- Report: #1440581
Complaint Review: EZ Money Loans - Los Angeles CA
Reported By:
Vanessa -
Charlotte, North Carolina, United States
Submitted:
Updated:
-
Author Confirmed
Why?
EZ Money Loans
706 S Spring Street Los Angeles, 90014 CA, United States
Web:
ezmoney24365.com
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EZ Money Loans 706 S Spring St, Los Angeles, California 90014 This so called loan company keeps sending emails about a payday loan I never filed for Los Angeles CA California
Below is a Copy of an email this company sent me. I never took out any paydayloans from them and I moved from the address and changed the phone number years before 2014. I have no idea who this is. Please help me. Thank you.
Dear VANESSA P, This is a reminder email about your past due with EZ Money Loans Inc. from a payday loan taken on February 06, 2014. Our records indicate that you have an outstanding balance following non-payment of that loan. Below is the information of your debt: Loan amount: $300.00 Total amount: $467.54 Amount paid till date: $117.00 Outstanding balance: $350.54 If you fail to voluntary satisfy our requirements for payment of your debt to EZ Money Loans Inc., we will follow court procedure to enforced collection of the debt, which may entail additional expenses for you, for example, the expenses in the amount of state duty, the cost of representative’s services for the proceedings, the compensatory interest for each day of delay, court fees and administrative charges. Wage garnishment will be enforced if we do not receive good faith payment until May 04, 2018. Collection proceedings may also hurt your credit rating.
Please check below information to know further details. Name: VANESSA P Loan Account # EZML7700634255 Address: (((REDACTED))) DUNN, NC 28334 Phone: (910)xxx-xxxx As per FDCPA, company agrees to provide payment arrangement if an immediate payment in full will create an undue hardship. We can modify payment arrangement when hardship exists. However, we cannot reduce the total balance due. Company agrees to give you pay-off discount if you are willing to pay without going through court. In case of denial, we must issue an Earnings Withholding Order to collect your delinquent court-ordered debt. We will instruct your employer and social security department to deduct up to 50% of your disposable earnings for each pay period.
The total outstanding amount under your name is $350.54. We are providing you a proposed payment plan below. However, we can help to change payment dates if there is hardship or a different pay schedule. 1. $088.00 – 05/04/18 2. $088.00 – 05/18/18 3. $088.00 – 06/01/18 4. $086.54 – 06/15/18 We can offer 15% reduction if you want to clear your outstanding balance until May 04, 2018. Please write us back as per your convenience. Please pay a good faith amount until May 04, 2018. Late Payment charge of $39.00 will be added if you will not make your first payment until next Friday. With Regards, Robert Wallace [email protected] / [email protected] 706 S Spring St, Los Angeles, CA 90014 Below we are placing copy of consumer loan agreement and court notice filed in the county of Los Angeles, Superior Court of California. Please check below documents and reply us back if you want to resolve this issue.
