Complaint Review: Check Resolution Services Inc. - Kenmore New York

Wow! Pretty much exactly what happened to me today! Except this place....Check Resolution Services, Inc. called my INLAWS. Told them it was for my husband and it was about a bad check. Even gave them the case number. They called me, and I was like uh okkkkkkk??? Why wouldn't they contact US! We've moved in the past due to the military, but always forwarded our mail. And I do believe our number is listed. Anyways, I call them and speak to a lady. She continues to tell me about this debt (even though I'm not the person who owes...its my husband lol) She tells me the amount and that if I didn't set something up by noon tomorrow with a credit card or debit card that it would be taken to court and we'll wind up paying triple the amount currently owed. I just felt something wasn't right. And I told her I'd call her back. I did some searching about the PDL (that is what this was about, in 2008). It was from a place called "Together Cash" we were in the middle of moving and our car had broken down. We were strapped and desperate. My husband went to one of those sites where you apply and they find you places. We were under the understanding that once we'd apply we'd have to verify the amount, etc. Well it was deposited into our account the next business day. We called our bank because we didn't want this place (whom we couldnt find a live person to talk to...or an address) taking money out of our account when we felt it may have been a mistake. We stopped payments from this company and never heard anything else. Until they called my inlaws of course!

I know from reading these horror stories I can send a letter of validation to this company. I really wanted that address! I called this lady again explaining I really would like if I could have this all verified. Can't blame people for not wanting to through out their banking information to just anyone calling saying we owe money. We've learned our mistake there. She proceeds to beat around the bush saying, "well can't I just send you a fax or an email? You only have until noon tomorrow anyways so it wont get to you on time". She knew what she was doing....and she knew exactly what I was going to do! She then told me "Your stall tactics will not work". I told her that I wasn't refusing the existance of any debt, I just want to make sure it is LEGIT. She then hung up on me. Very professional. Not once did I raise my voice to this lady lol. I wanted to!

I found Check Resolution Services, Inc on the BBB...and they are rated "F". Go figure! But I was able to find their address on the BBB website. My husband signed the letter of validation and I sent it today with delivery confirmation.

These debt collectors are harrassing people. Calling relatives, threatening people to take them to court, etc. It's outrageous. I also put in the letter that all communication from them MUST cease and desist apon arrival of the letter of validation. All communication from them must be in form of written and sent via US Mail.  

We will pay monies if it is due, but I am not going to give money to those who are using unfair and illegal debt collection practices! 

To stop them - FILE A POLICE REPORT! IF they call again tell them you know its a scam and notified the police! They will stop calling