational in Toronto, please direct all inquiries to the following office of the Ontario Provincial Government. Ontario Ministry of Consumer and Business Services, Toronto, ON (Ontario Provincial Government) For general ministry information, call - (416) 326-8555 or Toll free 1-800-268-1142 (in Ontario) For consumer information and advice - (416) 326-8800 or Toll free 1-800-889-9768 (in Ontario) Toll free 1-800-268-7095 (in Ontario) USA TELEVISION STATIONS WARN America, then they won't make the same mistake as we did. Therefore, scammers could not get anymore money from USA!
Donna
N Richland Hills,Texas,
FILE COMPLAINTS! SCREAM, YELL, AND FIGHT BACK,!
#5Consumer Suggestion
Thu, August 08, 2002
You are wasting your time trying to contact these people, you NEED TO CONTACT your bank, file fraud affidavits and close account......THEN! FILE COMPLAINTS, on after another, over an over. Scream and Yell Tell Visa and Mastercard to PROTECT THEIR NAMES! www.ftc.gov PHONEBUSTERS: WWW.PHONEBUSTERS.COM 1-888-495-8501 TELL CANADA TO STOP STEALING USA MONEY! Until a new BBB is operational in Toronto, please direct all inquiries to the following office of the Ontario Provincial Government. Ontario Ministry of Consumer and Business Services, Toronto, ON (Ontario Provincial Government) For general ministry information, call - (416) 326-8555 or Toll free 1-800-268-1142 (in Ontario) For consumer information and advice - (416) 326-8800 or Toll free 1-800-889-9768 (in Ontario) Toll free 1-800-268-7095 (in Ontario) USA TELEVISION STATIONS WARN America, then they won't make the same mistake as we did. Therefore, scammers could not get anymore money from USA!
Crystal
Ramona,South Dakota,
I was wrong
#6Consumer Comment
Wed, August 07, 2002
Becky, It is now August 6th, and I have not received my money yet. I had told you I had because I had gotten a letter from Capital first, and also a phone call giving me a date on when all the money would be put back into my account, I just assumed that it would be there (silly me) so the day I posted this was the day I was suppose to get it back, but guess what.....that day has come and gone and still no money from them.....just excuse after excuse......and lie after lie. I have decided that I am never going to get my money back from them, but what makes me mad is that they are still calling people and getting away with it......WE need to STOP them. I got a call again from Capital first about 3 weeks ago (I can't believe they would call me..again) and the lady started explaining what my credit line would be ect....so I just let her go on.....and on, and I asked tons of questions....I just kept her going, then after about 15 minutes, when I asked her about the NO interest.....she explained it to me again. Then I finally said..... "Well that is sure nice of CAPITAL First not to charge interest on my own money." She didn't think it was funny, and hung up on me...... So if they call, ask many questions and keep them on the phone, then we can take up there time!!!!! They have no clue we already know they are SCUM!!!!!!!!
Crystal
Ramona,South Dakota,
There is an answer
#7Consumer Comment
Fri, June 21, 2002
Becky, Ditto on the scam!!! I was totally given the same lines you were by these people. To make this short and sweet, I did end up getting my money back, including the 19.95, because I said I would have never let them send me the package in the first place had I known it was a debit card, I already have one of those. Anyways, you have to file a complaint with the attorney's general in your state, go to the web site......www.ftc.gov, and it will tell you exactly what link to go to so you can file your complaint. It took me 8 weeks to get my money back, but thank heavens for the attorney's general, because what Capital first has done is against the law, and they don't like when the attorney general is after them. Good Luck.
