Complaint Review: John Beck Free And Clear - Mentring Of America - American Fork Utah

So what's the update Jenna?

If you simply dissapear and don't come back to keep me updated, I can't help you.

Hello Jenna

Yes, you can fight and get a refund no matter how long ago it was. Never be concerned or ever consider not fighting for your money back because you think it's too long ago and that you now can't do nothing about it now. How long ago it was does not matter.

This person here got fleeced by Mentoring of America back in 2003 and just recently read my personal advices on these pages and implemented them. He's now getting a refund of his almost $5,000 back after 3-4 years later.

www.ripoffreport.com/reports/ripoff241414.htm

And remember Jenna, I got my personal $7,000+ refund after more than two years later once I found out about Utah investigator Ao Pauga and filed with him. I gave him a copy of my unsigned "Enrollment Confirmation" page, a copy of my bank statement with charges highlighted, and told him that MOA's JAYDER SALAZAR gave me a fake 100% money back guarantee to get me to buy at $7,000+ price based on my available funds. I also filed a bunch of other complaints with other agencies all at the same time like the BBB, FTC, SEC, etc. It took me this long only because I was too ashamed and embarrassed to tell anyone I knew about it or ask people for help. So for two years I basically did nothing and kept it a secret from friends and family. Then I decided I had enough of it because I could not stop thinking about it everywhere I went, and fought relentlessly till victory. Now I'm on a personal rampage to push my personal revenge tally to well over $100,000 in under 12 months with my advices to you people here on this great site. My revenge tally is currently at $85,597 after only 8 months of advice giving and guiding.


ADVICE FOR JENNA:

Since you are well past your 3 day right to cancel or your 90 window to dispute/reverse the charges with the CC company DO NOT ever think that you have nothing to use against them. There are other things you can use against Mentoring of America to get your money back like I did. Here they are:

Jenna, the key here is to make each of the following points very clear in ALL of your complaints with each agency you file with. The more agencies the better. Even with any other ones I never mentioned or don't know about myself. File away. Hit MOA hard from all directions at the same time. The more complaints against them , the worse it is for them and they know it. When this happens, it's always easier for Mentoring of America to just hand you back your money than to face yet another lawsuit. They have already been sued in Utah at least 3 times and have been fine and punished repeatedly since Oct 2004 by the Utah Division of Consumer Protection because they keep breaking Utah Consumer Statutes (see my other posts for details). Make these key points well known in each complaint. Make sure all you complaints are the same. Keep your story factual, detailed, and consistent from complaint to complaint.



MOA CHARGES PEOPLE DIFFERENT PRICES ($1,500 TO $15,000) BASED ON CREDIT LINE OR PEOPLE'S AVAILABLE FUNDS:

Mention that Mentoring of America charges every person different prices based on the credit limits of their credit cards for the exact same product and service. This is fraud. Print out many of the online complaints against Beck, Jeff Paul, John Alexander and MOA on this site and others and send those with your complaint forms as proof of this elaborate scheme. Show how much the price always varies for this same John Beck coaching program of 10 half hour calls done once a week. Also show authorities that news report video link I have posted many times that features the lawsuits filed against Mentoring of America in Utah. Also print out some of the more recent posts where I have posted responses from ex-employees of Mentoring of America in where they validate that MOA indeed charges people different prices bases on credit lines.

FALSE STATEMENTS, FAKE PROMISES OR PHONY GUARANTEES:

Mention any and all fake promises or any "money back guarantee if you fail" type statements if they gave you any at the time they gave you their sales pitch over the phone to get you to buy. Also mention if they told you that you would make "X" amount of dollars in "X" amount of days with the program and any other false BS they fed you in order to convince you to buy this trash. Definitely mention that Mentoring of America made you open up two new credit card accounts so that you would to be able to charge the price of this garbage, knowing d**n well that you had no way to afford it because you actually told them this. Say in your complaints that Mentoring of America and it's cohorts left you stuck with the monthly bill.

WORTHLESS COACHING AND INFORMATION:

Mention all the discrepancies and problems you have experience with their coaching staff and the difficulty you are having just trying to get what you paid for. Also say that they charged you thousands for nothing but general public knowledge that anyone could easily find and access free on line or the library.

GIVE THE NAMES OF THE MOA PEOPLE YOU HAVE DEALT WITH:

It's always better when you can provide the names of all Mentoring of America staff in your complaints like your coach or that sleaze bag salesman who coerced you into opening up two new credit cards to buy this garbage with because you had no money. Also any supervisors or staff that have turned down any of your requests for a refund. Give that idiot who got you to buy this junk's full name if you can. Provide times and dates as best you can for everything. If you state allows, begin to tape record every single conversation you have with this company and it's cohorts from now on. This will provide you with documented proof of what has already taken place.

THEIR COACHES ARE FAKE AND NOT EXPERIENCED IN REAL ESTATE:

Mention that they hire their coaches through General Help Wanted ads in local Utah newspaper like the Daily Herald. Google "Mentoring of America General Help Wanted" for proof. Some of their ads say that no experience is even necessary. They falsely mislead you by telling you these people where very seasoned and experienced pros in real estate which they are not. They are just regular bums off the streets of Utah who were looking for a job in their local classifieds. They simply read scripts to you on each coaching session. They get paid per session which is why most of them are in such a hurry to get through the call and onto the next. If they were such pros, they would be working at home for themselves instead of for a boss and driving to a job each day. Google search the above phrase and print out some of their job classified ads used to hire staff and coaches as proof. Some of their ads for real estate coaching positions are in video. Again, just go Google Mentoring of America General Help Wanted" and you'll see them come right up. Show everyone you complaint with that this is where these people are hired and that they are not professionals or experienced like they falsely told you.

Even a former employee who used to work there just recently posted and said the same thing about their coaches.

Copy and paste

www.ripoffreport.com/reports/ripoff243943.htm

and

www.ripoffreport.com/reports/ripoff243872.htm

PROVIDE A COPY OF THE UNSIGNED ENROLLMENT CONFIRMATION PAGE:

If you still have it, include a copy of your unsigned "Enrollment Confirmation" page with each of your complaints, especially with the Utah one and Ao Pauga. And if Mentoring of America told you that they wanted you to sign and return this page in like they told me, let Ao Pauga know. JAYDER SALAZAR told me that in order for the charge to go through, I had to sign and return this page immediately but I never did, yet MOA charged me anyway. I told Ao about this and gave him a copy of my unsigned original page. This helped my case a lot.


INTIMIDATION:

Mentoring of America likes to intimidate people who ask for refunds by telling that they have you tape recorded agreeing to all sales final etc even if they don't. It's part of their training and tactics. A lady named KAREN JOHNSON is the one in charge of this department that Ao Pauga might put you in touch with as part of the refund process. If you talk to her, tape record her and catch this b***h on tape if you can. She likes to offer people partial refunds and says that the remaining hundreds or sometimes thousands of dollars of you refund is theirs for a fake shipping, processing, and administrative fee that does not exist. It's nothing but a fraudulent attempt to keep some of your cash as a last resort before you file against them with Ao Pauga. If you file with Ao, she will drop the fake charges and give you back a 100% refund. If you catch this b***h saying something like this, sends the tapes to Ao. And even if they did have you on tape, verbal agreements cannot be held binding anyway in most states and it also does nothing to eliminate your 3 day right to cancel or your 90 day window to dispute with the CC company. In some states, verbal agreements or verbal contracts done over the telephone in excess of $5,000 don't count and are not considered valid or binding. Mentoring of America also tells a lot of people that they welcome you to take them to court (they really don't) and that you would loose all in an attempt to deter and scare you from fighting for your money back, etc. They told me this BS when I wanted my money back. If your state allows, you should from now on always tape record any telephone conversations with Mentoring of America. If you catch any of these intimidation tactics, send them to Utah investigator Ao Pauga with you complaint form. Send them to the other agencies also like your state's FBI etc.

MENTORING OF AMERICA SELLS YOUR PERSONAL INFO RMATION TO THEIR OTHER AFFILIATE COMPANIES WITHOUT YOUR PERMISSION, KNOWLEDGE, OR CONCENT:

If you have been getting called repeatedly by other companies wanting to offer you more services for this program, mention clearly in each complaint that Mentoring of America has sold your personal info to their other affiliate companies like "The Tax Club" for example, without your permission or consent. This is another tactic Mentoring of America has adopted. After you buy from MOA, they sell your contact info to their other affiliated companies will keep calling your house trying to sell you other garbage to help you with this Beck program. They make money from you and and also from selling off your info without your knowledge, consent, or permission to these other companies who then begin to call your house and solicit you even further..


One of their affiliate companies who Mentoring of America will sell your personal info to is called "strategic financial services". They will call your house wanting to charge you thousands of dollars to help you set up and LLC when you can do this yourself by simply filing with your local county for only $100 or so. They prey on the inexperienced.

Some of Mentoring of America's affiliate companies which they sell your info to are:

The Tax Club

Read about this ripoff here:

http://www.ripoffreport.com/results.asp?q1=ALL&q5=the+tax+club&submit2=Search%


John Alexander (Another real estate guru who also uses Mentoring of America for coaching and has his own late night infomercial like Beck)

MANHATTAN BOOKKEEPING (MPG)

Hello Jenna

Yes, you can fight and get a refund no matter how long ago it was. Never be concerned or ever consider not fighting for your money back because you think it's too long ago and that can't do nothing about it now. How long ago it was does not matter.

This person here got fleeced by Mentoring of America back in 2003 and just recently read my personal advices on these pages and implemented them. He's now getting a refund of his almost $5,000 back after 3-4 years later.

www.ripoffreport.com/reports/ripoff241414.htm

And remember Jenna, I got my personal $7,000+ refund more than two years later once I found out about Utah investigator Ao Pauga and filed with him. I gave him a copy of my unsigned "Enrollment Confirmation" page, a copy of my bank statement with charges highlighted, and told him that MOA's JAYDER SALAZAR gave me a fake 100% money back guarantee to get me to buy at $7,000+ price based on my available funds. I also filed a bunch of other complaints with other agencies all at the same time like the BBB, FTC, SEC, etc. It took me this long only because I was too ashamed and embarrassed to tell anyone about it or ask anyone I knew for help. So for two years I basically did nothing and kept it a secret from friends and family. Then I decided I had enough of it because I could not stop thinking about it everywhere I went, and fought relentlessly till victory. Now I'm on a personal rampage to push my personal revenge tally to well over $100,000 in under 12 months with my advices to you people here on this great site. My revenge tally is currently at $85,597 after only 8 months of advice giving and guiding.


ADVICE FOR JENNA:

Since you are well past your 3 day right to cancel or your 90 window to dispute/reverse the charges with the CC company DO NOT ever think that you have nothing to use against them. There are other things you can use against Mentoring of America to get your money back like I did. Here they are:

Jenna, the key here is to make the following points very clear in ALL of you complaints with each agency you file with. The more agencies the better. Even with any other ones I never mentioned or don't know about myself. File away. Hit MOA hard from all directions at the same time. The more complaints against them , the worse it is for them and they know it. When this happens, it's always easier for Mentoring of America to just hand you back your money than to face yet another lawsuit. They have already been sued in Utah at least 3 times and have been fine and punished repeatedly since Oct 2004 by the Utah Division of Consumer Protection because they keep breaking Utah Consumer Statutes (see my other posts for details). Make these key points well known in each complaint. Make sure all you complaints say the same thing. Keep your story factual, detailed, and consistent from complaint to complaint.



MOA CHARGES PEOPLE DIFFERENT PRICES ($1,500 TO $15,000) BASED ON CREDIT LINE OR PEOPLE'S AVAILABLE FUNDS:

Mention that Mentoring of America charges every person different prices based on the credit limits of their credit cards for the exact same product and service. This is fraud. Print out many of the online complaints against Beck, Jeff Paul, John Alexander and MOA on this site and others and send those with your complaint forms as proof of this elaborate scheme. Show how much the price always varies for this same John Beck coaching program of 10 half hour calls done once a week. Also show authorities that news report video link I have posted many times that features the lawsuits filed against Mentoring of America in Utah.

FALSE STATEMENTS, FAKE PROMISES OR PHONY GUARANTEES:

Mention any and all fake promises or "money back guarantee if you fail" statements if they gave you any at the time they gave you their sales pitch over the phone to get you to buy. Also mention if they told you that you would make "X" amount of dollars in "X" amount of days with the program and any other false BS they fed you in order to convince you to buy this trash. Definitely mention that Mentoring of America made you open up two new credit card accounts so that you would to be able to charge the price of this garbage since you had no way to afford it. Tell them that they left you stuck with the monthly bill.

WORTHLESS COACHING AND INFORMATION:

Mention all the discrepancies and problems you have experience with their coaching staff. Also say that they charged you thousand for nothing but general public knowledge that you could have easily found free on line or the library.

GIVE THE NAMES OF THE MOA PEOPLE YOU HAVE DEALT WITH:

It's always better when you can provide the names of all Mentoring of America staff in your complaints like your coach or that sleaze bag salesman who coerced you into opening up two new credit cards to buy this garbage with because you had no money. Give this this idiot's full name if you can. Provide times and dates as best you can for everything.

THEIR COACHES ARE FAKE AND NOT EXPERIENCED IN REAL ESTATE:

Mention that they hire their coaches through General Help Wanted ads in local Utah newspaper like the Daily Herald. Google "Mentoring of America General Help Wanted" for proof. Some of their ads say that no experience is necessary. They falsely mislead you by telling you these people where very seasoned and experienced pros in real estate which they are not. They simply read scripts to you. If they were such pros, they would be working at home for themselves instead of for a boss. Google search the above phrase and print out some of their job ads used to hire staff and coaches as proof. Some of their ads for real estate coaching positions are in video. Again, just go Google Mentoring of America General Help Wanted" and you'll see them come right up.


PROVIDE A COPY OF THE UNSIGNED ENROLLMENT CONFIRMATION PAGE:

If you still have it, include a copy of your unsigned "Enrollment Confirmation" page with your complaints, especially with the Utah one and Ao Pauga.


INTIMIDATION:

Mentoring of America likes to intimidate people who ask for refunds by telling that they have you tape recorded agreeing to all sales final etc even if they don't. It's part of their training and tactics. A lady named KAREN JOHNSON is the one in charge of this department that Ao Pauga might put you in touch with. If you talk to her, tape record her and catch this b***h on tape if you can. She likes to offer people partial refunds and says that the remaining hundreds or sometimes thousands of dollars of you refund is theirs for shipping, processing, and administrative fee that don't exits. It's nothing but a fraudulent attempt to keep some of your cash as a last resort before you file against them with Ao Pauga. I f you file with Ao, she will drop the fake charges and give you back everything. Then sends the tapes to Ao. And even if they did have you on tape, verbal agreements cannot be held binding anyway and it also does nothing to eliminate your 3 day right to cancel or your 90 day window to dispute with the CC company.. In some states, verbal agreements or verbal contracts done over the telephone in excess of $5,000 don't count and are not considered valid or binding. Mentoring of America also tells a lot of people that they welcome you to take them to court (they really don't) and that you would loose all in an attempt to deter and scare you from fighting for your money back.. They told me this BS when I wanted my money back. If your state allows, you should from now on always tape record any telephone conversations with Mentoring of America. If you catch any of these intimidation tactics, send them to Utah investigator Ao Pauga with you complaint form. Send them to the other agencies also like your state's FBI etc.

MENTORING OF AMERICA SELLS YOUR PERSONAL INFO TO THEIR OTHER AFFILIATE COMPANIES WITHOUT YOUR PERMISSION OR CONCENT:

IF you have been getting called repeatedly by other companies about this program wanting to sell you thousands of dollars more of garbage, complain and mention clearly that Mentoring of America has sold your personal info to their other affiliate companies like "The Tax Club" for example, without your permission or consent. This is a new recent tactic Mentoring of America has adopted. After you buy form them, they sell your contact info to their other affiliated companies will keep calling your house trying to sell you other garbage. They make money from you and from selling your info without your knowledge, consent, or permission.


One of their affiliate companies who Mentoring of America will sell your personal info to is called "strategic financial services". They will call your house wanting to charge you thousands of dollars to help you set up and LLC. You can do this yourself by simply filing with your local county for only $100 or so. They prey on the inexperienced.

Some of Mentoring of America's affiliate companies which they sell your info to are:

The Tax Club

Read about this ripoff here:

http://www.ripoffreport.com/results.asp?q1=ALL&q5=the+tax+club&submit2=Search%


John Alexander (Another real estate guru who uses Mentoring of America for coaching also and has his own late night infomercial)

MANHATTAN BOOKKEEPING (MPG)