Joe
Austin,#2Consumer Suggestion
Mon, September 27, 2010
I HAD A DIFFICULT TIME READING THIS DUE TO THE TOTAL LACK OF PUNCTUATION.
I WONDER WHAT SORT OF JOB WOULD NOT AT LEAST REQUIRE SOME WRITING SKILLS IN 10 YEARS.
THEY CAN NOT COLLECT A DEBT THAT IS OLDER THAN TWO YEARS ON AN UNSECURED LOAN. IT IS ILLEGAL.
BUT THEY HAVE A WAY OF GETTING AROUND THAT AND MOST PEOPLE DO NOT KNOW ABOUT IT AND THEY ARE DONE IN BY THEIR OWN UNAWARENESS.
VULTURES LIKE THIS PREY ON THE IGNORANT AND UNINFORMED.
CHANGE YOUR CELL PHONE NUMBER.
GET AN UNLISTED AND UNPUBLISHED LAND LINE IF YOU CAN AFFORD IT.
EVERY TIME YOU OPEN YOUR MOUTH AND TELL THESE COLLECTION AGENCY PEOPLE ANYTHING, YOU ARE GIVING THEM MORE INFORMATION TO HARASS YOU.
THEY WILL NOT BE ABLE TO FIND AN UNLISTED AND UNPUBLISHED TELEPHONE NUMBER AT YOUR HOUSE. YOU WILL NOT BE HEARING FROM THEM AGAIN.
IF THEY ARE CALLING YOUR CELL PHONE, YOU CAN SCREEN YOUR CALLS BY HAVING A SPANISH OR OTHER FOREIGN LANGUAGE SPEAKING FRIEND SAY --IN THEIR NATIVE LANGUAGE THAT "THE PERSON YOU WISH TO SPEAK TO HAS CHANGED THEIR TELEPHONE NUMBER AND CAN NO LONGER BE REACHED AT THIS ADDRESS. YOU CAN LEAVE A MESSAGE FOR THEIR LEGAL REPRESENTATIVE AT THE SOUND OF THE BEEP." GET YOUR FOREIGN LANGUAGE FRIEND TO RECORD THIS GREETING MESSAGE ON YOUR CELL PHONE FOR YOUR INCOMING CALLS AND SCREEN ALL OF YOUR CALLS TO MAKE SURE IT IS NOT A DEBT COLLECTOR. THEY USE A LOT OF SCAMS AND PRETEXTS BUT YOU HAVE TO BE SMARTER THAN THEY ARE.
OK, NOW PROGRAM IN ALL THE NUMBERS OF YOUR FRIENDS AND THE PEOPLE YOU WANT TO SPEAK TO AND CHECK THE CALLER ID AND HANG UP ON THE PEOPLE WHERE THE NUMBER IS BLOCKED OR THE CALLER IS UNKNOWN.
PEACE AND QUIET.
IF THEY SEND BILLS TO YOUR HOUSE, JUST MARK THEM RETURN TO "SENDER, ADDRESSEE NOT HERE."
AND DID I MENTION MOVE IF YOU CAN AND NOT HAVE ANY MAIL FORWARDED BECAUSE ONLY YOUR FRIENDS AND FAMILY SHOULD KNOW WHERE YOU LIVE AND IT SHOULD BE ONLY FAMILY WHO WON'T SELL YOUR ADDRESS TO THE COLLECTING AGENCY BECAUSE A LOT OF THEM DO. SAME FOR SO-CALLED FRIENDS.
ANYTIME YOU TELL THE COLLECTION AGENCY THAT YOU KNOW THAT YOU OWE THE BILL OR YOU ACKNOWLEDGE THAT YOU OWE THE BILL AFTER IT HAS BEEN TWO YEARS, THEY CAN CONTINUE TRYING TO COLLECT IT. SO DO NOT TALK TO THEM AND I JUST SHOWED YOU HOW. SEND THEM NOTHING.