- Report: #153613
Complaint Review: National Government Grant Benefits - Miami Florida
-
Author Confirmed
Why?
National Government Grant Benefits
7011 Northwest 87th Ave., 1035 Miami, 33178 Florida, U.S.A.
Phone:
800-410-1682
Web:
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National Government Grant Benefits ripoff has been trying to get me to signup and won't stop calling me Miami Florida *EDitor's Suggestions on how to get your money back into your bank account, if they did trick you into giving them your bank account info!
So for the past week, National Government Grant Benefits has been trying to call me. When I first received the call, I could barely hear the other side, and told the guy to call me back later. They tried calling me back several times, on average, about 3 times per day, but I just ignore the calls. So today, I was having drinks with a friend at a local festival, and joking about this one telemarketer that wouldn't stop calling me, so he suggested that the next time I call, just to entertain them.
About an hour later, the call came in. Lorraine Peters, Agent #43416 was my hapless victim... :D She called, and confirmed who I am, and I asked who she was. She told me that she was from National Government Grant Benefits, and I kept asking her what was this organization because I have never heard of them before. She started speaking condescendingly to me, and told me that she was part of the government that I pay my taxes to, and that they were going to give me a $12,500 grant for being such a good citizen for paying my taxes on time. I was a bit confused and asking about it, but she was being very impatient with me, and told me that either me or my father or someone in my household are all entitled to some money, but I had to pay $29.95 to receive some package and will get a $100 check in the mail, blah blah blah... Huh? Why do I have to pay $29.95 if I am going to receive a check? Why don't you just give me a grant for $12,470? She said that it doesn't work that way, and that I needed to help out with the expenses blah blah blah, but I quickly shot back that 1) if she is giving me money, it doesn't make sense for me to pay money, and 2) I pay my taxes on time, have never skipped out on paying them, and my tax money should cover the costs. She didn't hear the last part, and just talked over me with some script. Ok, I'll play along with her little game then.
So what's the catch? She said there isn't any, and that she was going to have a supervisor come and talk to me to get my bank account information, etc., but before she transferred me, she gave me her info, and she confirmed my address with me.
How did you get my address? I was a bit pissed off that she knew my address. She pulled attitude back to me and told me very indignantly that it is the address that was provided. BULLSHIT!!! I haven't moved into this house yet, and I have never filed my taxes from this address. She kept trying to talk over me, but I just told her that I thought that she was scamming me, and hung up.
Since that point on, they have been trying to call me every hour for the next several hours, but now it seems to have stopped.
After reading the reports on this site, I am glad that I didn't fall for this, but I have been a little vigilant about all of these calls especially with all of the phishing, Nigerian, and other scams going on these days. I would suggest everyone to be a bit vigilant too.
Michael
Saratoga, California
U.S.A.
EDitor's Suggestions on how to get your money back!
HERE IS WHAT RIP-OFF REPORT SUGGESTS YOU DO:
Go to your bank within 60 days of the charge, or as soon as you know about the charge, don't delay, and tell them that there has been fraudulent activity within your account. Explain that you wish to file a dispute, and demand that they assist you in accordance with Federal Regulation E.
According to the majority of victims interviewed by Rip-off Report, those who immediately called their banks to dispute the charges did not get very far. Many victims got the following responses from their banks: we could not do anything for you or you waited too long; it has been more than 60 days.
If the bank is says that you have waited too long, explain to them how you called their 800 number as soon as the charges were found, and were told by the bank that nothing could be done. Remind the bank that they failed to assist you properly at the 800 #, and instead, provided you with an inadequate explanation of your right to dispute. Tell the bank that it's their fault time has expired, and since they gave you the wrong info to begin with, they will just have to deal with it, take the loss and reverse the charges.
Tell them the truth; this was unauthorized and your account was NOT to be charged! Keep emphasizing how you never authorized anything! Direct them to the hundreds of victims reports that were filed on Rip-off Report.com. And if you're at the bank, walk them over to their computer and make them go to this site! If you are on the phone with them, tell them you will wait while they access this site! Either way, be persistent!
DO NOT TAKE NO FOR AN ANSWER!
Let them know nicely, that you were advised to Report them (the Bank) and this situation to the Banking Commission in your state. Since each state has a different name for the agency/controller over banks, find that name before you call or get to the bank so you can throw it in their face. The more knowledgeable you appear to be, the further you will get.
And just continue to demand the Federal Regulation E form! The bank CAN, MUST and WILL reverse the charge! But, you must be persistent; ask to speak to the supervisor or the area manager for all the branches in the state.
Let the bank personnel know you are meeting with the media later in the day, that you would much rather they do the right thing (as most other banks have) by looking at the complaints and immediately reversing the charge(s) to your account; no matter how long ago it was. Be sure to call the Media if necessary so you are telling the truth.
If you have to, be loud (but nice) in front of other customers. If you are just calling by phone, the above tactics should still work. The bank can easily fax or mail to you the Federal Regulation E dispute form.
CHARGES TO YOUR CREDIT CARD
If the charge was to your credit card (not debit card, check card, or checking account), contact the credit card company as soon as possible to request a dispute form. Consumers usually have a little longer to dispute fraudulent credit card charges (up to 6 months), but it is better to act right away. In this type of situation, credit card disputes are usually successful since fraudulent companies often won't contest the disputed charge. In rare cases, credit card companies will review disputes, but refuse to reverse the charges. If this occurs, complain to a manager and let them know you will be filing a report here.
Remember Don't let them get away with it! Make sure they make the Rip-off Report .. The more Reports filed on a Company or individual, the more likely it is that the authorities, media and attorneys will want to take action.
And good luck Let us know how you do!
ED Magedson Founder, Rip-off Report.com & Author of www.ripoffrevenge.com
[email protected]
badbusinessbureau.com
www.ripoffreport.com
Don't let them get away with it.
Make sure they make the Rip-off Report!
We are not lawyers.
We are not a collection agency.
We are Consumer Advocates.
...the victims' advocate
WE are Civil and Human Rights Activists
We are a Worldwide Consumer Reporting News Agency
...by consumers, for consumers
CLICK HERE to read about Credit Card Scams... find out how to get your money back. *Rip-off Report Investigation provides valuable information.
Click here to read other Rip Off Reports on First Guardian National Benefits AKA First Capital AKA Capital Benefits ..this is all part of the same ripoff scam!
About an hour later, the call came in. Lorraine Peters, Agent #43416 was my hapless victim... :D She called, and confirmed who I am, and I asked who she was. She told me that she was from National Government Grant Benefits, and I kept asking her what was this organization because I have never heard of them before. She started speaking condescendingly to me, and told me that she was part of the government that I pay my taxes to, and that they were going to give me a $12,500 grant for being such a good citizen for paying my taxes on time. I was a bit confused and asking about it, but she was being very impatient with me, and told me that either me or my father or someone in my household are all entitled to some money, but I had to pay $29.95 to receive some package and will get a $100 check in the mail, blah blah blah... Huh? Why do I have to pay $29.95 if I am going to receive a check? Why don't you just give me a grant for $12,470? She said that it doesn't work that way, and that I needed to help out with the expenses blah blah blah, but I quickly shot back that 1) if she is giving me money, it doesn't make sense for me to pay money, and 2) I pay my taxes on time, have never skipped out on paying them, and my tax money should cover the costs. She didn't hear the last part, and just talked over me with some script. Ok, I'll play along with her little game then.
So what's the catch? She said there isn't any, and that she was going to have a supervisor come and talk to me to get my bank account information, etc., but before she transferred me, she gave me her info, and she confirmed my address with me.
How did you get my address? I was a bit pissed off that she knew my address. She pulled attitude back to me and told me very indignantly that it is the address that was provided. BULLSHIT!!! I haven't moved into this house yet, and I have never filed my taxes from this address. She kept trying to talk over me, but I just told her that I thought that she was scamming me, and hung up.
Since that point on, they have been trying to call me every hour for the next several hours, but now it seems to have stopped.
After reading the reports on this site, I am glad that I didn't fall for this, but I have been a little vigilant about all of these calls especially with all of the phishing, Nigerian, and other scams going on these days. I would suggest everyone to be a bit vigilant too.
Michael
Saratoga, California
U.S.A.
EDitor's Suggestions on how to get your money back!
HERE IS WHAT RIP-OFF REPORT SUGGESTS YOU DO:
Go to your bank within 60 days of the charge, or as soon as you know about the charge, don't delay, and tell them that there has been fraudulent activity within your account. Explain that you wish to file a dispute, and demand that they assist you in accordance with Federal Regulation E.
According to the majority of victims interviewed by Rip-off Report, those who immediately called their banks to dispute the charges did not get very far. Many victims got the following responses from their banks: we could not do anything for you or you waited too long; it has been more than 60 days.
If the bank is says that you have waited too long, explain to them how you called their 800 number as soon as the charges were found, and were told by the bank that nothing could be done. Remind the bank that they failed to assist you properly at the 800 #, and instead, provided you with an inadequate explanation of your right to dispute. Tell the bank that it's their fault time has expired, and since they gave you the wrong info to begin with, they will just have to deal with it, take the loss and reverse the charges.
Tell them the truth; this was unauthorized and your account was NOT to be charged! Keep emphasizing how you never authorized anything! Direct them to the hundreds of victims reports that were filed on Rip-off Report.com. And if you're at the bank, walk them over to their computer and make them go to this site! If you are on the phone with them, tell them you will wait while they access this site! Either way, be persistent!
DO NOT TAKE NO FOR AN ANSWER!
Let them know nicely, that you were advised to Report them (the Bank) and this situation to the Banking Commission in your state. Since each state has a different name for the agency/controller over banks, find that name before you call or get to the bank so you can throw it in their face. The more knowledgeable you appear to be, the further you will get.
And just continue to demand the Federal Regulation E form! The bank CAN, MUST and WILL reverse the charge! But, you must be persistent; ask to speak to the supervisor or the area manager for all the branches in the state.
Let the bank personnel know you are meeting with the media later in the day, that you would much rather they do the right thing (as most other banks have) by looking at the complaints and immediately reversing the charge(s) to your account; no matter how long ago it was. Be sure to call the Media if necessary so you are telling the truth.
If you have to, be loud (but nice) in front of other customers. If you are just calling by phone, the above tactics should still work. The bank can easily fax or mail to you the Federal Regulation E dispute form.
CHARGES TO YOUR CREDIT CARD
If the charge was to your credit card (not debit card, check card, or checking account), contact the credit card company as soon as possible to request a dispute form. Consumers usually have a little longer to dispute fraudulent credit card charges (up to 6 months), but it is better to act right away. In this type of situation, credit card disputes are usually successful since fraudulent companies often won't contest the disputed charge. In rare cases, credit card companies will review disputes, but refuse to reverse the charges. If this occurs, complain to a manager and let them know you will be filing a report here.
Remember Don't let them get away with it! Make sure they make the Rip-off Report .. The more Reports filed on a Company or individual, the more likely it is that the authorities, media and attorneys will want to take action.
And good luck Let us know how you do!
ED Magedson Founder, Rip-off Report.com & Author of www.ripoffrevenge.com
[email protected]
badbusinessbureau.com
www.ripoffreport.com
Don't let them get away with it.
Make sure they make the Rip-off Report!
We are not lawyers.
We are not a collection agency.
We are Consumer Advocates.
...the victims' advocate
WE are Civil and Human Rights Activists
We are a Worldwide Consumer Reporting News Agency
...by consumers, for consumers
CLICK HERE to read about Credit Card Scams... find out how to get your money back. *Rip-off Report Investigation provides valuable information.
Click here to read other Rip Off Reports on First Guardian National Benefits AKA First Capital AKA Capital Benefits ..this is all part of the same ripoff scam!
