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  • Report:  #200510

Complaint Review: Credit Solutions.com (formerly Credit Solutions Of America) - Addison Texas

Reported By:
- Dallas, Texas,
Submitted:
Updated:

Credit Solutions.com (formerly Credit Solutions Of America)
15601 Dallas Parkway Addison, Texas, U.S.A.
Web:
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Categories:
Tell us has your experience with this business or person been good? What's this?
Credit Solutions is a place where ethics and integrity are not important to management, and that attitude trickles down the the associates. If you call into the customer service line and feel like you never talk to the same person twice, it is because the mentality among upper management is to give new employees about two weeks to get aclimated to their job. If after those two weeks that person has not mastered their job, they are fired.

The turnover rate at this company is so high, I would guess that not many associates make it beyond the 6 month mark. If one manager in particular decides she just doesn't care for someone, that person is immediately fired and is given no real reason except that they are not a fit for the company.

Certain managers have been sleeping around and/or propositioning young, female employees, and upper management has turned a blind eye to it. They've even fired some female employees for bringing the sexual harrassment allegations to the forefront.

There have been instances where a "favored" employee has committed fraud, and it was looked upon as something helpful and amusing.

The sales force is trained to approach potential customers with a hard-core sales strategy, ala "The Boiler Room." They don't have the first clue if what they are telling you is the truth, i.e., that a consumer can and will be sued if they stop paying their bills -- signing up for a debt settlement program does not protect consumers from being sued, or (my favorite) telling customers that the company can settle a debt that they know for a fact will be settled at 100% or more of the original debt (plus their may be a judgement/garnishment/accountlevy!) They don't want clients to know these details because they want to make the sale.

The bottom line here is that anyone could settle their own debt themselves. There is no need to hire a company to do it for you. Only you know the true state of your financial affairs. Believe me, almost any creditor would prefer to settle the account with the debtor than with a 3rd party debt settlement company like Credit Solutions. Save your money and your emotions!

x-CSA

Dallas, Texas
U.S.A.


5 Updates & Rebuttals

Burned

Dallas,
Texas,
U.S.A.
I couldn't agree more!!

#2UPDATE EX-employee responds

Thu, December 21, 2006

CSA seems "fun" to work at because people run around yelling and cheering all the time, but that's where it ends. Here's the bottom line: they are hurtful to consumers. They refund people only when they complain enough and/or threaten a lawsuit against CSA. They COMPLETELY ignore complaints ro sexual harrassment. They are racially biased almost in reverse against caucasians. They fire loads and loads of people a month and keep them quiet with a months pay or "hush money". It was demoralizing working for CSA knowing that I truly wanted to help people with their debt and simply couldn't because upper management was ONLY focused on money and most "supervisors" are completely clueless and uneducated. The sad part is that the clients WITH money were being hurt the most because we simply didn't have time to call their creditors and negotiate settlements because we were so busy with all of the lawsuits/arbitrations and collections calls that we weren't hardly allowed to even make outbound calls to creditors.


Csa

Dallas,
Texas,
U.S.A.
One more thing...

#3Author of original report

Sat, September 23, 2006

Chloe, I know for a fact that thousands of dollars have been paid out to unhappy clients who have "fallen through the cracks." To minimize the situation is incorrect and untruthful. I do believe that the customer service folks TRY to be best in the world, but on too many occasions the clients were ignored to the point where they were receiving multiple law suits because of it. There is more to running a business than dancing around between the cubicles and partying all the time. There are real lives and real money involved here. Grow up and get a clue!


Csa

Dallas,
Texas,
U.S.A.
Chloe -- Are you sure you work for CSA?

#4Author of original report

Sat, September 23, 2006

Chloe, while I am happy that you enjoy your job, there are many things that have gone on at Credit Solutions that are either illegal or unethical. Misrepesenting onself as the debtor to the creditor should be considered fraud, and is something that upper management should take seriously. For some reason they don't. As for watercooler drama -- when a company takes a stand against sexual harrassment they should back up any employees that allege harrassment has taken place, correct? When the accusers are fired, and the accused is allowed to continue employment until the allegations are undeniable, that makes for a hostile environment in the work place. That is hardly just water cooler drama. Oh well, your opinion of the company will probably change soon anyway, because you will end up on the chopping block like most everyone else. I hope you have your resume updated. And just in case you were wondering...I was not fired. I left because I found a much better place to work.


Rebecca

Reamstown,
Pennsylvania,
U.S.A.
Happy for you but disagree

#5Consumer Comment

Mon, September 18, 2006

I am very glad that you like your job. I agree that in any job situation you have you drama and unfair things that happen. Whether, they are right are wrong. Unfortunately I very much disagree with them having the "World's Greatest Customer Service"! While it is good that the service is kind and curtious,and not short and snappy. It helps to actually be helpful in finding a solution to the customers problems. I have yet to find this. As a matter of fact for a while it was okay, but once I really had problems, I wasn't even able to get a response via phone. I called several times daily for three weeks. I left voicemails and not once did anyone return my call. I tried emails, but that didn't work either. I got the response..For you recoeds the settlement department number is... and that made me mad. I knew what the number was, just didn't matter when I called I never got anybody. just a voicemail. I expressed that in an email and I got the same response..for your records the settlement department number is....that is frustrating. I know that people make mistake and things happen, but not for three weeks. That is just ridiculous. As I am sure you can see There are many others that have wrote comments on this site that would probably agree, there customer service is not the best in the world, by far!!!


Chloe

Dallas,
Texas,
U.S.A.
Credit Solutions-My Favorite Place To Work Ever

#6UPDATE Employee

Sun, September 17, 2006

I have been working at credit solutions for a year now, and its the best job I've ever had. They really give you all the tools you need to be successful, they bend over backwards for their employees and make things HAPPEN! We are growing substantially, and we only do business by web and word of mouth, so thats gotta count for something. We are working hard training and helping our employees to be even better at their job. Credit Solutions had a big boom and we had to struggle to get more employees to help with the suddenly growing business. I'm sure the quick transition resulted in a couple of clients slipping through the cracks, however we do have the best customer service in the world and we always do whats best for the client. Of course ANY place of business is going to have its source of watercooler drama, but if it is none of YOUR business, why do you care? You shouldn't let someone elses personal affairs effect you and your job, no one is perfect and there is never going to be a place where people do not create drama over something. Credit Solutions is a very fair, and even loving company. They try to do whats best for everyone, even going as far as having employees do volunteer work during the day! Credit Solutions is a fun environment and its great to be able to help people out of debt. The best settlements always come when the customer is doing their part along with us, things work out even better than average at that time. When clients realize that it is their debt and also ultimatley their responsiblity too, we work as a team to get them out of debt quickly and inexpensively!

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