- Report: #71793
Complaint Review: OCWEN FEDERAL BANK - ORLANDO Florida
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Author Not Confirmed
Why?
OCWEN FEDERAL BANK
12650 INGENUITY DRIVE ORLANDO, 32826 Florida, U.S.A.
Phone:
800-7462936
Web:
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OCWEN FEDERAL BANK NIGHTMARE WITH NO END SLIPPING IN SINKING SAND WITH NO HOPE ORLANDO Florida
This all began on Oct 22,2003. This happened exactly when a two-year prepayment penalty ended. I looked at my credit report and there were dings on my payments to Ocwen Federal Bank for our house payment. I had never heard from them by letter or phone in two years. I called to Ocwen in Orlando, Florida. Asking if there was a problem, she promptly informed me that my home was in foreclosure and that they needed $3900 NOW. She could not tell me what the breakdown for late charges etc would be. I know that I had made every payment, and there was no time to figure this out. The next day Jessica Porter called me to inform me as a "courtesy" they could do a payment plan. That included signing my life away on additional paperwork and $2000 dollars that had to be in her hands the next day!! Instead I hired an attorney and now he is handling the matter.
I think that this Ocwen in bigger than the both me and the lawyer, because they seem to make their own rules as they go. They cannot prove anything and just intimidate you on the phone. They have not posted my payments and are holding them, causing a foreclosure. I may be a white-haired lady but I'm full of spunk and will not leave any rock unturned until Ocwen is out of business.
The horrible scheme they use is not posting your payments. They held the one in Sept. 2003 and told me that they could not cash Oct 2003 because the home had gone into foreclosure and now I have sent in Nov 2003 payment (bank cashier's check) and they have not cashed it. (but they did receive it since they signed the US Mail return receipt.) That makes three months!! At least I have all the checks they cashed and have acounted for the ones they have. I have receipts for paid taxes and insurance. THEY JUST WANT MY HOME.
We need to let others know what is happening, but we also need to go a step further and communicate with each other to have a united front and what we have done and who and where to call. I would be glad to share all my findings.
After the inital shock I've been busy every day e-mailing everyone in federal offices and filing complaints. Last night I attended a meeting in Phoenix on Predatory Lending. I realize that I may have had a sub-prime loan but that is not the okay to have someone rip you off. I did't work for a while and that is why it went subprime I was helping my ailing parents back in the Midwest, when I needed some money and took the equity out of my paid-off home. They are looking for older, single women, high equity in a home and use forceful, quick, intimidating and stressful conotations that your home is in foreclosure.
It is a nightmare and it will come to an end. Hopefully a class-action suit will be filed in every state against these creeps.
Allie
Mesa, Arizona
U.S.A.
I think that this Ocwen in bigger than the both me and the lawyer, because they seem to make their own rules as they go. They cannot prove anything and just intimidate you on the phone. They have not posted my payments and are holding them, causing a foreclosure. I may be a white-haired lady but I'm full of spunk and will not leave any rock unturned until Ocwen is out of business.
The horrible scheme they use is not posting your payments. They held the one in Sept. 2003 and told me that they could not cash Oct 2003 because the home had gone into foreclosure and now I have sent in Nov 2003 payment (bank cashier's check) and they have not cashed it. (but they did receive it since they signed the US Mail return receipt.) That makes three months!! At least I have all the checks they cashed and have acounted for the ones they have. I have receipts for paid taxes and insurance. THEY JUST WANT MY HOME.
We need to let others know what is happening, but we also need to go a step further and communicate with each other to have a united front and what we have done and who and where to call. I would be glad to share all my findings.
After the inital shock I've been busy every day e-mailing everyone in federal offices and filing complaints. Last night I attended a meeting in Phoenix on Predatory Lending. I realize that I may have had a sub-prime loan but that is not the okay to have someone rip you off. I did't work for a while and that is why it went subprime I was helping my ailing parents back in the Midwest, when I needed some money and took the equity out of my paid-off home. They are looking for older, single women, high equity in a home and use forceful, quick, intimidating and stressful conotations that your home is in foreclosure.
It is a nightmare and it will come to an end. Hopefully a class-action suit will be filed in every state against these creeps.
Allie
Mesa, Arizona
U.S.A.
