Julie
Guthrie,#2Consumer Suggestion
Wed, February 20, 2008
1) There is NO insurance to cover payments while you are down and out offered through any lender. 2) There is individual insurance to cover payments while you are down and out offered through independent agents, BUT, it is very costly and wouldn't be included in your PITI. 3) Not sure what Life Insurance has to do with anything. Life insurance covers the loss of a LIFE, not broken ribs or short term disability. 4) They did not steal your home, they foreclosed on it. Read your mortgage documents. If you get behind, that is how they attempt to cure your mortgage failure. They did what is well within their rights as your lender. 5) This is extremely unfortunate, but you have NOT been ripped off. You didn't make your payments and they took your home. That's what they do. They aren't in business to give you a free ride.
Julie
Guthrie,#3Consumer Suggestion
Wed, February 20, 2008
1) There is NO insurance to cover payments while you are down and out offered through any lender. 2) There is individual insurance to cover payments while you are down and out offered through independent agents, BUT, it is very costly and wouldn't be included in your PITI. 3) Not sure what Life Insurance has to do with anything. Life insurance covers the loss of a LIFE, not broken ribs or short term disability. 4) They did not steal your home, they foreclosed on it. Read your mortgage documents. If you get behind, that is how they attempt to cure your mortgage failure. They did what is well within their rights as your lender. 5) This is extremely unfortunate, but you have NOT been ripped off. You didn't make your payments and they took your home. That's what they do. They aren't in business to give you a free ride.
Julie
Guthrie,#4Consumer Suggestion
Wed, February 20, 2008
1) There is NO insurance to cover payments while you are down and out offered through any lender. 2) There is individual insurance to cover payments while you are down and out offered through independent agents, BUT, it is very costly and wouldn't be included in your PITI. 3) Not sure what Life Insurance has to do with anything. Life insurance covers the loss of a LIFE, not broken ribs or short term disability. 4) They did not steal your home, they foreclosed on it. Read your mortgage documents. If you get behind, that is how they attempt to cure your mortgage failure. They did what is well within their rights as your lender. 5) This is extremely unfortunate, but you have NOT been ripped off. You didn't make your payments and they took your home. That's what they do. They aren't in business to give you a free ride.
Julie
Guthrie,#5Consumer Suggestion
Wed, February 20, 2008
1) There is NO insurance to cover payments while you are down and out offered through any lender. 2) There is individual insurance to cover payments while you are down and out offered through independent agents, BUT, it is very costly and wouldn't be included in your PITI. 3) Not sure what Life Insurance has to do with anything. Life insurance covers the loss of a LIFE, not broken ribs or short term disability. 4) They did not steal your home, they foreclosed on it. Read your mortgage documents. If you get behind, that is how they attempt to cure your mortgage failure. They did what is well within their rights as your lender. 5) This is extremely unfortunate, but you have NOT been ripped off. You didn't make your payments and they took your home. That's what they do. They aren't in business to give you a free ride.