Karen
Wilkes Barre,#2Consumer Comment
Tue, June 05, 2007
I too have been charged a "LATE FEE" on the day my bill was due. I always believed that LATE meant after the fact-I could see them charging the late fee the DAY AFTER your due date if the bill is not paid, but NOT on the due date itself!!! I guess their idea of DUE DATE and mine are 2 different things!
Karen
Wilkes Barre,#3Consumer Comment
Tue, June 05, 2007
I too have been charged a "LATE FEE" on the day my bill was due. I always believed that LATE meant after the fact-I could see them charging the late fee the DAY AFTER your due date if the bill is not paid, but NOT on the due date itself!!! I guess their idea of DUE DATE and mine are 2 different things!
Karen
Wilkes Barre,#4Consumer Comment
Tue, June 05, 2007
I too have been charged a "LATE FEE" on the day my bill was due. I always believed that LATE meant after the fact-I could see them charging the late fee the DAY AFTER your due date if the bill is not paid, but NOT on the due date itself!!! I guess their idea of DUE DATE and mine are 2 different things!
Duane
Monroe,#5Consumer Suggestion
Sun, June 03, 2007
There is a difference between your billing cycle and your due date. The statement you have showing a due date of 6/8 is for a billing cycle between 4/14 and 5/14. Look closely at that statement. It covers transaction for the period between 4/14 and 5/14. Sometime after 5/14 they sent you that statement with a due date of 6/8. this allows you time to make your payment. So they are correct in that for each billing cycle your balance (last balance plus interest plus transactions plus any other fees minus payments) is over your limit they can access an overlimit fee. You are also confusing "over limit fee" with late "late charge". An over limit fee is because you are over your credit limit, which is clearly available on your statements and online. They can access this immediately. A late fee is because you have not made your payment by the due date, which is also clearly printed on your statement as well as online. You should also look at how payments online are posted. You can make a regular payment online for free. But this regular payment that you are making will take 2 business days to post. An option to make a rush payment is available for a fee of $12.95 is available - which is much less that the late fee. With the regular payment option, you can go online anytime to make it and have it scheduled for a specific date. that way you will never be late.