Summer of 2006 recieved an invitation (promotion) for a weekend stay at KQ Ranch in Julian Calif, with condition that myself and wife sit in on a presentation by Colorado River Adventers. the salesman convinced us to sign a contract committing us to a camping membership with Colordo River Adventers. We failed to cancel within the three days right to recission so they claim, so we were billed $7,000, and the bill was placed in collections. The amount has balloned to $13,000 and is affecting our credit standing by lowering our FICO score.