John
Los Angeles,#2Consumer Comment
Mon, August 04, 2003
im in the same boat as you. i have my payments sent via online billpay and only the month of july was received late. on that same statement it mentions that the account had been transferred to first national bank of omaha. i am in the process of documenting everything from billpay and the last few months of statements from FCNB to show them that the error is on their end in accessing me a late fee. because of all this drama i ordered my crediut report from all 3 agencies a few days ago. i have since disputed FCNB at all 3: transunion, experian, and equifax... transunion has removed FCNB from my report and im still waiting on experian and equifax. im not sure if i still have to pay off the remaining balance if the creditor is removed from my credit report.... anyone know?
John
Los Angeles,#3Consumer Comment
Mon, August 04, 2003
im in the same boat as you. i have my payments sent via online billpay and only the month of july was received late. on that same statement it mentions that the account had been transferred to first national bank of omaha. i am in the process of documenting everything from billpay and the last few months of statements from FCNB to show them that the error is on their end in accessing me a late fee. because of all this drama i ordered my crediut report from all 3 agencies a few days ago. i have since disputed FCNB at all 3: transunion, experian, and equifax... transunion has removed FCNB from my report and im still waiting on experian and equifax. im not sure if i still have to pay off the remaining balance if the creditor is removed from my credit report.... anyone know?
John
Los Angeles,#4Consumer Comment
Mon, August 04, 2003
im in the same boat as you. i have my payments sent via online billpay and only the month of july was received late. on that same statement it mentions that the account had been transferred to first national bank of omaha. i am in the process of documenting everything from billpay and the last few months of statements from FCNB to show them that the error is on their end in accessing me a late fee. because of all this drama i ordered my crediut report from all 3 agencies a few days ago. i have since disputed FCNB at all 3: transunion, experian, and equifax... transunion has removed FCNB from my report and im still waiting on experian and equifax. im not sure if i still have to pay off the remaining balance if the creditor is removed from my credit report.... anyone know?
John
Los Angeles,#5Consumer Comment
Mon, August 04, 2003
im in the same boat as you. i have my payments sent via online billpay and only the month of july was received late. on that same statement it mentions that the account had been transferred to first national bank of omaha. i am in the process of documenting everything from billpay and the last few months of statements from FCNB to show them that the error is on their end in accessing me a late fee. because of all this drama i ordered my crediut report from all 3 agencies a few days ago. i have since disputed FCNB at all 3: transunion, experian, and equifax... transunion has removed FCNB from my report and im still waiting on experian and equifax. im not sure if i still have to pay off the remaining balance if the creditor is removed from my credit report.... anyone know?