Robert
Irvine,#2Consumer Comment
Fri, April 22, 2016
Let's go back to one basic factor. Why would they be trying to get your car? The one and only reason is because you have failed to fulfill your part of the contract in paying them the money you made a legal agreement to do.
So if you are telling the full truth here. To avoid them from finding the car you have basically lied to the State not giving your true address information, you have no other bills or any ties to you. You apparently have a job that pays you under the table and doesn't report to the IRS. Basically going off the grid. In addition to this you most likely either don't have or have lied to the insurance company as well. Which means that if you are ever pulled over or in an accident you could be in some major legal trouble. But heck you are keeping them from reposessing their car..right?
You claim you would sell the car to someone in Mexico. But you see even if the car is gone that doesn't mean that they can't come after you. If they really wanted to push it you could techically be arrested for grand theft. Now would they do that..probably not. But they can sue you. In order to sue you they would use the current contact information THEY have to serve you. Since you have admited you have lied they will never find you, but the courts have procedures in place to still allow a suit. You will then have a summary judgement against you. Judgements depending on the state can last decades, meaning that even 5,10,20,40 years later if they finally find you they can take further legal action to take the money that you legally owe.
But this report is totally ironic because your entire report is based on you "getting the best of them" and not being afraid of them. Yet you are doing everything in your power to keep them from finding you. If you were really not afraid of them you would tell them exactly where to find you and confront them face to face...not as some coward playing "hide and seek". Oh yes..you really got them going.
I'll just say one thing about the Class Action lawsuit. $250,000 is "chump change" in terms of these suits. Each of those 1150+ people would get a grand total of around $200...probably not even enough for a single monthly payment. Yet the suit didn't void the loan or any other actions. It only had to do with the collection tacticts.
Now, of course I would not be shocked if you come back with another "rant" about how you will be victorious and take down this big evil company. So if that makes you feel better go right ahead. Because in the end this isn't for you, this is for the people who still can demonstrate reason.