Keith
Manchester,#2UPDATE Employee
Thu, August 22, 2013
Luckily for me I was "brainwashed" by this compant back in 1980. and hace soent 33 years working for them. I have been the sole support if my family. I own a modest 3 bedroom cape, And have two diughters with theyr Masters degree whom I have assisted. Combined is not a pyramid scheme TMs are salaried olus overrides. Some investagation into the company and Mr Stone would have told you that. the Tm you were interviewed by was lucky you turned down the position. You should too skeptical to be of any worth to our company.
Anyways11
New York,#3UPDATE EX-employee responds
Wed, August 07, 2013
Do you know what I love about Combined? They are so stupid they can't even hire people who can speak or write the english language. When someone puts a rebuttal on here (by the way they work for the company)and doesn't even hit the spell check (c'mon its the button in the upper right hand corner). In any case, the original author is correct. Combined is as close to a pyramid scheme as you can get. By the way, the person listed was probably fired 10 seconds after this was posted with all knowledge of her ever working for Combined erased. The reason, she was incapable of thinking for herself like everyone working there. So in conclusion STAY AWAY FROM COMBINED!!!!!!!!!!!!
apope16
WAUKESHA,#4Author of original report
Sun, April 28, 2013
You are indeed correct, that not everything is a pyramid scheme; but I think anybody who has had experience with shady companies or ventures that compel their employees to beg or trick consumers into giving them money after a minute long conversation rap, knows full well, that there are illegal pyramid schemes and there are legal pyramid schemes. The criticism is that there are many legal companies that operate like a pyramid scheme but are acting in 'bad faith'-or essentially, doing whatever they can get away with short of prosecution. These companies have no respect for their employees or the consumers they serve.
You make an interesting point about payment for licensing. The fact of the matter is this insurance company does not "require" prior licensing when they advertise their "minimum requirements" for positions that are available. At best this is false advertising; most likely, it is a scheme to get as many applicants into interviews to trick them to do labor work for higher ranking bosses who profit off of the commission of others. Individuals who work in the business world are well aware that "paid training" occurs frequently in the business-world. But still, that is not what is outrageous about a $300.00 licensing (which many applicants did not expect and can't afford)-what is outrageous is that a company that advertises itself as having millions upon millions of dollars of profit, somehow can't afford to provide assistance to its valued employees?
Most likely the reason why the licensing requirement was never mentioned in the original advertisement was due to the fact that the person arranging the interviews was desperate to make quota for interviews scheduled.
Eernesto
Internet,#5UPDATE Employee
Mon, April 22, 2013
Its no surprise that people make money for selling either a product or a service with that been said if you work for a company who sells something it does not mean its a pyramid if that was so walmart would be the biggest scheme aver according to this guys comment. Why would anybody expect to have a company pay for licensing c"mon guys try it or get your sources straight before you make these kunds of allegations.