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  • Report:  #231804

Complaint Review: LHR - HAMBURG New York

Reported By:
- palm coast, Florida,
Submitted:
Updated:

LHR
56 MAIN ST HAMBURG, 14075 New York, U.S.A.
Phone:
888-845-5995
Web:
N/A
Categories:
Tell us has your experience with this business or person been good? What's this?
LHR CALLED ME 1-17-07 ASKING IF I RECIEVED THE ITEMS I'M DISPUTING. I SAID YES, BUT I'M STILL NOT PAYING. I TOLD ALLISON (LHR) THERE'S NOTHING HERE SHOWING WHAT I BOUGHT AND IT ONLY SHOWS THE YEAR 2002--I OPENED THE CREDIT CARD IN 1996 AND I WANTED TO SEE ALL MY STATEMENTS AND WHAT I BOUGHT. I EXPLAINED TO HER, LIKE I DO EVERYTIME THEY CALL, I SETTLED THE DEBT IN 2000. SHE ASKED ME IF I HAVE A LETTER STATING THE SETTLEMENT AND A ZERO BALANCE. I SAID NO. SHE THEN SAID SOMETHING ABOUT STATUE OF LIMITATIONS AND YOU MUST PAY US NOW. I SAID NO, AND SHE SAID WE ARE GOING TO SUE YOU. I SAID GO AHEAD, SHE SAID ARE YOU SURE, AND I HUNG UP.

THIS COMP. HAS BEEN HARRASSING ME FOR YEARS!!!! OH, THIS LHR COMP. IS TRYING TO COLLECT A DEBT FOR FCNB, WHICH IS ALSO ON THIS WEBSITE WITH NUMEROUS COMPLAINTS!!!!!

ANOTHER THING--ABOUT 4 MONTHS AGO A MAN CALLED ASKING FOR $ FOR CHARITY--I HUNG UP. HE CALLED AGAIN AND I SAID NO THANKYOU AND HUNG UP AGAIN. HE CALLED A THIRD TIME, I DIDN'T SAY ANYTING AND HUNG UP. HE CALLED A FOURTH TIME AND I PICKED UP THE PHONE AND LEFT IT OFF THE HOOK. I WAITED 1/2 HOUR AND PUT THE PHONE BACK ON THE HOOK, BUT SHUT MY ANSWERING MACHINE OFF. HE CALLED AGAIN AND THE PHONE RANG AND RANG LIKE TWENTY TIMES. I WAS GETTING SCARED BECAUSE I THOUGHT SOMEONE MAY BE OUTSIDE MY HOME. I WAS GETTING READY TO CALL THE POLICE AND I SAID WAIT, LETS LOOK UP THIS # ON THE WEB----GUESS WHO CAME UP???...LHR. I CALLED THE COMPANY AND THEY DENY CALLING ME AND HAVE NO RECORD OF CALIING ME THAT DAY. FREAKS!!!

I'M IN CONTACT WITH A LAWYER, I HAVE A CONSULTATION WITH HIM SOON. I BELIEVE WE HAVE ENOUGH COMPLAINTS FOR LHR AND FCNB TO FILE A CLASS ACTION LAW SUIT. RIGHT? GOOD LUCK TO YOU ALL HAVING PROBLEMS WITH LHR--KEEP YOU HEAD UP AND KNOW THESE PEOPLE ARE SCOUNDRELS AND ARE GOING DOWN!

MELANIE

palm coast, Florida
U.S.A.


3 Updates & Rebuttals

Alice

Eugene,
Oregon,
U.S.A.
Never talk to them on the phone!

#2Consumer Comment

Thu, February 15, 2007

I was called by L.H.R. back in January, and I knew I should have hung up on them immediately, but I wanted to know what this was all about. They were calling me about an old charged off credit card account that was the result of identity theft, so I had no intention of paying for it, because someone else got a credit card in my name and then ran it up and ruined my credit. I tried to explain this to the lady, and at first she acted like she was sympathetic and cared, and then she put me on hold, and then a supervisor came on the phone and started asking lots of questions about where I work and whether I own the home where I live, and then she started going through my credit report with me on the phone, and was saying how she noticed that I was able to pay my other bills, and then she noticed one credit card with a large available credit limit and she said that I should authorize them to charge the full amount due to that credit card. Otherwise she threatened to file a lawsuit against me and garnish my wages and put a lien on my house. She got a lot of information about me that I didn't want her to have. This is why you should never talk to debt collectors on the phone.


Steve [Not A Lawyer]

Bradenton,
Florida,
U.S.A.
Melanie, this is very easy to fix!

#3Consumer Suggestion

Mon, January 22, 2007

Melanie, The first thing is to STAY OFF THE PHONE!! NEVER speak to any debt collector on the phone! It will NEVER do anything positive for you, and will usually make things worse. Always communicate ONLY in writing, and by certified mail, return reciept requested. Be sure to put the certified# on the letter itself and keep a copy for your recored. This is very important as it proves what you sent. By the means above, immediately send a CEASE COMMUNICATIONS request. This is all it takes. Then when they violate it, you can sue them and get paid. This is all spelled out under the FDCPA which you can read at ftc.gov. You can also file a complaint online at that site. Don't get mad, get paid!


Steve [Not A Lawyer]

Bradenton,
Florida,
U.S.A.
Melanie, this is very easy to fix!

#4Consumer Suggestion

Mon, January 22, 2007

Melanie, The first thing is to STAY OFF THE PHONE!! NEVER speak to any debt collector on the phone! It will NEVER do anything positive for you, and will usually make things worse. Always communicate ONLY in writing, and by certified mail, return reciept requested. Be sure to put the certified# on the letter itself and keep a copy for your recored. This is very important as it proves what you sent. By the means above, immediately send a CEASE COMMUNICATIONS request. This is all it takes. Then when they violate it, you can sue them and get paid. This is all spelled out under the FDCPA which you can read at ftc.gov. You can also file a complaint online at that site. Don't get mad, get paid!

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