Kelvin Williams claims he will give you a loan for business use, personal use, or student loan provided that you get him an upfront fee that varies between $350.00 or $400.00.
He requests that you wire that fee via MoneyGram to names of Debra Upton or Deanna Mallory in California. Once you send that money he will probably dissappear on you for a few hours, re-assure that the funds will be transferred in a couple of hours, then the funds will arrive the next day.
Then Kelvin William will tell you that "opps, his Bank Officer Bruce, will need an additional $500.00 to release the funds but out of the kindness of his heart he'll provide $250.00 as long as you come up with the $250.00 and send that to him for a loan transfer fee."
Bruce will even contact you via text from 424-278-4974 and explain (with about as much intelligence as a 12 year old) the fee and that the loan is ready to go....just send more money.
He will give you the phone number of his "Bankn Officer" Bruce that requires the $500.00 that Kelvin forgot to mention to you but instead of giving you a legitimate Bank Office Number at Bank of America where Kelvin claims that Bruce works........Kelvin gives you a Google Voice Number.
When you demand your money back from Bruce, he states that you need to send an additional $100.00 to get your loan canceled from him. Kelvin Williams is a liar, a fraud, a cheat, a dishonest person, a scam, a crook, an extortionist, and should never be trusted to provide you with any financial services by anyone on Craigslist.com or Backpage.com. Kelvin Williams is never, never, never to be trusted.