Grammy
Crossville,#2Consumer Comment
Sat, July 18, 2009
I HAVE HAD A CARE CREDIT ACCOUNT SINCE 2003 WHEN I NEEDED A DENTAL PROCEDURE. THE DENTIST EXPLAINED TO ME THAT IT WAS DEFERRED INTEREST AS LONG AS I PAID IT OFF WITHIN 12 MONTHS WHICH I DID. WHEN YOU APPLY IT IS THROUGH THE OFFICE DOING THE MEDICAL SERVICE. THEY OBVIOUSLY EXPLAINED IT INCORRECTLY TO YOU NOT THE CARD COMPANY.
Grammy
Crossville,#3Consumer Comment
Sat, July 18, 2009
I HAVE HAD A CARE CREDIT ACCOUNT SINCE 2003 WHEN I NEEDED A DENTAL PROCEDURE. THE DENTIST EXPLAINED TO ME THAT IT WAS DEFERRED INTEREST AS LONG AS I PAID IT OFF WITHIN 12 MONTHS WHICH I DID. WHEN YOU APPLY IT IS THROUGH THE OFFICE DOING THE MEDICAL SERVICE. THEY OBVIOUSLY EXPLAINED IT INCORRECTLY TO YOU NOT THE CARD COMPANY.
Grammy
Crossville,#4Consumer Comment
Sat, July 18, 2009
I HAVE HAD A CARE CREDIT ACCOUNT SINCE 2003 WHEN I NEEDED A DENTAL PROCEDURE. THE DENTIST EXPLAINED TO ME THAT IT WAS DEFERRED INTEREST AS LONG AS I PAID IT OFF WITHIN 12 MONTHS WHICH I DID. WHEN YOU APPLY IT IS THROUGH THE OFFICE DOING THE MEDICAL SERVICE. THEY OBVIOUSLY EXPLAINED IT INCORRECTLY TO YOU NOT THE CARD COMPANY.
Realitycheck
Thompson,#5Consumer Suggestion
Fri, July 17, 2009
The Terms and Conditions, which you agree to when you apply, state: "If your No Interest Payment Plan is paid in full by the required due date, you will have paid no interest on your No Interest Promotional Purchase. However, if you do not pay the full promotional balance by the required due date, interest that has accrued from the date of purchase will be added to your Account. " In the future, be sure to always read the terms and conditions (and ask for clarification, if you do not understand any part) before signing anything. Their interest rates are high and I certainly understand why you are upset, but all of the information was available to you.