Michelle
North Wales,#2Consumer Comment
Tue, January 23, 2007
I am also a victim of this junk debt company and I am getting nowhere with it. I am writing a letter to the attorney general in my town to see what can be done. Do not send any money to them because they will pocket the money and the supposed debt will never go away. I also have had no luck in getting copies of the check that they have, they state that I can see it in court. I was told that if I do not send money via western union today that a warrant would be sent to me telling me I have to appear in court. First off, they have an old address to go on, if it was sent I would not get it, and they are not interested in getting updated information on me now. If anyone else has had experience with this company please tell us and what you did to get them off your back.
Steve
Tucson,#3Consumer Comment
Wed, December 27, 2006
Sue the *&*&!!!! It is a violation of Fair Debt Collection Practices Act (Federal Law) for them to make any threat that they have neither the power, intention or authority to carry out. 1. Civil parties do not issue arrest warrants, Judges do. They are not a Judge, they do not have that power, they are in violation. 2. It is a violation of FDCPA for them to even state that a consumer debt is a violation of law. 3. It is a violation of law for them to pursue an Out of Statute debt in Court - or to threaten to do so. 4. They state they are not a Collection Agency - in that they are correct - they are a worse parasite - a Junk Debt Buyer. When they told you they will not provide you a copy of the alleged bounced check, they violated the Validation requirements under FDCPA - another violation. I live in the 9th Fedrral Circuit. Here, the law's provision for Statutory Damages is simple - it's automatic. I would be suing this company for $1,000 per violation (I counted 4 without even trying). Now that you have at least four good violations, and tape recordings on your answering machine as evidence - send them a summons and play the tape for the Judge. I am sure the Judge will not be amused. BTW - now that your lawyer sent them a letter, they are on notice that you are represented by an attorney - it is an additional violation every time they contact you from now on!!!! There are several good consumer boards where you can get a LOT more information. CLICK here to see why Rip-off Report, as a matter of policy, deleted either a phone number, link or e-mail address from this Report.