Kenny G
New York,#2Consumer Comment
Fri, August 16, 2013
All this could have been avoided if you had initially read the DECLARATION page on your policy when they sent it to you. Whether they emailed you one or sent you a hard copy, you should have done a comparision check with your previous insurance carrier.
Now having said that. I have different experience with GEICO. After 2 complete losses - Toyota Land Cruiser in 1997, LEXUS (different driver) accident in 1995, they covered both vehicles with little or no hassle.
And yes, their quote can be pricy, so it pays to shop around. But in all fairness to GEICO, my dealings with this company, they always treated me professionally. Incidentally one of their insured hit me a week ago from the back, while I was stopped at a traffice light. He claimed that he bent down to pick up a rag and he stepped on the gas pedal, causing some damage to hit his front grill and my back bumper.
GEICO called two days later and asked me to have the car inspected at one of their facility. After inspection, their rep cut me a check for the damages. The amount was correct for the damage sustained ( I had my own independent estmate done and they were within range).
Moral of the story....read and understand your policy at all times. And when in doubt, CALL the company to clarify....
Mike from mesa
Mesa,#3Consumer Comment
Sat, November 24, 2012
Listen, the problem is "full coverage" is a bank term. Full coverage means 20 different things to 20 different people. If I walked into a used car lot and asked for a "car" and nothing else I cant be upset if 2 different salesman bring me 2 different cars. Don't be ignorant, know what your buying.
The Outlaw Josey Wales
Golden Meadow,#4Consumer Comment
Sun, November 04, 2012
stay in the clinic
Southern Chemical and Equipment LLC
Sarasota,#5Consumer Comment
Fri, November 02, 2012
Anyone who calls an insurance agent and just asks for "full coverage" is an IDIOT!!
(I was being nice in my prior post).
There are major differences in available coverages above and beyond the statutory minimum liability coverage where each state sets their own minimum limits.
Your insurance premium can vary widely depending on which deductible you choose anywhere from $50 to $500 is normal.
You have comprehensive coverage which for for non-moving vehicle coverage, like vandalism, theft, etc.
(I like a $100 DEDUCTIBLE on this coverage).
You have collision coverage for anything that happens when the vehicle is being operated.
(I like a $250 DEDUCTIBLE on this coverage).
Then there is Med Pay...multiple coverages available.
Then there is loss of use...multiple coverage available.
Then there is uninsured motorist coverage...
Then there is GAP coverage..
Etc. Etc..Etc..
With that said, there is no "one size fits all" coverage called "full coverage".
Got it?
The Outlaw Josey Wales
Golden Meadow,#6Consumer Comment
Fri, November 02, 2012
need to go to rebutters anoymous
must rebutt must rebutt must rebutt must rebutt
must rebutt must rebutt must rebutt must rebutt
meeting every tuesday at 7:00 am and pm
Southern Chemical and Equipment LLC
Sarasota,#7Consumer Comment
Fri, November 02, 2012
"Full Coverage" is a misleading term.
There is no real definition for "full coverage" these days.
The problem here is that you did not actually look at the coverage you were paying for.
WHY did you not do a line by line comparison of the two policies?
Although I agree GIECO sucks, and their rates are actually higher than most other companies, you have to pay attention when buying something as important as insurance!!
Anyway, you can file a claim against the E&O policy of that agent that serviced you.
You will most likely need a lawyer.
WAKE UP!!!
wefwefewf
mesa,#8General Comment
Fri, November 02, 2012
Somthing is wrong about this. It does not cost $120 or $150 per month to insure a $6500 car. There is no way that Geico cheated you - this is a huge company in a highly regulated industry. Either some kind of error was made, you are misunderstanding somthing, or this is just not true.