I went to ftc for a baking and pastry certification. I have some federal loans and when I sign up I did not had a debt with the institution. I win 3 scholarships for a total of 3,000$. After a couple of month that I started my course they change to digital books and they where "giving" iPads to everyone. I never got one. But people who got it had a debt of 700$ more. I don't understand why because they took all books from this students and those books where supposed to be part of our course. Well I finished and graduated with honors. I never got my diploma. So I went to the college to ask for it and they said I have a debt of 1,000$. But did not explain or show me from where. After all the time, and scholarship and even let me walk the graduation day now they say that I own money!!!! No I don't think so!