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Fairbanks Capital rip-off thieves Hatboro Pennsylvania
I sit here reading all these reports on Fairbanks Capital and I can't figure out why they haven't been stopped. Last year my home was foreclosed on because as everyone else there were fees added to my payments that were not true.
Back in Feb. last year we got behind on our payment. I called in to make the 2 payments that we were behind in a check by phone. I was prepared to make the 2 payments that we were behind plus the late fees. They would not accept it. They said I had to send 1885.00 My 2 payments plus attorney fees.
We decided that we needed to send it to get our payment back in order. So we did. They accepted it.(1885.00)
About 3 months later we fell behind again. Work was slow and things happen sometimes. I called again thinking that I would be luckier this time. Not hardly! This time they said that we owed way more than 2 payments. They said that we owed 5151.67. Can you believe that? Fees for drive by appraisals, late charges, taxes,(Which I have proof I paid) Insurance (Which I already had) Get this attorney fees from back in Feb. (I still have my quick collect reciept from where I sent them the money in Feb).
I confronted them about the 1885.00 and they told me that they did not apply the extra 900.00 I sent to attorney fees but to the principal. They made the decisions on where the money goes.
This is crazy. I can't believe that they can get by with this. But they have and they will continue. I undoubtably had sucker written all over my face to have sent them the money the first time.
They foreclosed on me last Sept. It has bothered me so much that I have written the attorney general and the banking dept. about this matter and the banking dept. gave them 30 days to come up with the paperwork that would support what they were saying that I owed.
They sent the banking dept. a copy of the agreement that I signed when I financed my home(Which was not originally with Fairbanks, They bought the other company out). The banking dept. didn't accept it and now they have only 15 days to come up with the paperwork.
If this doesn't work I am going to find me an attorney to take this one. I lived in my home of 13 years all my kids were raised there. We live in a much nicer place now but it isn't our home. I plan to fight till I win.
Fairbanks Capital preys on people like me that they know will either pay the money to keep their place, or also on people like me that really doesn't have the kind of money to send and they know it so they place so many fees that you can't pay. They win all the way around. Either they get all the money or they get your home.
Oh, by the way we didn't pay the last time because they were wrong....we didn't owe all of that money. And if they come up with any paperwork for the banking dept. it will be lies too. There is no way they have proof. WE DID NOT OWE IT! If we had sent it it would have been to do over again.