Gayle
Las Vegas,#2Consumer Suggestion
Sat, January 06, 2007
Actually, with HSBC you can schedule your payment at any time during the month to be taken out of your account on the date you choose so their system is not as antiquated as the Capital One the system. However, if you want to become part of the solution contact both your state Senators and Representatives and your Federal Representatives and Senators and ask them to put a bill forward that will stop credit card comapnies from allowing customers to go over their limit and from charging over-limit fees on interest. Then get all of your friends, neighbors and relatives to do the same. Talking to the company won't help. Their practices can only be stopped by legislation. Laws let them get away with it. Laws can stop them from doing it. And I did close my account because of their "shady" practices.