- Report: #186018
Complaint Review: Merchants Credit Guide - Chicago Illinois
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Author Confirmed
Why?
Merchants Credit Guide
223 W. Jackson Bl. Ste 900 Chicago, 60606-6993 Illinois, U.S.A.
Phone:
888-249-4134
Web:
N/A
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Business Rating:
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Tell us has your experience with this business or person been good?
Merchants Credit Guide, Ken Hughes Collections Rip Off Scam Chicago Illinois And New York New York
This outfit continues to attempt collection on debts that were settled or written off more than 15 years ago! I bought new car in January 06 and almost immediately got letter demanding $2,932.20 on old loan debt from Florida. Called and told them to cease contact. Wrote a letter emphasizing cesation and they keep sending letters out with payment demands. I filed complaint with the Indiana Attorney General, Florida Attorney General, New York and Illinois Attorney Generals as well as the Federal Trade Commission - all under the Fair Debt Collecion Practices Act.
I suggest all individuals who are contacted by this company or Mr. Hughes do the same. After a number of complaints the Federal Trade Commission will take action to shut them down. YOU MUST FILE COMPLAINTS with your attorney general and the FTC in order to stop this company from fraud. You may be entitled to damages of up to $500,000 if a class action is brought against them.
Robert
Indianapolis, Indiana
U.S.A.
I suggest all individuals who are contacted by this company or Mr. Hughes do the same. After a number of complaints the Federal Trade Commission will take action to shut them down. YOU MUST FILE COMPLAINTS with your attorney general and the FTC in order to stop this company from fraud. You may be entitled to damages of up to $500,000 if a class action is brought against them.
Robert
Indianapolis, Indiana
U.S.A.
3 Updates & Rebuttals
Robert
Indianapolis,Indiana,
U.S.A.
File Formal Complaint to FTC online if he persists
#2Consumer Comment
Wed, April 12, 2006
If you've received mail from them on debts extremely old or on accounts you never had, write back and tell them to cease contacting you or provide verification for the amounts outstanding If they call again or send another demand for payment in the mail, file online with the Fair Trade Commission. Google it and follow links. This man and the company are disreputable... website of their down and they won't abide by the FDCA law about ceasing contact and threats. Follow up with complaint to your state Attorney General. Good luck! :)
Heather
Murphy,Texas,
U.S.A.
How to respond.
#3Consumer Suggestion
Wed, April 12, 2006
Go ahead and call them if only to confirm that the debt is not yours and to request their address where you can send a cease and desist communications letter (can be found on Bud Hibbs website). Make sure not to fall for any threats they might try and throw at you and do not make them think that the debt is valid. Mail the C&D letter to their address via certified mail, return receipt (keep the receipt along with a copy of the letter for evidence). If they continue contact, you will be entitled to collect statutory damages for violations of the FDCPA via civil suit. You must keep copies of all correspondence that they send you (along with the envelopes), and make a log of any calls to your home after your request. P.S. Check your credit reports because collectors like to post things even before they call you.
Cyn
Port Orchard,Washington,
U.S.A.
I just got a phone message from this guy!
#4Consumer Comment
Tue, April 11, 2006
Ken Hughes called and left a message, I think for my husband, today. We do not have ANY outstanding debts. What do I do next? Should we call him back or NOT?
