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  • Report:  #64755

Complaint Review: CCS First National - Las Vegas Nevada

Reported By:
- Pearl City, Hawaii,
Submitted:
Updated:

CCS First National
61 W. Utah St. Ste 63 Las Vegas, 89102 Nevada, U.S.A.
Phone:
800-731-0121
Web:
N/A
Tell us has your experience with this business or person been good? What's this?
These people are relentless. My wife signed up with this company at the beginning of the year. She sent them one check for $99.99 My wife does not have that great of a credit history and this company preys on people like her. My wife did not make any purchases from this company.

After the first month, they started to take out automatically from our checking account twice a month $99.99 I started noticing this on the statement from the bank. I tryed to call this company and spoke with a representative. He kept saying that because my wife submitted a check to them she was agreein to their terms. I notified them my wife did not authorize any autmatic EFT's. The representative still said that we owed the $199.98. I aske to have the account closed but to no avail.

After two months of this I had to contact the bank for stop payments to the ACH. I further aske the representative to send any further items by registered mail.

This is in violation of the Electronic Funds Transfer Act. Any automatic transfer of funds from an account must have the Account users permission in writing to withdraw automatically from that account.

I finally ended up closing the checking account at the bank to stop the bleeding. The bank assisted with the stop payments to the same ACH.

I thought I had heard the last from them but The are still sending a bill to my wife. I say if they still want more money, let them go through leagal channels and come get it.

I want them to prove to me that everything that they did was legal and not in any violation of FTC regulations before they get any more money from me.

Karl

Pearl City, Hawaii
U.S.A.


1 Updates & Rebuttals

Karl

Pearl City,
Hawaii,
U.S.A.
Looks like they are trying to get my wife hooked again.

#2Author of original report

Sun, September 21, 2003

CCS, CCA or whatever name they are using has sent my wife another mailing. My wife has learned to check out any companies before sending any checks or disclosing any account information over the phone or on the internet. I hope never to get burned again, especially by these people and hope the FTC will shut them down for numerous viloations related to the Electronic Funds transfer Act. The return address CCA, First National Card is using for the mailer is PO Box 46101, Las Vegas, NV 89914-6101. Phone numbers on this mailing are 1-800-277-7056, and 1-702-734-1212.

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