Julie
Norwalk,#2Consumer Suggestion
Mon, October 31, 2005
Please send all complaints on Homecomings to Jayme Brown Division of Financial Institutions Office of Consumer Affairs 77 South High St 21st Floor Columbus, Ohio 43215 and the Texas Attorney General along with the Attorney General of your State. Jayme Brown, is the first and only person we have heard any type of response from so far out of all the Government agencies contacted. If we can get one Government official to listen others might just follow.
Sandy
Aurora,#3Author of original report
Thu, October 27, 2005
This is an update on my situation with Homecomings Financial. I think it is necessary for everyone who is unhappy with Homecomings to know the following information: I last spoke to a representative by the name of Mary with Homecomings who would not give her last name, to try and get my house refinanced and work something out. She transferred me to Robert Holt. Homecomings Financial stated to me I had to pay $200 per person per month extra on my mortgage paymenm tplus $200 monthly for a Chapter 13 plus another $200 monthly added to the loan I already had which adds up to approximately $1600 per month. This is after went to Wells Fargo for refinancing who promised me and guaranteed me preapproval on a refinance for $880 per month. Aegis Lending also gave me preapproval on a refinance for approx $700 to $900 per month on my home which was currently being mortgaged by Homecomings. Both companies stated I had a 650 to 690 credit rating and stated nothing should stop me from refinancing. But Homecomings Financial said "After a tedious conversation and uncanny results, it was stated to very clearly "We, Homecomings Financial are God; we are better than God and we can do whatever we want!" I would like someone to write to me and explain to me how can Homecomings Financial not tell Judge Brooks, Mrs. Hill, Attorney, Wells Fargo, ditech.com, "We do not have to let anyone else refinance your home. We can do anything we want to?" I talked to many people. Is there a law stating they can get by with this? In court in my bankruptcy hearing, Judge Brooks did not care one bit nor act like he cared one bit. While in the courtroom, everyone was required to testity under oath to tell the truth, nothing but the truth, Homecomings did not attend the hearing but did their testifying by phone. Please I need information "Can Homecomings stop refinancing and stopping anyone from saving their homes, refinancing or selling their homes? I asked Homecomings and its attorneys, Mrs. Hill, "Why would they not let me refinance?" Homecomings Financial's response (as everyone is reading this letter), "I have no recollection re: that. They actually stated in Court to the Judge that I did not try to refinance or try to sell my home, when in fact, I have proof of doing this many times over. Joe Whitehouse of the Loss Mitigation Dept of Homecomings in San Diego stated if I would pay $2500, they will and he promised they would refinance. Yet in court they denied everything. Mr. Whitehouse also could not recall ever saying that to me when he was asked in Court under oath and supposedly supposed to tell the truth, nothing but the truth! This is an update to the readers. I would like some input via email about "Is there or are there no laws governing the practices of mortgage companies denying people the basic right to either refinance, work out a payment plan and/or sell their homes that they worked so hard for 14 years to keep and in a short period of time, lose it to a corrupt mortgage company and its corrupt attorneys who only care about money, not truth or justice the American way! I am sorry our society has to have attorneys who get paid a lot of money to lie for companies like Homecomings Financial! Please email me back asap.