I am a single mom of a six year old with severe hearing loss. I told cash store I will behind on a payment due to having to purchase his hearing aids they hit me with so much I was unable to catch up after rent n hearing aids. They called my job none stop. Now they are sending collection notice from cottonwood financial stating they want 1300 but will settle for 800 I was paying well over that amount but due to the high interest it never went toward the principle now I'm fairing they will garnish my wages. Which I can not afford I need someone's help please