They offer you a loan for 8k plus, you have to give a 3-4 month down payment. After you western Union the money to a Jason Pearson in Ontario Canada they call and tell you that you have to pay a additional 1500 for insurance. I told them I want my money back and they said 14-30 days we would get a check. I have reported it to both the US and Canadian IRS and US Fraud investigative department.