VA
San Francisco,#2Consumer Suggestion
Wed, September 15, 2004
Sigh, First of all I try not to claim I know too much. If I did, I'd be richer and better looking. :-) I also don't want to give out legal advice or look at a case, at least for free. LOL. That WOULD violate some kind of attorney ethics. Don't know what NJ car ins. laws are like, or what your case is like, but I honestly wouldn't waste much sleep over getting arrested. Unless you have an outstanding warrant, a warrant has been issued for arrest, or you're driving without a license either before or now. PRACTICAL law however imho states that the NJ police are NOT going to waste time coming to your house to arrest you on a Ins. Co.'s fraud complaint. Check your local State. There are usually laws in EVERY State about slow pay by an ins. company because of your actions. If they DO arrest you, than you have a GREAT Civil Rights Action based on that and IF you can find a Civil Rights attorney (I think they all vanished after the 60's, along with morals, ideals, and personal values, joke, sort of). UNFORTUNATELY, you DON'T really have a case until they actually arrest you based on the Ins. company's complaint. You could try turning yourself in at a local police station. BTW How do you know they filed a criminal complaint for fraud against you? IMHO ins. company's almost never file criminal complaints unless it's for workman's comp fraud or things like that where they hire a PI and have you on videotape. I've never heard of your ins. company so they're probably small. And unless you have a relative who just got out of law school (think My Cousin Vinnie) or find an overzealous young attorney, you're NEVER going to find a. a lawyer b. justice. Depending on your ethnic background there are a LOT of local help groups that will give you 15 minutes with an attorney to listen to your case. And no, publicity does NOT help unless the $$ amount is minor. GEICO could care less as they're owned by ONE PERSON, Warren Buffet, 2nd richest man in the USA as I've stated before. Also if you've been told by your local court to go to the local legal aid org. than it's gonna be a total WOT!!! Attorneys give time to listen to complaints and use it as a way of getting business for themselves. I had to fight an attorney who did that to us on another case and WON. I got lucky and got an HONEST judge. You're in a different State and there are too many variables for me to legally help on your case. That and I'm barely keeping my head above water. Won the last two motions thank GOD, but still losing the war. Seriously, check around for GOOD legal aid groups. By law EVERY county in the USA has to have at least one. Also file another complaint with your DEQ or BEQ or whatever they call it in your State as well as write your insurance commisioner and COPY EVERYTHING YOU SEND AND THE DATE YOU SENT IT. Heck, I'd write mine except he's under at least 3 FEDERAL counts of criminal and civil misconduct right now LOL. Sorry I can't offer more help, but I wouldn't lose any sleep over it. Or turn yourself in. You'd have a GREAT Civil Rights case. And you could get a free attorney if they filed a criminal charge as it'd be a criminal case. Kind of stuff local Civil Rights groups love. You can call the ACLU but they're WORTHLESS unless you're a 15 yo who's been suspended from school for having 300 piercings or some shite like that. Or you live in Wisconsin and they have nothing better to do. On the Civil Rights thing, unless you're African American, or another big minority be prepared to search for an attorney. In my area (mostly Caucasian/Latino) the ONLY cases that are heard are African American v. the gov. cases. Just my 2 cents and this is NOT legal advice in any manner shape or form. Not licensed to practice in NJ LOL. Seriously tho, BOL if you're serious and don't back down. Just for filing the complaints the ins. comp. has opened up a whole new can of worms. If they did. In case you haven't noticed a lot of stuff the ins. company will tell you is untrue. If you weren't at fault in ANY manner than they should have settled. If there's an ounce of doubt they'll run with it. Finally, DON'T pay attention to any letter that states the ins. co. has started an "investigation" to find out who was at fault. It's usually issued by an entirely different section. I've received those even AFTER I settled a case. There are NEVER any investigations unless they inform you that they're coming to your house. Ask for a copy of any reports and ask for ID and take down the person's name etc. and NOBODY paid by the ins. company is "independent" even if they say they are. They know who pays them. Again, just my .02 cents. BOL
VA
San Francisco,#3Consumer Suggestion
Wed, September 15, 2004
Sigh, First of all I try not to claim I know too much. If I did, I'd be richer and better looking. :-) I also don't want to give out legal advice or look at a case, at least for free. LOL. That WOULD violate some kind of attorney ethics. Don't know what NJ car ins. laws are like, or what your case is like, but I honestly wouldn't waste much sleep over getting arrested. Unless you have an outstanding warrant, a warrant has been issued for arrest, or you're driving without a license either before or now. PRACTICAL law however imho states that the NJ police are NOT going to waste time coming to your house to arrest you on a Ins. Co.'s fraud complaint. Check your local State. There are usually laws in EVERY State about slow pay by an ins. company because of your actions. If they DO arrest you, than you have a GREAT Civil Rights Action based on that and IF you can find a Civil Rights attorney (I think they all vanished after the 60's, along with morals, ideals, and personal values, joke, sort of). UNFORTUNATELY, you DON'T really have a case until they actually arrest you based on the Ins. company's complaint. You could try turning yourself in at a local police station. BTW How do you know they filed a criminal complaint for fraud against you? IMHO ins. company's almost never file criminal complaints unless it's for workman's comp fraud or things like that where they hire a PI and have you on videotape. I've never heard of your ins. company so they're probably small. And unless you have a relative who just got out of law school (think My Cousin Vinnie) or find an overzealous young attorney, you're NEVER going to find a. a lawyer b. justice. Depending on your ethnic background there are a LOT of local help groups that will give you 15 minutes with an attorney to listen to your case. And no, publicity does NOT help unless the $$ amount is minor. GEICO could care less as they're owned by ONE PERSON, Warren Buffet, 2nd richest man in the USA as I've stated before. Also if you've been told by your local court to go to the local legal aid org. than it's gonna be a total WOT!!! Attorneys give time to listen to complaints and use it as a way of getting business for themselves. I had to fight an attorney who did that to us on another case and WON. I got lucky and got an HONEST judge. You're in a different State and there are too many variables for me to legally help on your case. That and I'm barely keeping my head above water. Won the last two motions thank GOD, but still losing the war. Seriously, check around for GOOD legal aid groups. By law EVERY county in the USA has to have at least one. Also file another complaint with your DEQ or BEQ or whatever they call it in your State as well as write your insurance commisioner and COPY EVERYTHING YOU SEND AND THE DATE YOU SENT IT. Heck, I'd write mine except he's under at least 3 FEDERAL counts of criminal and civil misconduct right now LOL. Sorry I can't offer more help, but I wouldn't lose any sleep over it. Or turn yourself in. You'd have a GREAT Civil Rights case. And you could get a free attorney if they filed a criminal charge as it'd be a criminal case. Kind of stuff local Civil Rights groups love. You can call the ACLU but they're WORTHLESS unless you're a 15 yo who's been suspended from school for having 300 piercings or some shite like that. Or you live in Wisconsin and they have nothing better to do. On the Civil Rights thing, unless you're African American, or another big minority be prepared to search for an attorney. In my area (mostly Caucasian/Latino) the ONLY cases that are heard are African American v. the gov. cases. Just my 2 cents and this is NOT legal advice in any manner shape or form. Not licensed to practice in NJ LOL. Seriously tho, BOL if you're serious and don't back down. Just for filing the complaints the ins. comp. has opened up a whole new can of worms. If they did. In case you haven't noticed a lot of stuff the ins. company will tell you is untrue. If you weren't at fault in ANY manner than they should have settled. If there's an ounce of doubt they'll run with it. Finally, DON'T pay attention to any letter that states the ins. co. has started an "investigation" to find out who was at fault. It's usually issued by an entirely different section. I've received those even AFTER I settled a case. There are NEVER any investigations unless they inform you that they're coming to your house. Ask for a copy of any reports and ask for ID and take down the person's name etc. and NOBODY paid by the ins. company is "independent" even if they say they are. They know who pays them. Again, just my .02 cents. BOL
VA
San Francisco,#4Consumer Suggestion
Wed, September 15, 2004
Sigh, First of all I try not to claim I know too much. If I did, I'd be richer and better looking. :-) I also don't want to give out legal advice or look at a case, at least for free. LOL. That WOULD violate some kind of attorney ethics. Don't know what NJ car ins. laws are like, or what your case is like, but I honestly wouldn't waste much sleep over getting arrested. Unless you have an outstanding warrant, a warrant has been issued for arrest, or you're driving without a license either before or now. PRACTICAL law however imho states that the NJ police are NOT going to waste time coming to your house to arrest you on a Ins. Co.'s fraud complaint. Check your local State. There are usually laws in EVERY State about slow pay by an ins. company because of your actions. If they DO arrest you, than you have a GREAT Civil Rights Action based on that and IF you can find a Civil Rights attorney (I think they all vanished after the 60's, along with morals, ideals, and personal values, joke, sort of). UNFORTUNATELY, you DON'T really have a case until they actually arrest you based on the Ins. company's complaint. You could try turning yourself in at a local police station. BTW How do you know they filed a criminal complaint for fraud against you? IMHO ins. company's almost never file criminal complaints unless it's for workman's comp fraud or things like that where they hire a PI and have you on videotape. I've never heard of your ins. company so they're probably small. And unless you have a relative who just got out of law school (think My Cousin Vinnie) or find an overzealous young attorney, you're NEVER going to find a. a lawyer b. justice. Depending on your ethnic background there are a LOT of local help groups that will give you 15 minutes with an attorney to listen to your case. And no, publicity does NOT help unless the $$ amount is minor. GEICO could care less as they're owned by ONE PERSON, Warren Buffet, 2nd richest man in the USA as I've stated before. Also if you've been told by your local court to go to the local legal aid org. than it's gonna be a total WOT!!! Attorneys give time to listen to complaints and use it as a way of getting business for themselves. I had to fight an attorney who did that to us on another case and WON. I got lucky and got an HONEST judge. You're in a different State and there are too many variables for me to legally help on your case. That and I'm barely keeping my head above water. Won the last two motions thank GOD, but still losing the war. Seriously, check around for GOOD legal aid groups. By law EVERY county in the USA has to have at least one. Also file another complaint with your DEQ or BEQ or whatever they call it in your State as well as write your insurance commisioner and COPY EVERYTHING YOU SEND AND THE DATE YOU SENT IT. Heck, I'd write mine except he's under at least 3 FEDERAL counts of criminal and civil misconduct right now LOL. Sorry I can't offer more help, but I wouldn't lose any sleep over it. Or turn yourself in. You'd have a GREAT Civil Rights case. And you could get a free attorney if they filed a criminal charge as it'd be a criminal case. Kind of stuff local Civil Rights groups love. You can call the ACLU but they're WORTHLESS unless you're a 15 yo who's been suspended from school for having 300 piercings or some shite like that. Or you live in Wisconsin and they have nothing better to do. On the Civil Rights thing, unless you're African American, or another big minority be prepared to search for an attorney. In my area (mostly Caucasian/Latino) the ONLY cases that are heard are African American v. the gov. cases. Just my 2 cents and this is NOT legal advice in any manner shape or form. Not licensed to practice in NJ LOL. Seriously tho, BOL if you're serious and don't back down. Just for filing the complaints the ins. comp. has opened up a whole new can of worms. If they did. In case you haven't noticed a lot of stuff the ins. company will tell you is untrue. If you weren't at fault in ANY manner than they should have settled. If there's an ounce of doubt they'll run with it. Finally, DON'T pay attention to any letter that states the ins. co. has started an "investigation" to find out who was at fault. It's usually issued by an entirely different section. I've received those even AFTER I settled a case. There are NEVER any investigations unless they inform you that they're coming to your house. Ask for a copy of any reports and ask for ID and take down the person's name etc. and NOBODY paid by the ins. company is "independent" even if they say they are. They know who pays them. Again, just my .02 cents. BOL
VA
San Francisco,#5Consumer Suggestion
Wed, September 15, 2004
Sigh, First of all I try not to claim I know too much. If I did, I'd be richer and better looking. :-) I also don't want to give out legal advice or look at a case, at least for free. LOL. That WOULD violate some kind of attorney ethics. Don't know what NJ car ins. laws are like, or what your case is like, but I honestly wouldn't waste much sleep over getting arrested. Unless you have an outstanding warrant, a warrant has been issued for arrest, or you're driving without a license either before or now. PRACTICAL law however imho states that the NJ police are NOT going to waste time coming to your house to arrest you on a Ins. Co.'s fraud complaint. Check your local State. There are usually laws in EVERY State about slow pay by an ins. company because of your actions. If they DO arrest you, than you have a GREAT Civil Rights Action based on that and IF you can find a Civil Rights attorney (I think they all vanished after the 60's, along with morals, ideals, and personal values, joke, sort of). UNFORTUNATELY, you DON'T really have a case until they actually arrest you based on the Ins. company's complaint. You could try turning yourself in at a local police station. BTW How do you know they filed a criminal complaint for fraud against you? IMHO ins. company's almost never file criminal complaints unless it's for workman's comp fraud or things like that where they hire a PI and have you on videotape. I've never heard of your ins. company so they're probably small. And unless you have a relative who just got out of law school (think My Cousin Vinnie) or find an overzealous young attorney, you're NEVER going to find a. a lawyer b. justice. Depending on your ethnic background there are a LOT of local help groups that will give you 15 minutes with an attorney to listen to your case. And no, publicity does NOT help unless the $$ amount is minor. GEICO could care less as they're owned by ONE PERSON, Warren Buffet, 2nd richest man in the USA as I've stated before. Also if you've been told by your local court to go to the local legal aid org. than it's gonna be a total WOT!!! Attorneys give time to listen to complaints and use it as a way of getting business for themselves. I had to fight an attorney who did that to us on another case and WON. I got lucky and got an HONEST judge. You're in a different State and there are too many variables for me to legally help on your case. That and I'm barely keeping my head above water. Won the last two motions thank GOD, but still losing the war. Seriously, check around for GOOD legal aid groups. By law EVERY county in the USA has to have at least one. Also file another complaint with your DEQ or BEQ or whatever they call it in your State as well as write your insurance commisioner and COPY EVERYTHING YOU SEND AND THE DATE YOU SENT IT. Heck, I'd write mine except he's under at least 3 FEDERAL counts of criminal and civil misconduct right now LOL. Sorry I can't offer more help, but I wouldn't lose any sleep over it. Or turn yourself in. You'd have a GREAT Civil Rights case. And you could get a free attorney if they filed a criminal charge as it'd be a criminal case. Kind of stuff local Civil Rights groups love. You can call the ACLU but they're WORTHLESS unless you're a 15 yo who's been suspended from school for having 300 piercings or some shite like that. Or you live in Wisconsin and they have nothing better to do. On the Civil Rights thing, unless you're African American, or another big minority be prepared to search for an attorney. In my area (mostly Caucasian/Latino) the ONLY cases that are heard are African American v. the gov. cases. Just my 2 cents and this is NOT legal advice in any manner shape or form. Not licensed to practice in NJ LOL. Seriously tho, BOL if you're serious and don't back down. Just for filing the complaints the ins. comp. has opened up a whole new can of worms. If they did. In case you haven't noticed a lot of stuff the ins. company will tell you is untrue. If you weren't at fault in ANY manner than they should have settled. If there's an ounce of doubt they'll run with it. Finally, DON'T pay attention to any letter that states the ins. co. has started an "investigation" to find out who was at fault. It's usually issued by an entirely different section. I've received those even AFTER I settled a case. There are NEVER any investigations unless they inform you that they're coming to your house. Ask for a copy of any reports and ask for ID and take down the person's name etc. and NOBODY paid by the ins. company is "independent" even if they say they are. They know who pays them. Again, just my .02 cents. BOL
Natta
Burlington Township,#6Consumer Comment
Tue, September 14, 2004
I am facing an insurance crisis myself and was wondering if you wouldn't mind reading over my case and offering any suggestions or comments. I'm anxiously anticipating the day the police come to indict/arrest me for "insurance fraud". My insurance company NJCURE, pissed off at me for contacting/complaing to the state waited 3 months after denying my claim, before passing my file on to the state for "fraud investigation". I'm having a hard time locating a lawyer who appears to know squat, or is willing to take on NJCURE. I've lost soo much in addition to my car that I'm in a constant state of anxiety, and I think I'm developing an ulcer. In any case, I think I could benefit from your clearly superior understanding of the insurance biz. Ok, that little rant was selfish of me considering your current circumstances. I'm sorry you are being screwed so horrendously. I wish there was something I could do to help. Have you considered getting the media involved? Like one of those, consumer reports/special interest type investigative pieces??
VA
San Fernisco,#7Consumer Comment
Thu, August 05, 2004
Uh, Chad, First of all, calling me a drug addict is "slander" or "libel". Me calling you a shill in reference to the ins. industry, and btw I ASKED you if that was the case, is a general statement. "Drug addict" is also an obviously negative comment and description of a person and you do it without any proof. Me calling you a shill is based on the comments you have made and the general questions you ask. And an "Addict" is someone with either a psychosematic or physical addiction to a specific opiate or other substance or physical thing. You could call someone who likes to shop a "shopping addict", mildly negative term but not that bad. Drug addicts need medical care for their physical or mental addiction. I've seen it happen and my folks treated people like that. So far NO medical doctor, even GEICO's IME doctor who is ANYTHING but fair has NEVER stated that I need ANY form of treatment for my current pain load of meds or for anything else. GEICO's ATTORNEY'S are using that phrase, NOT their doctors in an obvious attempt to sway the court and eventually any jury. Unfortunately THERE'S NO PROOF of that statement and, in fact, ALL of my pain meds are dispensed according to CA State medical contracts necessary for heavy duty pain meds. I ONLY stated my folks credentials to show that I had MORE than a passing familiarity with the medical field and that's how I get my treatment and my personal knowledge and research. I sat in on about a year of my father's grad student level med classes, specifically dealing with MDMA and MDA and the differences between physical and mental addiction back in the late 1980's and early 90's before deciding I didn't want to pursue medicine as a career . If you noted I stated very clearly that obviously I am NOT my parents or have their expertise. The point of this WHOLE website and others like it is so that you can tell your story anonysmously if you care to. At this point I do. Of course any form of PGP or even SSL CAN be broken if you put in enough time on it....... I retain a BUSINESS attorney, who's also a friend of mine and he does about 10 hours of work for me a month or more around tax time or at the end of each quarter in the past. He is also related to the long-time CPA firm which I use. His entire job is to basically deal with issues I don't have the title to deal with, such as incorporation, forming various LLC's etc. We do NOT sue or defend people. He has NEVER had to defend me in any manner nor would I ask him to. That's what trial lawyers are for. I have a personal distrust of attorneys I don't know right now and GEICO hasn't exactly bolstered their image with their actions. He is in no way involved in my personal injury case. If you don't like what I have to say DON'T READ. And like I'm going to give you the court case. Given the info I've given you, feel free to go ahead and sort through every CA court case involving GEICO in SF and you'll find my case. Should be easy with the right program and a fast computer connection. Again, GEICO has refused EVERY SINGLE Discovery attempt or request. Their driver has fled, again. They've hired two law firms to defend the two parties due to a "conflict of interest" which they've never sustained in court, and ironically I just discovered through an FOI request that both law firms involved in this case gave the legal limit per person in their office for this particular judge's re-election campaign. Was wondering why he had literally 10x the campaign budget of his 3 opponents in the election. I find that interesting but I'm not drawing any conclusions from it. I prefer to remain mildly anonymous and give my so-called "one sided" version of this case. The title of this website is "ripoffreport.com" or "badbusinessbureau.com". The whole point of this is how badly GEICO has handled this case. Again, they could have settled it out for less than they've spent on their attorneys so far. Given the fact that their 2nd chair who is a trial attorney, among an office of about 10 trial attorneys, and is currently handling over 10 cases which ARE going to court at this time. I don't consider this good business. If you can prove I'm a drug addict than you can call me a drug addict. However if you just throw the word around like GEICO without basis than you're worse than they are. Fortunately for you this isn't a court, otherwise you'd be up against libel charges. Much like GEICO will be facing come January. Which of course will be put off for another year I'm sure. Thankfully that will be in Federal court. Given the fact you doubt my words and you defend an Ins. company I believe I am correct in that you are NOT merely a consumer, or attempting to find the truth in this matter; and given your questions regarding coverage et al, you seem to be attempting to deflect actual blame from GEICO.I would have to guess that you are somehow involved in the insurance industry. CA will NEVER get a decent insurance system due to the trial lawyers assoc. and the ins. company's fighting between themselves and at the polls. There are MANY States that have no-fault or simple policy limits that stop ridiculous lawsuits and force both ins. companies and consumers into mediation with a neutral referee that has the power to enforce a judgement unlike CA. Sigh, if you can't figure out that their insured is at fault, I was rear-ended and am now permanently disabled due to this and that I'm trying to get a MODICUM of justice than you're missing the point completely. Given the fact that the courts here do NOT put court Motions or papers online in any manner, or publish them at all and you'd have to be an interested party in the matter AND have to be personally present at the court to even view the papers, I highly doubt your request for the case # or anything else is either correct or in good faith. If you're not in the insurance business than what are you? Enough for now. I write too much. Blame the degree in English and the marketing/advertising background LOL....
Chad
Cedar Rapids,#8Consumer Comment
Wed, August 04, 2004
...when GEICO has their own lawyers it is because they are an evil business...but when you have a lawyer on retainer is it because you are a sound business man? And the insurance field has their share of ethical issues...but why keep shoving your parents' credentials down our throats? The health care field is not by any means exempt from their own share of black eyes over the years. And since you resorted to name calling by referring to me as a shill, I will assume you will not mind me referring to you as a drug addict due to all the meds you are supposedly prescribed. Can you please post what court is handling your case and the case number? I'd love to see the entire picture rather than just this one sided drug induced rant.
Va
94903,#9Author of original report
Tue, August 03, 2004
Uh, first of all I'm writing this in extreme pain, stream of thought and as fast as possible so I can go lay down again......and writing it on a browser that doesn't support a spellchecker unless I want to dump it into another program first. Not worth it for a rant on this site. "Proof read my c**k"?????? A rebuttal from an INSURANCE (ALLEGEDLY GEICO) EMPLOYEE that's written that badly and you're criticizing me for clarity? LMG Adjuster? Or Corporate Lemming?? I know GEICO keeps their adjuster offices down around SD and parts of SoCal. No matter how "unclear" my rants are, the facts are still out there. Didn't see anyone try to deny one. Your attitude is just like every insuranc company in the world. Dance around long enough, criticize and of course my favorite, "character assasination" ,which is the Ins. company's FAVE ploy. Do it long enough and maybe everyone will forget about the actual TRUTH on a subject or an accident. Cloud the issue long enough or push it off long enough in a lawsuit and force someone with real injuries to settle. Yup. Sounds about right. Heard a great quote on NPR the other day that my attorneys say I should make into a t-shirt and that I'd "sell a million". "Insurance is just another form of Organized Crime". LOL. And I'm spending way too much good time on this. BTW my son caught a fish while fishing this weekend. Wish I could have been there. THANKS GEICO. Reason I say that is they helped delay my medical treatment so long that it directly led to my partial parlysis and high pain load. They STILL haven't offered a DIME in medical payments. Even though their policy says they HAVE to offer $3500 up front BEFORE settlement upon demand and proof of bills. We've given them over $50k so far LOL. You either laugh or you cry. I'd rather laugh at this point. Especially at GEICO. I've found that English is a lost art on the Internet anyway and you're going to criticize my spelling??? And the best you can do is criticize my clarity. Lady I'm taking FOURTEEN TIMES the pain med of a TERMINAL pancreatic cancer patient. I'm LUCKY I can sit up and think at all, or even type!!! Thank God for STT programs and laptops. Blame Dragon if you want to for my spelling mistakes or for the fact I can't sit up right. ROFLMAO if I could move that far. If that's your profane rebuttal so be it but I guess that's why you work in insurance. BTW Guy who hit are parked car's ins. company has already admitted liability and like me is ex-law enforcement. He lasted longer than I did and now sits in an office and adjusts. Doesn't do field work but was nice enough to approve a rental and OUR estimation (going to be a total) but said he WILL compensate us for recent serious $$ spent on our car in xtras. So not EVERY ins. agency person has to be a total jerk. Funny guy, knew a LOT more about philosophy and mediation than I did. Even funnier is that he got into insurance because he didn't like the people he had to deal with in police work. :-D
Va
San Fernisco,#10Consumer Suggestion
Sat, July 31, 2004
I just got a notice that 2 new rebuttals have been added, however due to the midnight posting time neither have shown up yet. Before someone else asks me questions or tries to tear apart my case. FYI "Character Assasination" is a normal part of EVERY Ins. Company handbook when prosecuting a case. I've SEEN an Ins. company's handbook outlining how to handle Discovery and what to subpoena. Basically EVERYTHING,including hiring PI agencies etc. and how to find and pose leading questions. IF you're evern unlucky enough to get deposed in an Ins. lawsuit, a STATED INS. CO. TACTIC in that handbook was to "jump around" as much as possible and to keep the plaintiff at the Deposition as long as possible and also leave the Deposition open ended to intimidate the plaintiffs so that they would give up info at that time instead of "having to come back". I came by this from an adjuster acquaintance who took it out of the office. To rebut the rebuttals I'm sure will try and tear me apart again, I'd just like to point out that believe it or not, I spent 10 years in the car biz, 5 years as a paralegal before that, and also worked for a Hospital biz office, even had to do collections in that job. I quit before I lost what morals I have left. :-) I've also worked at a Christian boys school, hold a Dan level belt in at least two forms of martial arts, studied about six forms seriously BEFORE this accident and was NEVER disabled before this. EVER. And I have the best doctors and surgeons that CA can provide due to the fact that both my parents were published numerous times with over 200 medical articles and over 20 books to their credit by themselves. If you have a kid who goes to private school, you're kid's curriculum is probably based on part of what they did. Or if you use any type of neural NON-opiate pain inhibitor etc. or have had laer eye surgery or cataract surgery you probably use a drug or your doctor/surgeon uses a machine that one of my folks helped develop or patent. If you live in SoCal and drive the 405 freeway, you probably drive through at some point through land they also owned and sold to the gov. to help build that freeway. And two of my siblings are DA's. I know I'm not my parents, never wanted to be. I don't take a dime from them and haven't since college. I have my own family to take care of and I take care of my own problems. Personally I enjoyed my life before all this and am writing this, so I can sit up, wearing a TENS unit set at 8 right now as well as a backbrace. I have to use a plastic orthotic device to lift up my right foot so I don't fall. I LOVED my career and I SHOULD be making six figures at least at this point in my life. Now I have to turn down every offer of employment offered and they still come in. I've worked for at least three of the largest financial institutions in the USA and personally saved one of them at least 3 million bucks after they had been ripped off of 7 million $$ by a group of Russian hackers. That kind of stuff NEVER makes the papers as it's bad press for banks. They want you to think that you're safe. Experian, TransUnion and the other agency I can't think of are SO porous as is our county-wide APB system that I've consulted and worked with the local gov. to close these doorways. The credit unions could care less. And finally Irony NEVER sleeps. Our alcoholic neighbor backed into my wife's car last night. Fortunately he HAS insurance. Probably just liability but THANK GOD NO ONE GOT HURT even though he TOTALLED the car which I bought for my wife 3 years ago as an anniversary present. It was the first car she had owned outright in her ENTIRE life as she grew up poor. It was MINT, so now we get to deal with yest another insurance company who will, of course, lowball us, on the cost of the car. And yes the car was LEGALLY parked, we have FOUR witnesses, have COMREPREHENSIVE insurance on ALL our vehicles and the guy was so out of it he hit it THREE TIMES and kept gunniing the gas after hitting the back of the car. As stated I have 10+ years past exp. in the auto biz. I own my own business still although I CAN'T WORK. This is just another pain in the rear. My wife and I still do NOT have an at fault accident or ticket in OVER 12+ YEARS. Just checked that. This guy was on both narcotic medication AND apparently alcohol. Took pictures of his car he tried to hide down the street from the cops. Has multiple OPEN containers inside the interior and yes I have dig. pics of the damage and the inside of his car. Sigh, I think it's time to set up the X10 surveillance system I bought YEARS ago with a VCR and just have it on at night. Funny thing is the guy hit the car in the afternoon in broad daylight. SECOND time he's now hit someone PARKED while backing up, but of course he "doesn't have a problem". He literally blacked out last time and didn't even remember hitting a brand new Audi A4. We saw that one too. When the woman went over to ask him about it he was so drunk he spent about 5 minutes denying it and cussing her out. Gotta love people...... To my eye and after a quick drive around the block (FWD NICE car) there's frame damage, he BENT the rear axle after hitting it TWICE and he bent or through off the alignment in the front. Our alarm went off and there were three neighbors, two of which are attorneys who witnessed the accident. He drove the car down a block and hid from the cops after we waited an hour and a half. We have NOT pressed hit and run against him even though he supposedly "slept" for 18 hours and made his wife handle it. What a joke. But irony never sleeps to badly quote Neil Young. Needless to say my wife will be getting new car. Although Salvage vehicles suck and CA is trying to get them off the road, I may buy it back just for all the parts. I had the engine heavily modified for performance and mileage as well as it has $2k rims on it and has been very well taken care of ALL it's life and has about every option known to man. Sigh, think it's time to just bite the bullet and hire a PI attorney IF I can find one that WON'T settle with the GEICO weasels. Personally I don't have anything against GEICO except for the fact they're branding their product and ripping people off. I have a SERIOUS problem with their biz ethics and lowballing people on repairs and using 2nd hand or usd parts as well as their attorneys. Again, they could have settled this out for LESS than what their wholly owned attorney firm has billed them or what their medical experts are costing them. I'm spending WAY too much time on this. Unless someone reading this is Tony Serra and he wants to take the case pro bono LOL. Nuff said from me for now. I've got a free weekend with NO legal papers to deal with, a bent up car and a great family to go out and have fun with. More fun than writing this drivel. Salamet
Allyson
Newport Coast,#11UPDATE Employee
Sat, July 31, 2004
In order to be taken seriously please be sure to either include "spell check" in your rant or proof read your c**k before you submit it online for nationwide perusal. You may very well have a valid issue but if it is presented in a sloppy manner, it might as well be void.
VA
San Fernisco,#12Consumer Comment
Fri, July 30, 2004
Yes, CA has a 30 day rule re: Ins. Coverage. You MUST report ANY purchase of a "replacement" vehicle or any new vehicle to your ins. company within 30 days or they can legally refuse you coverage, which PROGRESSIVE did. They were a LOT more honest on their examination of the car and the actual damage of the car than GEICO's adjuster was. Total slimeball. Check out the two Class Action suits currently starting on the web re: GEICO low-balling damage estimates. And of course GEICO keeps offices at body shops so you'll use their body shop and they'll get a kickback. And NO I didn't use their body shop. Yup, I took their check for ONLY the car damage. Signed it and put that I protested the amount right beside it. Made a copy of it and the check is sitting in my drawer someplace. They sent me a 2nd check later for more damages they forgot to include plus rental car. Did the same thing with the check. And NO I am NOT stupid enough to give away any of my liability or other right to sue rights. Out here in the Land of the Fee I can't think of ONE of those ridiculous damage waivers that has stood up to an appeal in court unless the person violated the Statute of Limitations timewise. So Yes, NO, NO, NO and NO. And I'm NOT suing PROGRESSIVE. In fact I have complete liability ins. with them for our cars. I LOVE my PROGRESSIVE agent. Don't think much of the company, had to beat them twice on settlement offers but he's great. Won both. Again, STATE FARM is the ONLY company I've found that actually PAYS what the accident is worth but they take their time about it but they're not above dirty tricks either. Just FYI, I've employed the same business attorney now for over 12 years. Pay his retainer every six months. Painful but worth it just so I can call him whenever I want without getting charged $150 an hour for each call. And I have an honest mechanic and know at least three honest bodyshops around me. I spent over 10 years in that bidness. Didn't like the normal dishonesty and people so got into something that I like and pays better. Although GEICO's INSURED DRIVER kind of put a crimp in that. Ask me an intelligent question. I'm getting tired of the trivial questions. This is all stuff anyone who's ever dealt with an ins. company in an adversarial manner should know....... So are you an agent, a shill, or just in love with GEICO??? LOL.
Chad
Cedar Rapids,#13Consumer Comment
Thu, July 29, 2004
...so California has a 30 day rule..is that like in Iowa where the new owner of a vehicle is covered by his/her insurance for the first 30 days after taking possession of the vehicle regardless if the insurance company is notified? Also..you took a check from GEICO..was this a settlement check? Did you cash the check? Did you have to sign nay papers saying this was the end of the settlement?
Va
94903,#14Author of original report
Wed, July 28, 2004
If you READ my rant. GEICO has SECONDARY COVERAGE on the car. The MARRIED owner bought the car for the use of a female "friend". Yup, I usually lend "friends" $5000+ to buy a used car after their MERCEDES dies and they get into financial trouble because they're renting a $3000+ a month Condo. I DO my homework. The seller CORRECTLY filed the release of liability the day of sale and at least FORTY-FIVE DAYS before the accident. GEICO HAS SECONDARY RESPONSIBILITY ON THE CAR!!! HOW MUCH CLEARER CAN THAT GET????? PROGRESSIVE has absolutely NO responsibility as the new owner didn't notify them of the purchase. There's a 30 day law in CA for that. GEICO therefore HAS to take first position as they insured the driver. GEICO has already accepted COMPLETE liability for the physical damages, and paid out the absolute MINIMUM they could. Their adjuster even stated on his claims form that SECOND HAND PARTS would be used to fix the car. I DIDN'T AGREE TO THIS OR SIGN IT, I JUST TOOK THEIR CHECK. What GEICO is arguing, is that I didn't suffer any damages in the accident. Right. That's why I've had EIGHT major and minor surgeries and have three more scheduled ALL DIRECTLY DUE TO THIS ACCIDENT. The Judicial System is anything but that. Take it for what that's worth. However TODAY GEICO managed to get another FIVE MONTH CONTINUANCE OF THE CASE. This will run the case out to a little less than the FIVE YEAR statutory date on jury cases. The Judge is SO biased they didn't even have to prove cause!!! Same Judge has taken THREE 2 week to a month long vacations IN THE PAST THREE MONTHS. He'll be on VACATION FOR ALL OF AUGUST. What a joke!!!! I brought up in court that GEICO has NOW RECEIVED 14 CONTINUANCES. The judge didn't even blink before granting them this one. And yes, I checked. We HAVE Judicial case seniority of ALL the cases on the Judge's calendar. To me, it's simply obvious that even if the defense wins ALL of their Motions in Limine that this Judge does NOT want to win the case. They WON'T win a Motion of Nonsuit as my former attorney and myself already proved causation. This is simply yet another attempt to force us to settle. It's a proven fact that the longer ANY PI case is continued, the more likely that the plaintiff will settle. Trust me, I'm NOT settling. We're NOT settling. If I have to fight this case until it becomes a pyhrric (sp?) victory I will. IF I EVER get in front of a jury even with all the muzzles put on me I will prevail. ANY commonsense layperson will find the defense's shenanigans to be ridiculous and a waste of time. By January we'll already be involved in the GEICO Constitutitional Rights cases. So far two of our defendants have stated they'll be suing GEICO to recover their losses to us due to GEICO's negligence. And they have deep pocket lawyers. Given the fact that you're a shill for the insurance companies in some manner, wouldn't it STILL make sense to you that if a case has merit and "legs" like this, and that a Pro Per can sustain it for over two years, that it MIGHT be worth the now over 100k that GEICO has put into it? Each month they keep us from settling means they can pay us off the interest of whatever proposed settlement they have in mind. Proven legal and Ins. fact. And thanks for the backhanded compliment about the intensity . Unfortunately you just don't get it. They've now held up the case for almost FIVE YEARS ON PURPOSE AND WITHOUT GOOD CAUSE. I now have enough medical experts, witnesses etc. who have offered to testify FOR FREE due to my old medical connections and nascent knowledge. Would doctor's do that who are HONEST if the case didn't have merit?? I hope somebody else reads these before they try and settle with GEICO. Besides ins. agents or the like I mean. End of rant. Have a better day than me y'all
Chad
Cedar Rapids,#15Consumer Suggestion
Wed, July 28, 2004
...you state yourself the owner of the vehicle did not report the purchase of the car. Do you think an insurance company should be responsible for a vehicle they had no knowledge of? And the vehicle was being driven by someone who does not live in the household? You never clarify what carrier is responsible for which driver...why did Progressive and GEICO inspect the vehicle? What coverage do you have on your vehicle? Your rant, while impressive in its intensity and length, lacks any real clarity.