Resty
Waunakee,#2Consumer Comment
Fri, October 31, 2008
Im with Abigail on this one. Diana......I have d**n near as many health issues as you and I work every freakin day.....pain or not.....I clean my home....do my laundry....shop...work FULL TI ME....drive....etc. Something else I do is I KEEP A CHECKBOOK REGISTER AND KEEP IT CURRENT and up to date......I dont spend money I know I dont have....and I dont play the poor me have sympathy for me and let me run my account overdrawn all the time so I can have what I want when I want it game. I feel kinda bad that you're in way over your head......BUT....you caused it..not the bank If the bank fell for every sob story they hear they'd never make any money.....heaven forbid!!! But if you arent over drawing your account....they cant take the fees that you can so ill afford.
Abigail
Vicksburg,#3Consumer Comment
Fri, October 31, 2008
I deal with people like you every day. My mother is just as ill as you are, she has been hospitalized eight times this year, and she knows how to add and subtract her items and not overspend her account and not write checks for funds she does not have. If you are having such a difficult time having a bank account perhaps you shouldn't have one. National City isn't ripping you off. You are illegally writing checks for funds you do not have. Do you know that you can go to court and even go to jail for doing this? We hear the same excuses every day: I'm sick, I have so many kids, I've been in the hospital... It doesn't matter. If you can't keep track of your finances, a) have someone do it for you, or b) don't have a checking account.
John
Louisville,#4Consumer Comment
Sat, September 06, 2008
Banks have become vicious and have figured out that they can make billions of dollars by exploiting the mistake of their lower income customers.... Specifically, they've changed the order that checks are processed: They hold checks and process them in batches so that now it goes from largest amount to lowest dollar amount.....rather than processing the checks in the order received. This way, if any one check will cause an overdraft...that one will go through first....causing each additional check to bounce to at $40 a pop for the bank.... brilliant huh? Add to that creative methodologies for holding deposits and processing debit card transactions....and the banks having a good ole' time..... America....you've been voting for all these Right Wing politicians for 25+ years to "get the government off your bank." It was REALLY getting the government off the backs of big businesses. This is one of countless examples of the consequences and it will take decades to undo the damage...